CardValet vs NFB Mobile Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CardValet
Take full control of your debit and credit cards with instant on/off toggles, spending limits, and location-based restrictions. Receive real-time alerts for all transactions, monitor purchases, and manage your cards digitally from your smartphone.
- Turn cards on/off instantly
- Set spending limits
- Restrict usage by location
- Control merchant categories
- Receive real-time transaction alerts
- View purchase history
- Activate cards and set PIN
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NOTE: This application is powered by Fiserv, Inc. but is activated through specific financial institutions. Check with your financial institution to ensure they participate in CardValet prior to downloading. CardValet helps you efficiently manage your cards digitally. TAKE CONTROL Stay in control of your card. Turn your card ON/OFF, set spending limits, decide where, when and how your card can be used. - Set card to be on or off in an instant, restricting whether it can be used or not - Restrict your card purchases to specific locations (merchants located within a certain range of your phone or select city, state, country or zip code on an expandable interactive map - Select merchant categories (Restaurant, Travel, Entertainment etc.) and transaction types (Instore, eCommerce, ATM etc.) to control purchases on your card - Enable or disable international transactions - Establish spending limits to allow transactions up to a certain dollar value and decline transactions when amounts exceed the thresholds set by you BE ALERT Receive real time alerts on all purchases, select purchases or when a card transaction is attempted but declined. Customize your alert preferences and get notified as per your choice. Alerts are sent in real time, immediately after a transaction has taken place, and help you quickly detect unauthorized activity on your card. VIEW YOUR CARD PURCHASE View your purchases, add memos and tag your purchases for easy tracking. DO IT YOURSELF Mange your card at your fingertips. Activate your card, set card PIN or report your lost/stolen cards seamlessly by making a call from the App. Key Benefits - Receive alerts to monitor transactions and help protect from fraud Actively manage your money and take charge of your card usage - Remotely control and monitor children’s spending - Helps ensure business spending policy compliance
NFB Mobile Banking
Manage your finances on the go with this banking app. Access accounts, make transfers, pay bills, and set up alerts for a secure and convenient banking experience.
- Account monitoring
- Fund transfers
- Bill payment
- Account alerts
- Biometric login
- Fast balance view
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Easily access all of your accounts and features right at your fingertips with our mobile app. Manage your accounts, make transfers, pay bills and more! Manage Your Accounts [+] Monitor your checking and savings accounts (current and available) [+] View mortgage, auto loan and other account balances [+] Set up Account Alerts and adjust your preferences Quick Access [+] Enable Touch ID® or Face ID® for a fast and safe way to access your account [+] View your balances on the go with Fast Balances Enhanced Navigation [+] My profile menu to manage notifications and personal preferences [+] Navigation tray with quick access to our top used features [+] Hamburger menu with all of the transactional tools needed to stay on top of your finances Make Transfers and Payments [+] Transfer funds between your accounts and to other financial institutions [+] View and manage your bills and recurring payments in one place Disclosure [+] Our mobile app is Free, mobile carrier message and data rates may apply [+] Some features are only available for eligible account holders and/or accounts.
Screenshots
Verdict
CardValet and NFB Mobile Banking both sit at 4.6 stars, but that hides the real split: 100% of NFB Mobile Banking's written reviews are positive against 19% of CardValet's. CardValet's advantage is ratings volume (19K vs 255). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
NFB Mobile Banking holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: CardValet has 19K ratings behind it against 255, so its average is the more settled of the two. Written reviews point the same way: 19% of CardValet's written reviews are positive against 100% of NFB Mobile Banking's.
CardValet ships an update every 4 months, NFB Mobile Banking every 3 months. The most recent releases landed on October 24, 2026 and October 20, 2026 respectively.
| Parameter | CardValet | NFB Mobile Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (19K ratings) | 4.8 (255 ratings) — better |
| Positive reviews | 18.8% of reviews | 100.0% of reviews — better |
| Number of ratings | 19K — better | 255 |
| Update frequency | Every 4 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 86 MB | 107 MB |
| Age rating | 4+ | 4+ |
| Developer | Fiserv, Inc | Newport Federal Bank |
Customer experience
CardValet
NFB Mobile Banking
Bugs and requests
CardValet
Reported bugs
3 issues- Unable to reset password
- Inconsistent account syncing
- Repeated 'too many devices' errors
Requested features
4 requests- Balance and spending overview
- Fingerprint/biometric login
- Ability to add multiple cards
- Improved notification system
NFB Mobile Banking
Not enough reviews yet to summarise bugs or requests.
In-app purchases
CardValet
No in-app purchases
NFB Mobile Banking
No in-app purchases
Questions
Is CardValet free?
Is NFB Mobile Banking free?
Which has better reviews, CardValet or NFB Mobile Banking?
Do CardValet or NFB Mobile Banking have ads?
Which is updated more often, CardValet or NFB Mobile Banking?
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