SecOVID vs atb360
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SecOVID
This app provides a secure one-time password system for enhanced authentication. It offers both hardware tokens and a PIN-protected soft token app to generate 8-digit passwords, protecting against unauthorized access to various applications.
- One-time password generation
- Hardware token support
- PIN-protected soft token app
- LDAPs protocol authentication
- High-level logon protection
- Easy integration with LDAP
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The one-time password system made in Germany. SecOVID is a one-time password solution consisting of a client component and a server component, the Smart Security Management Server, which enables authentication using a one-time password via the LDAPs protocol. On the client side, KOBIL offers a hardware SecOVID token that generates a valid one-time, 8-digit password by pressing the key on the device. Alternatively, you can use a PIN-protected soft token app that generates an 8-digit one-time password to strengthen weak passwords. SecOVID offers the highest level of protection against unauthorized logon attempts as an entry-level solution for secure access to applications worldwide. The solution can be integrated very easily and quickly wherever an LDAP connection is available (e.g. Citrix, Cisco, Microsoft, SAP, etc.).
atb360
This mobile banking app offers 24/7 access to your finances, allowing for quick registration, biometric login, and remote transaction management. Easily transfer funds, pay bills, manage cards, and access transaction history all from your phone.
- Biometric login (Face ID, fingerprint)
- Remote banking transactions
- Card transfers and utility payments
- Credit payment execution
- Card management (order, PIN change, limits)
- Transaction history tracking
- Add card to Apple Pay
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atb360 istifadəsi sadə olan mobil tətbiq 24/7 sizin etibarlı və rahatlığınızı təmin edən bank yoldaşınızdır. Aşağıdakı funksiyalar siyahısına nəzər yetirin: • Mobil nömrə və kart məlumatları ilə sürətli qeydiyyatdan keçin • Biometrik giriş üsullarından (Face ID, barmaq izi) istifadə edin • Məsafədən bank əməliyyatlarını icra edin • Bütün əməliyyatları telefonda izləyin • Öz kartlarınız arasında və digər kartlara bir toxunuşla köçürmələr edin • Kommunal ödənişləri icra edin və şablon kimi yaddaşda saxlayın • Kredit ödənişlərini icra edin • atb card sifariş edin • Kart əməliyyatlarının tarixçəsini izləyin • Kartlarınız haqqında məlumat əldə edin • Zəruri hallarda kartın PİN kodunu dəyişdirin • Kart limitlərinə nəzarət və dəyişiklik edin • Müxtəlif balans artırma üsullarından istifadə edin • Kartı bloklayın və blokdan çıxarın • Gizli sözdən istifadə edin • Cashback statistikasını izləyin • Rekvizitlər haqqında məlumat əldə edin • Kartınızı Apple Pay-ə əlavə edin • Profilə şəkil əlavə edin • Fərqli üsullarla (Whatsapp, Messenger, zəng, elektron poçt) bankla əlaqə saxlayın
Screenshots
Verdict
The clearest difference is update cadence: atb360 at every 2 weeks against SecOVID's every 7 months. atb360 also leads on ratings volume (5 vs 1). SecOVID's advantage is rating (5.0 vs 4.8) and iOS requirement (10.3 vs 14.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SecOVID holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: atb360 has 5 ratings behind it against 1, so its average is the more settled of the two.
SecOVID ships an update every 7 months, atb360 every 2 weeks. Both last shipped on October 2, 2026.
| Parameter | SecOVID | atb360 |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.8 (5 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 1 | 5 — better |
| Update frequency | Every 7 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 10.3 — better | 14.0 |
| Further details — not scored | ||
| Size | 22 MB | 185 MB |
| Age rating | 4+ | 4+ |
| Developer | KOBIL GmbH | Azer-Turk Bank ASC |
Customer experience
SecOVID
atb360
In-app purchases
SecOVID
No in-app purchases
atb360
No in-app purchases
