Comparison

ANBTX Mobile Banking vs Benefit PAL

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ANBTX Mobile Banking

Manage your finances on the go with this banking app. View balances, transaction history, and alerts. Initiate transfers and pay bills securely and conveniently from anywhere.

Highlights
  • View account balances
  • Check transaction history
  • Receive account alerts
  • Initiate account transfers
  • Pay bills
Features
Read full description

ANBTX Mobile Banking, from American National Bank of Texas, enables existing Online Banking customers to initiate transactions anytime, from anywhere. ANBTX Mobile Banking is safe and convenient. Customers can view account balances and transaction history, view account alerts, initiate account transfers and pay bills. To sign up for our online and mobile banking, simply download the ANBTX Mobile Banking app and follow the steps to register. (Must be an existing ANBTX banking customer.) ANBTX Mobile Banking is a free* service. * There is no fee from American National Bank of Texas for use of ANBTX Mobile Banking. Connectivity and usage rates may apply. Contact your wireless service provider for more details. American National Bank of Texas will not send unsolicited text or email messages containing urgent requests to contact the bank or asking for personal information. Whenever communicating with the bank by phone, only use the official American National Bank of Texas phone numbers published on your bank statement, the back of your debit card or on www.anbtx.com. Member FDIC.

About

Benefit PAL

Manage your insurance policies, view coverage details, and make premium payments conveniently. Access policy information and stay updated on your coverage. This app simplifies insurance management for policyholders.

Highlights
  • Access policy information
  • Make premium payments
  • View coverage details
  • Manage insurance policies
Features
Read full description

Policyholders can access policy information, make premium payments & more

Screenshots

ANBTX Mobile Banking4 screens
Benefit PAL4 screens

Verdict

The call

The clearest difference is review sentiment: ANBTX Mobile Banking at 60% against Benefit PAL's 0%. ANBTX Mobile Banking also leads on rating (4.8 vs 2.9) and ratings volume (11K vs 13). Benefit PAL's advantage is update cadence (monthly vs every 5 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ANBTX Mobile Banking holds the better App Store score, 4.8 against 2.9. That said, the two scores are not equally well evidenced: ANBTX Mobile Banking has 11K ratings behind it against 13, so its average is the more settled of the two. Written reviews point the same way: 60% of ANBTX Mobile Banking's written reviews are positive against 0% of Benefit PAL's.

UpkeepUpdate frequency

ANBTX Mobile Banking ships an update every 5 months, Benefit PAL monthly. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
ANBTX Mobile Banking versus Benefit PAL: the parameters behind the verdict, then further details
ParameterANBTX Mobile BankingBenefit PAL
PriceFreeFree
Rating4.8 (11K ratings) — better2.9 (13 ratings)
Positive reviews60.2% of reviews — better0.0% of reviews
Number of ratings11K — better13
Update frequencyEvery 5 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size81 MB3 MB
Age rating4+4+
DeveloperThe American National Bank of TexasNew Era LifeInsurance Company

Customer experience

ANBTX Mobile Banking

All ratings10,336 ratings
Positive95.9%
Neutral2.0%
Negative2.1%
Written reviews98 reviews
Positive60.2%
Neutral6.1%
Negative33.7%

Benefit PAL

All ratings12 ratings
Positive41.7%
Neutral0.0%
Negative58.3%
Written reviews3 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

ANBTX Mobile Banking

Reported bugs

3 issues
  • Mobile deposit process is inconsistent and unreliable
  • Login issues and session timeouts
  • Compatibility problems with older devices and operating systems

Requested features

4 requests
  • Improve mobile app stability and performance
  • Add support for biometric login (Face ID, Touch ID)
  • Expand mobile deposit capabilities
  • Integrate with popular financial management tools

Benefit PAL

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

ANBTX Mobile Banking

No in-app purchases

None

Benefit PAL

No in-app purchases

Questions

Is ANBTX Mobile Banking free?
ANBTX Mobile Banking is free to download, with no in-app purchases.
Is Benefit PAL free?
Benefit PAL is free to download, with no in-app purchases.
Which has better reviews, ANBTX Mobile Banking or Benefit PAL?
ANBTX Mobile Banking is rated higher. ANBTX Mobile Banking averages 4.8 out of 5 from 11K ratings, while Benefit PAL averages 2.9 from 13 ratings.
Do ANBTX Mobile Banking or Benefit PAL have ads?
Neither ANBTX Mobile Banking nor Benefit PAL shows ads.
Which is updated more often, ANBTX Mobile Banking or Benefit PAL?
ANBTX Mobile Banking ships an update every 5 months, and Benefit PAL monthly. Most recently, ANBTX Mobile Banking was updated on November 1, 2026 and Benefit PAL on November 3, 2026.

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