Comparison

融e生活 vs 工銀國際 ICBCI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

融e生活

This app offers a comprehensive suite of financial and lifestyle services for Shenzhen ICBC cardholders. Manage your accounts, make transfers, invest wisely, and access exclusive lifestyle deals and services.

Highlights
  • Account balance and transaction history
  • Fee-free transfers and remittances
  • Smart investment recommendations
  • Mobile top-ups and movie ticket purchases
  • Exclusive lifestyle discounts and deals
  • Traffic violation processing
  • Travel installment payments
Features
Read full description

融e生活,深圳工行移动金融生活圈。 深圳工行出品,只要你拥有深圳工商银行卡,就可享受到我们为你提供的金融生活大礼包,快来下载融e生活,感受下我们满满的诚意吧! 【金融功能】 融e查:以曲线图和时间轴的形式快速展现储蓄卡、信用卡余额和明细; 转账汇款:全国、同行、跨行、实时到账、免手续费; 微转账:新型的转账模式,通过融e生活付款、微信收款的方式,使转账形式更多样、更丰富; 卡券包:融e生活将不定期送出话费充值,电影票兑换券,领取后可转赠好友; 融e智投:根据你的风险偏好,为你推荐适合的产品,实现智能理财、智能投资; 金融社保卡:轻轻一点,足不出户便可办理你的专属社保卡; 金融信息查询:除了获取最新的金融资讯,还可以实时查询存贷款利率、人民币汇率、贵金属价格等主要金融信息; 随心存:闲钱赚收益,银行级别的安全保护,灵活方便省心; 信用卡:还工行信用卡,还他行信用卡,跨行还款,实时到账; 卡卡归集:自定义制定资金划转计划。 【生活圈】 电影票:深圳主流影院在线选座购票,每周还有超低价购票机会; 手机充值:支持移动联通电信,充值优惠,每次都有惊喜; 摇一摇:每天摇一摇,礼品带回家; 爱购优惠:推出超低折扣项目,让你提升生活品质,尽享优惠; 漂流伞:下雨了,不用愁。你的专属雨伞已准备好,请签收; 卡吉兔:汇总境外各类生活用品,轻轻一点,逛遍世界; 交通违章:精准全国查询,快速专业办理。让每一次违章办理更简单、更快速; 首付游:分期付款,说走就走的旅游模式你值得拥有; e代驾:为你提供更全面、专业的车辆服务。 如有疑问,联系我们:yinyuchu@sz.icbc.com.cn 温馨提示: 本应用中涉及的所有活动和抽奖均由中国工商银行深圳市分行提供,与苹果公司无关。

About

工銀國際 ICBCI

Features
Read full description

ICBC International Holdings Limited (“ICBC International”) is the wholly-owned subsidiary of the Industrial and Commercial Bank of China that engages in the business of providing investments and investment related financial services. Committed to provide comprehensive, convenient, efficient and secure securities investment services to our clients around the world including corporate and individual clients in People’s Republic of China, Hong Kong SAR. ICBCI clients can download the application to access to the following services: 【Based in Greater China; Covering other markets in the world】 ·Real-time trading of Hong Kong equities, A shares (China-connect) stocks ·Delayed/real-time quote of Hong Kong equities, A shares (China-connect) stocks 【Margin financing】 ·Margin Financing Services 【Enquire important data anytime】 ·Enquiry for funds/position in account ·Asset change inquiry ·Enquiry on daily/monthly statements 【Market information】 ·Message delivery notification

Screenshots

融e生活4 screens
工銀國際 ICBCI4 screens

Verdict

The call

The clearest difference is iOS requirement: 工銀國際 ICBCI at 15.6 against 融e生活's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

融e生活 ships an update every 2 months, 工銀國際 ICBCI every 3 months. The most recent releases landed on September 7, 2026 and September 22, 2026 respectively.

Scorecard1 real difference · 9 level
融e生活 versus 工銀國際 ICBCI: the parameters behind the verdict, then further details
Parameter融e生活工銀國際 ICBCI
PriceFreeFree
Rating5.0 (2 ratings) — better
Positive reviews31.8% of reviews
Number of ratings2 — better
Update frequencyEvery 2 months — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree
DevicesiPhoneiPhone, iPod — better
Requires iOS18.015.6 — better
Further details — not scored
Size71 MB61 MB
Age rating17+17+
DeveloperIndustrial and Commercial Bank of ChinaICBC International Services Ltd

In-app purchases

None

融e生活

No in-app purchases

None

工銀國際 ICBCI

No in-app purchases

Questions

Is 融e生活 free?
融e生活 is free to download, with no in-app purchases.
Is 工銀國際 ICBCI free?
工銀國際 ICBCI is free to download, with no in-app purchases.
Do 融e生活 or 工銀國際 ICBCI have ads?
Neither 融e生活 nor 工銀國際 ICBCI shows ads.
Which is updated more often, 融e生活 or 工銀國際 ICBCI?
融e生活 ships an update every 2 months, and 工銀國際 ICBCI every 3 months. Most recently, 融e生活 was updated on September 7, 2026 and 工銀國際 ICBCI on September 22, 2026.

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