Comparison

工銀國際 ICBCI vs ICBC Smart Invest

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

工銀國際 ICBCI

Features
Read full description

ICBC International Holdings Limited (“ICBC International”) is the wholly-owned subsidiary of the Industrial and Commercial Bank of China that engages in the business of providing investments and investment related financial services. Committed to provide comprehensive, convenient, efficient and secure securities investment services to our clients around the world including corporate and individual clients in People’s Republic of China, Hong Kong SAR. ICBCI clients can download the application to access to the following services: 【Based in Greater China; Covering other markets in the world】 ·Real-time trading of Hong Kong equities, A shares (China-connect) stocks ·Delayed/real-time quote of Hong Kong equities, A shares (China-connect) stocks 【Margin financing】 ·Margin Financing Services 【Enquire important data anytime】 ·Enquiry for funds/position in account ·Asset change inquiry ·Enquiry on daily/monthly statements 【Market information】 ·Message delivery notification

About

ICBC Smart Invest

This app provides comprehensive securities trading services for ICBC (Asia) customers. It offers real-time stock quotes, dynamic charts, financial news, and the ability to trade Hong Kong, A-shares, and US stocks. Users can also subscribe to IPO shares and access research reports.

Highlights
  • Hong Kong, A-shares, and US stock trading
  • Free real-time stock quotes
  • Dynamic charts for technical analysis
  • Financial news and market insights
  • IPO shares subscription
  • AI-powered stock identification
Features
Read full description

The “ICBC Smart Invest” Mobile App is designed for the securities trading customers of ICBC (Asia) . Download the “ICBC Smart Invest” App to enjoy all-in-one, simple, convenient and trustworthy securities trading service, which include trading of Hong Kong Stocks/Chinese A-shares/American Stocks, Free Stock Quote, Dynamic Charts, Financial News, Watchlist, Trading, IPO shares subscription and ICBC Research Report etc. ICBC (Asia) customers can simply log in “ICBC Smart Invest” with current Personal Internet Banking or Mobile Banking login information. To save time in entering the account information and password, biometric authentication is an alternative way to enjoy convenient securities trading service. Please search “ICBC Smart Invest” to download the Mobile App. Free Stock Quote: Provide free real-time stock quotes and index market queries within multiple markets for easy investment. Dynamic Charts: Informative charts provide technical analysis you need. Financial News: Real-time financial news information in different sectors to locate the market accurately. Watchlist: Provide personalized market information according to the Watchlist to monitor the quotes, changes and transactions of favourite stocks at a glance, which make trading flexible and autonomous. Trading: New customer experience in completing orders quickly. Order Status: Amend, cancel and check your order all in one. Always make the right move. IPO Shares Subscription: 24-hour subscription of IPO Shares with cash or IPO financing. Picture-taking Identify Stocks: Use AI picture-taking technology to identify the stocks and add favourite stocks quickly.

Screenshots

工銀國際 ICBCI4 screens
ICBC Smart Invest4 screens

Verdict

The call

The clearest difference is ads: 工銀國際 ICBCI at none against ICBC Smart Invest's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on September 22, 2026 and September 12, 2026 respectively.

Scorecard1 real difference · 9 level
工銀國際 ICBCI versus ICBC Smart Invest: the parameters behind the verdict, then further details
Parameter工銀國際 ICBCIICBC Smart Invest
PriceFreeFree
Rating5.0 (3 ratings) — better
Positive reviews35.7% of reviews
Number of ratings3 — better
Update frequencyEvery 3 monthsEvery 3 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationAd-supported
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size61 MB193 MB
Age rating17+4+
DeveloperICBC International Services Ltd中國工商銀行(亞洲)有限公司

In-app purchases

None

工銀國際 ICBCI

No in-app purchases

None

ICBC Smart Invest

No in-app purchases

Questions

Is 工銀國際 ICBCI free?
工銀國際 ICBCI is free to download, with no in-app purchases.
Is ICBC Smart Invest free?
ICBC Smart Invest is free to download, with no in-app purchases.
Do 工銀國際 ICBCI or ICBC Smart Invest have ads?
ICBC Smart Invest shows ads; 工銀國際 ICBCI does not.
Which is updated more often, 工銀國際 ICBCI or ICBC Smart Invest?
工銀國際 ICBCI ships an update every 3 months, and ICBC Smart Invest every 3 months. Most recently, 工銀國際 ICBCI was updated on September 22, 2026 and ICBC Smart Invest on September 12, 2026.

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