First Community CU Houston vs Splitzi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
First Community CU Houston
Manage your credit union accounts conveniently from your mobile device. View balances, review transactions, deposit checks, transfer funds, and pay bills securely anytime, anywhere. Locate nearby branches and ATMs, and even check lobby wait times.
- View account balances
- Review transaction history
- Deposit checks
- Transfer funds
- Pay bills
- Find branches and ATMs
- View lobby wait times
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Can't come to FCCU? Take First Community Credit Union with you anywhere you go! Our enhanced mobile app gives you the flexibility to manage your accounts at your fingertips – keeping you in touch 24/7! To sign in to mobile banking, use your First Community Credit Union member number and password. It's easy to do and takes seconds. The system will confirm your login information along with your device to ensure it's really you. Once you are logged in, you can view your information and make transactions safely and securely. Monitor Your Account Activity •View account balances •Review transaction and loan history •View pending transactions •Search checks Perform Account Transactions •Deposit checks •Transfer funds •Pay your bills •Pay a person (P2P) Branch/ATM Locator •Find the nearest branch •Search for a surcharge free ATM View Lobby Wait Times
Splitzi
Easily manage group expenses for trips, shared living, or dinners. Track who owes whom with flexible splitting options and clear settlement summaries. Export data and share reports without needing an account.
- Flexible splitting (equal, exact, percentage, shares)
- Clear settlement summaries
- Smart expense reports with charts
- Unlimited groups and members
- Data export (CSV, JSON, Markdown)
- Privacy-focused, on-device operation
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Splitzi makes splitting group costs simple. Create a group for a trip, a shared house or a dinner, add expenses as they happen, and Splitzi works out who pays whom. Nobody else needs the app, and nobody signs up — not even you. SPLIT IT. SHARE IT. SORTED. Add each cost with the amount first, pick who paid, and split it any way you need. Balances update as you go, and each group opens on a clear list of who pays whom. FLEXIBLE SPLITTING • Equal splits, exact amounts, percentages or shares • Choose who is included in each expense • Every split adds up to the cent • See how balances change before you save SETTLE UP • One clear line per payment: "Leo pays Priya $322.75" • Send each friend their total — they don't need the app • Mark payments as paid, including part payments, with an optional note • See what's still outstanding across all your groups SMART REPORTS • Category breakdown with an interactive chart • Member summary showing what each person was charged, paid and owes • Drill into any category to see who paid most and monthly trends GROUP MANAGEMENT • Unlimited groups, members and expenses • Add, rename or remove members anytime • Undo recent changes • Send a copy of a group to friends by AirDrop, Messages or Mail; send it again later and new changes merge without duplicates EXPORT & SHARE • Export as CSV, JSON, Markdown or a printable report • Share summaries through the share sheet • Import backups to restore your data PRIVACY FIRST Splitzi works entirely on your device. No accounts, no servers, no data collection. Free, with no ads and no limits.
Screenshots
Verdict
The clearest difference is in-app purchases: First Community CU Houston at none against Splitzi's 1. First Community CU Houston also leads on ratings volume (6.3K vs 1). Splitzi's advantage is rating (5.0 vs 4.6). On price, update cadence, ads and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Splitzi sells 1 one-off in-app purchase. First Community CU Houston asks for nothing beyond the download.
Splitzi holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: First Community CU Houston has 6.3K ratings behind it against 1, so its average is the more settled of the two.
Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on November 6, 2026 and October 31, 2026 respectively.
| Parameter | First Community CU Houston | Splitzi |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (6.3K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 74.5% of reviews | — |
| Number of ratings | 6.3K — better | 1 |
| Update frequency | Every 4 months | Every 4 months |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | Free |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod, Mac — better |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 45 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | First Community Credit Union Houston | Souriya Vongchanh |
Customer experience
First Community CU Houston
Splitzi
Bugs and requests
First Community CU Houston
Reported bugs
3 issues- Login screen issues and frequent log-outs
- Mobile deposit not working consistently
- Delayed posting of deposits and transactions
Requested features
4 requests- Add dark mode option
- Improve mobile check deposit functionality
- Enhance bill pay and external account integration
- Provide more detailed transaction history and budgeting tools
Splitzi
Not enough reviews yet to summarise bugs or requests.
In-app purchases
First Community CU Houston
No in-app purchases
Splitzi
- Coffee$2.99
Questions
Is First Community CU Houston free?
Is Splitzi free?
Which has better reviews, First Community CU Houston or Splitzi?
Do First Community CU Houston or Splitzi have ads?
Which is updated more often, First Community CU Houston or Splitzi?
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