inMotion by CNCBI vs ICBC Smart Invest
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
inMotion by CNCBI
Manage your finances and open bank accounts remotely without visiting a branch. Offers a comprehensive suite of banking, saving, investing, payment, and insurance services. Features include account management, biometric login, and various transaction capabilities.
- Remote account opening
- Biometric authentication
- Account overview and eStatements
- Bill payment and remittance
- Investment fund management
- Insurance services
- Multi-currency debit card
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China CITC Bank International inMotion. No branch visit is required! Simply open a bank account anytime and anywhere. “Set your life in motion” Save | Invest | Pay | Borrow | Protect Banking Services - Account overview, eStatement and eAdvice - Biometric authentication - Device Binding and Security Code - Retrieve Login ID and Reset Password - Live Chat Service - Remote account opening - Cheques Save, Pay, Borrow, Protect - Register PAYROLLplus - MOTION Deposit - Multi-currency Debit Card - 7x24 Time Deposits - Add money from your other local banks - Setup "Overseas ATM Withdrawal Limit" - Bill Payment and Remittance - Faster Payment System (FPS) Service - Travel Insurance - Home Insurance - Domestic Helper Insurance - Overseas Study Insurance - Sports Insurance - Life insurance - Motion Virtual Credit Card - Notes Pre-order - Transfer - Re-activate Dormant Account Invest - Investment Overview, Focus & Themes - Securities Trading and Corporate Action Response - “One Account Details” to view Portfolio Summary - Foreign Exchange (Market & Limit order) - FX Rate Alert - FX Chart & Trend Alert - FX Time Deposit - Investment Funds (including Monthly Investment plan) - Money Market Fund - Structured Deposit - Currency-Linked Deposit CNCBI inMotion Set your life in motion More info on: www.cncbinternational.com/inmotion
ICBC Smart Invest
This app provides comprehensive securities trading services for ICBC (Asia) customers. It offers real-time stock quotes, dynamic charts, financial news, and the ability to trade Hong Kong, A-shares, and US stocks. Users can also subscribe to IPO shares and access research reports.
- Hong Kong, A-shares, and US stock trading
- Free real-time stock quotes
- Dynamic charts for technical analysis
- Financial news and market insights
- IPO shares subscription
- AI-powered stock identification
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The “ICBC Smart Invest” Mobile App is designed for the securities trading customers of ICBC (Asia) . Download the “ICBC Smart Invest” App to enjoy all-in-one, simple, convenient and trustworthy securities trading service, which include trading of Hong Kong Stocks/Chinese A-shares/American Stocks, Free Stock Quote, Dynamic Charts, Financial News, Watchlist, Trading, IPO shares subscription and ICBC Research Report etc. ICBC (Asia) customers can simply log in “ICBC Smart Invest” with current Personal Internet Banking or Mobile Banking login information. To save time in entering the account information and password, biometric authentication is an alternative way to enjoy convenient securities trading service. Please search “ICBC Smart Invest” to download the Mobile App. Free Stock Quote: Provide free real-time stock quotes and index market queries within multiple markets for easy investment. Dynamic Charts: Informative charts provide technical analysis you need. Financial News: Real-time financial news information in different sectors to locate the market accurately. Watchlist: Provide personalized market information according to the Watchlist to monitor the quotes, changes and transactions of favourite stocks at a glance, which make trading flexible and autonomous. Trading: New customer experience in completing orders quickly. Order Status: Amend, cancel and check your order all in one. Always make the right move. IPO Shares Subscription: 24-hour subscription of IPO Shares with cash or IPO financing. Picture-taking Identify Stocks: Use AI picture-taking technology to identify the stocks and add favourite stocks quickly.
Screenshots
Verdict
The clearest difference is rating: ICBC Smart Invest at 5.0 against inMotion by CNCBI's 1.8. inMotion by CNCBI's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, review sentiment, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ICBC Smart Invest holds the better App Store score, 5.0 against 1.8. That said, the two scores are not equally well evidenced: inMotion by CNCBI has 27 ratings behind it against 3, so its average is the more settled of the two. Written reviews split almost evenly too, at 36% and 36% positive.
inMotion by CNCBI ships an update every 6 weeks, ICBC Smart Invest every 3 months. The most recent releases landed on September 18, 2026 and September 12, 2026 respectively.
| Parameter | inMotion by CNCBI | ICBC Smart Invest |
|---|---|---|
| Price | Free | Free |
| Rating | 1.8 (27 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 35.8% of reviews — better | 35.7% of reviews |
| Number of ratings | 27 — better | 3 |
| Update frequency | Every 6 weeks — better | Every 3 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 186 MB | 193 MB |
| Age rating | 4+ | 4+ |
| Developer | China CITIC Bank International Limited | 中國工商銀行(亞洲)有限公司 |
Customer experience
inMotion by CNCBI
ICBC Smart Invest
In-app purchases
inMotion by CNCBI
No in-app purchases
ICBC Smart Invest
No in-app purchases
Questions
Is inMotion by CNCBI free?
Is ICBC Smart Invest free?
Which has better reviews, inMotion by CNCBI or ICBC Smart Invest?
Do inMotion by CNCBI or ICBC Smart Invest have ads?
Which is updated more often, inMotion by CNCBI or ICBC Smart Invest?
Other comparisons
