Comparison

PSB Bank vs UCU Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PSB Bank

Manage your bank accounts securely from your mobile device. View balances, transactions, deposit checks, transfer funds, and locate branches. Enjoy convenient banking on the go with robust security features.

Highlights
  • View account balances
  • Check transaction history
  • Deposit checks
  • Transfer funds
  • Turn debit card on/off
  • Locate branches and ATMs
  • Access eStatements
Features
Read full description

Apple - Mobile Banking allows you to safely and securely access your Peoples Savings Bank of Rhineland, Missouri account(s) anytime using your iPhone or iPad, this means you can literally do your banking wherever you are. With our App you can: •View your accounts •Check balances •View Transactions •Turn your debit card On/Off from your mobile device •One Touch Calling •Deposit Checks •Edit Account Nicknames •Transfer funds between eligible accounts •Locate a branch or ATM •Contact our Customer Service •View your eStatements •Access Bill Pay •Person2Person (P2P) External Transfer System Banking with your Peoples Savings Bank mobile app is safe and secure; backed by our commitment to online security. •You set your own security access password •No personal data is stored on your device •Once you close the app or log out, your session will end Enroll in Mobile Banking To enroll in Mobile Banking you must be a Peoples Savings Bank of Rhineland, Missouri client. Simply download the free Peoples Savings Bank iPhone or iPad app* Read the Mobile Banking Terms and Conditions for more details. *Check with your carrier for any fees that may apply. What’s New •Deposit Checks for Commercial Accounts •Easy Bill Pay Access •Access your eStatements Contact Us You can contact us at 1-573-486-1444 if you have any questions about the Peoples Savings Bank Mobile App or the self-service registration process.

About

UCU Mobile

Manage your finances on the go with this mobile banking application. View balances, make transfers, pay bills, and deposit checks. Securely access your accounts and manage card controls from your device.

Highlights
  • View account balances and transactions
  • Make internal and external transfers
  • Deposit checks via mobile camera
  • Pay bills and manage loan payments
  • Set up account alerts
  • Manage debit and credit card controls
  • Locate branches and ATMs
Features
Read full description

Mobile banking at your fingertips. Banking with UCU Mobile is faster and easier than ever before! With UCU Mobile, you can: View balances View transaction View scheduled transfers, pending deposits, and upcoming transfers Set up alerts Face ID authentication Make transfers between your accounts Make transfer to other UCU members Make loan payments Grant account access to a sub-user Deposit checks by taking a picture with your device’s camera Manage card controls for your debit and credit cards from your device. This includes freezing misplaced cards. View monthly statements Order checks Pay bills Locate branches and ATM’s near you UCU’s Mobile App is convenient, safe, and secure. First time users must select the enroll link to set up their account. If you have any issues using the app, please call us at 573.581.8651 for assistance. You must be a member of United Credit Union to enroll. Looking to become a member, visit one of our branch locations or visit us at www.unitedcu.org for more information. Insured by NCUA We are United!

Screenshots

PSB Bank4 screens
UCU Mobile4 screens

Verdict

The call

The clearest difference is rating: UCU Mobile at 3.6 against PSB Bank's 2.7. UCU Mobile also leads on review sentiment (45% vs 33%). PSB Bank's advantage is iOS requirement (14.1 vs 16). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

UCU Mobile holds the better App Store score, 3.6 against 2.7. Both are backed by a comparable volume of ratings — 27 and 23 respectively. Written reviews point the same way: 33% of PSB Bank's written reviews are positive against 45% of UCU Mobile's.

UpkeepUpdate frequency

PSB Bank ships an update every 4 months, UCU Mobile every 3 months. The most recent releases landed on September 7, 2026 and August 4, 2026 respectively.

Scorecard3 real differences · 7 level
PSB Bank versus UCU Mobile: the parameters behind the verdict, then further details
ParameterPSB BankUCU Mobile
PriceFreeFree
Rating2.7 (27 ratings)3.6 (23 ratings) — better
Positive reviews33.3% of reviews45.5% of reviews — better
Number of ratings27 — better23
Update frequencyEvery 4 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS14.1 — better16
Further details — not scored
Size126 MB83 MB
Age rating4+4+
DeveloperOURPSBUnited Credit Union, MO

Customer experience

PSB Bank

All ratings27 ratings
Positive40.7%
Neutral0.0%
Negative59.3%
Written reviews12 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

UCU Mobile

All ratings23 ratings
Positive60.9%
Neutral4.3%
Negative34.8%
Written reviews11 reviews
Positive45.5%
Neutral9.1%
Negative45.5%

In-app purchases

None

PSB Bank

No in-app purchases

None

UCU Mobile

No in-app purchases

Questions

Is PSB Bank free?
PSB Bank is free to download, with no in-app purchases.
Is UCU Mobile free?
UCU Mobile is free to download, with no in-app purchases.
Which has better reviews, PSB Bank or UCU Mobile?
UCU Mobile is rated higher. PSB Bank averages 2.7 out of 5 from 27 ratings, while UCU Mobile averages 3.6 from 23 ratings.
Do PSB Bank or UCU Mobile have ads?
Neither PSB Bank nor UCU Mobile shows ads.
Which is updated more often, PSB Bank or UCU Mobile?
PSB Bank ships an update every 4 months, and UCU Mobile every 3 months. Most recently, PSB Bank was updated on September 7, 2026 and UCU Mobile on August 4, 2026.

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