CardValet vs The Reckoner

NOTE: This application is powered by Fiserv, Inc. but is activated through specific financial institutions. Check with your financial institution to ensure they participate in CardValet prior to downloading. CardValet helps you efficiently manage your cards digitally. TAKE CONTROL Stay in control of your card. Turn your card ON/OFF, set spending limits, decide where, when and how your card can be used. - Set card to be on or off in an instant, restricting whether it can be used or not - Restrict your card purchases to specific locations (merchants located within a certain range of your phone or select city, state, country or zip code on an expandable interactive map - Select merchant categories (Restaurant, Travel, Entertainment etc.) and transaction types (Instore, eCommerce, ATM etc.) to control purchases on your card - Enable or disable international transactions - Establish spending limits to allow transactions up to a certain dollar value and decline transactions when amounts exceed the thresholds set by you BE ALERT Receive real time alerts on all purchases, select purchases or when a card transaction is attempted but declined. Customize your alert preferences and get notified as per your choice. Alerts are sent in real time, immediately after a transaction has taken place, and help you quickly detect unauthorized activity on your card. VIEW YOUR CARD PURCHASE View your purchases, add memos and tag your purchases for easy tracking. DO IT YOURSELF Mange your card at your fingertips. Activate your card, set card PIN or report your lost/stolen cards seamlessly by making a call from the App. Key Benefits - Receive alerts to monitor transactions and help protect from fraud Actively manage your money and take charge of your card usage - Remotely control and monitor children’s spending - Helps ensure business spending policy compliance

The Reckoner splits group expenses and remembers exactly who owes what, so you don't have to. HOW TO SPLIT A RECEIPT Snap a photo of any receipt. AI reads the items, tax, and tip. Tap to assign items to people and it does the math to the penny. HOW TO USE GROUPS Make a group for a trip, a house, or a regular crew. Add expenses, split evenly or by item, and always see a clear running balance of who owes whom. HOW TO SPLIT A ONE-OFF MEAL (no group needed) Add who's there, scan or type the total, assign items, add tax and tip, and get everyone's share instantly. HOW TO SETTLE UP When it's time to pay, hand off to Venmo, PayPal, or Zelle in a tap and mark it settled. The Reckoner tracks the money — it never touches it. THE RECKONER PRO Pro unlocks unlimited expenses and 50 AI receipt scans a month. 7-day free trial, then $2/month or $20/year. The Reckoner is an expense-tracking tool. It doesn't move money and isn't financial, accounting, or tax advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/