CardValet vs Yara Early Access

NOTE: This application is powered by Fiserv, Inc. but is activated through specific financial institutions. Check with your financial institution to ensure they participate in CardValet prior to downloading. CardValet helps you efficiently manage your cards digitally. TAKE CONTROL Stay in control of your card. Turn your card ON/OFF, set spending limits, decide where, when and how your card can be used. - Set card to be on or off in an instant, restricting whether it can be used or not - Restrict your card purchases to specific locations (merchants located within a certain range of your phone or select city, state, country or zip code on an expandable interactive map - Select merchant categories (Restaurant, Travel, Entertainment etc.) and transaction types (Instore, eCommerce, ATM etc.) to control purchases on your card - Enable or disable international transactions - Establish spending limits to allow transactions up to a certain dollar value and decline transactions when amounts exceed the thresholds set by you BE ALERT Receive real time alerts on all purchases, select purchases or when a card transaction is attempted but declined. Customize your alert preferences and get notified as per your choice. Alerts are sent in real time, immediately after a transaction has taken place, and help you quickly detect unauthorized activity on your card. VIEW YOUR CARD PURCHASE View your purchases, add memos and tag your purchases for easy tracking. DO IT YOURSELF Mange your card at your fingertips. Activate your card, set card PIN or report your lost/stolen cards seamlessly by making a call from the App. Key Benefits - Receive alerts to monitor transactions and help protect from fraud Actively manage your money and take charge of your card usage - Remotely control and monitor children’s spending - Helps ensure business spending policy compliance

Your service providers use AI to decide what you pay, how long you wait on hold, and what offer keeps you from leaving. Yara is the AI on the other side of that table—your side. Yara is your personal advocate when dealing with the companies you pay every month, including internet, mobile, insurance, utilities, streaming services, and more. See Your Money Clearly -Securely connect your bank and ask Yara anything about your spending in plain English. -Set budgets and keep them honest. -See all your providers and upcoming bills in one place so nothing sneaks up on you. Stop Overpaying -Pick a bill, and Yara will dig in line by line to find where you are overpaying. -Get specific, actionable savings recommendations, not generic tips. Let Yara Make the Call -When it's time to deal with a provider, Yara gets on the phone for you. -Every call is saved with a full transcript, providing a record of what was said and what was promised.Privacy First Your data is encrypted, protected by Face ID, and accessed only with your consent. Yara works for you—never for your providers. We have no kickbacks or affiliate conflicts. Early Access This is just the beginning. We are building toward a Yara that watches every bill, catches billing errors, tracks renewals, and fights for you around the clock. Early access users shape what comes next—we read every piece of feedback. Download Yara and put an advocate in your pocket.