Tesco Bank vs Access PayWise+
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Tesco Bank
Manage your Tesco Bank accounts and Clubcard spending on the go. Track transactions, make repayments, and transfer money securely. Activate new cards or block lost ones with ease.
- Secure login with Face ID/Touch ID
- Detailed transaction viewing
- Searchable transaction history
- Credit card repayment management
- Money transfers between accounts
- Card activation and blocking
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Join our 2.4 million customers managing their money on the go with our Mobile Banking App. Register in minutes using your Tesco Bank account details and start managing your money on the go. With the app, you can: - View your card PIN securely in the app whenever you need it. - Log in quickly and securely using Face ID, Touch ID, a 5-digit passcode, or your security number and password. - View your transactions in detail — see what’s pending and what’s settled, so you always know what’s happening with your money. - Search and sort your transaction history to find what you need fast. - Set up and manage your credit card repayments by Pay by Bank, Direct Debit, or debit card. - Transfer money between your Tesco Bank accounts and complete balance or money transfers in seconds. - Activate your new cards or block a credit card that’s been lost or stolen. - Easily check your interest rate to make sure you’re getting the most from your savings. - Compare new rates and reinvest your Fixed Rate Saver in a few simple steps.
Access PayWise+
Access earned wages before your payday with this financial wellbeing app. It offers smart money management tools, personalized AI coaching, and savings features to help you build financial resilience and manage your money confidently.
- Earned wage access
- Real-time accrued wages
- AI financial coach
- Savings pots
- Money management tools
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PayWise+ Financial Wellbeing Made Simple The free PayWise+ app helps you take control of your finances with earned wage access, smart money management tools, and AI-powered support. Access wages you've already earned ahead of your normal pay date and send the money straight to your bank account. The app shows you real-time accrued wages, how much is available to withdraw, and a history of previous transactions. Plus, get personalised guidance from Penny, our AI financial coach, use savings pots to build financial resilience, and access tools to help you manage your money with confidence. Amounts withdrawn will be deducted from your next pay cheque along with any applicable fees.
Screenshots
Verdict
The clearest difference is review sentiment: Access PayWise+ at 86% against Tesco Bank's 28%. Access PayWise+ also leads on device support (3 vs 1) and iOS requirement (13.0 vs 16.6). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Tesco Bank ships an update monthly, Access PayWise+ every 3 weeks. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.
| Parameter | Tesco Bank | Access PayWise+ |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (211 ratings) — better | — |
| Positive reviews | 27.8% of reviews | 86.4% of reviews — better |
| Number of ratings | 211 — better | — |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 295 MB | 39 MB |
| Age rating | 4+ | 4+ |
| Developer | Tesco Bank | Access UK Ltd |
Customer experience
Tesco Bank
Access PayWise+
Bugs and requests
Tesco Bank
Reported bugs
4 issues- App crashing when authorizing payments
- Inability to view PIN
- Disappearing account data after updates
- Inconsistent login and registration process
Requested features
4 requests- Dark mode option
- Biometric login support for iPad
- Improved transaction history and balance tracking
- Faster payment processing and updates
Access PayWise+
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Tesco Bank
No in-app purchases
Access PayWise+
No in-app purchases









