Comparison

招商基金 vs 陆PRO

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

招商基金

This app is a comprehensive fund management platform offering a wide range of investment products, personalized financial advice, and market insights. It provides tools for goal-based investing, smart regular investments, and real-time market updates to help users manage their wealth effectively. Members also enjoy exclusive benefits and rewards.

Highlights
  • One-stop fund management platform
  • Personalized investment strategies
  • Goal-based and smart regular investing
  • Real-time market information
  • Fund manager insights and analysis
  • Member exclusive benefits and rewards
  • Bank-level security
Read full description

招商基金APP是招商基金全力打造的一站式基金理财平台,涵盖公司旗下所有公募基金、高端理财产品以及招财乐投顾。 APP集基金投顾、目标盈定投、智能定投、涨跌提醒等理财功能,及最新市场投资资讯、基金经理观点,提供个性化投资策略,满足客户全方位财富管理需求;同时招商V计划会员权益全面升级,会员福利月月领,吃喝玩乐随心兑。 【公司简介】 招商基金成立于2002年,公司股东为招商银行(持股55%)和招商证券(持股45%)。经过20余年的规范运作、稳健经营,截至2024年末,公司资管规模达1.56万亿元(非货基5500万亿),累计服务客户超1.8亿。业务覆盖公募基金、养老金、专户理财等领域,是国内业务资质最全的基金公司之一。 数据来源:招商基金,截至2024年末。 【APP优势特色】 1. 产品类型丰富:涵盖货币基金、债券基金、股票基金、混合基金、FOF、REITs等多种类型基金产品,用户选择多样。 2. 购基享费率优惠:货币基金认申购,部分免手续费,起购金额低至0.01元。 3. 每日9万快取额度:活期+智能存取,快速赎回秒级到账,每日9万额度。 4. 净值披露更快一步:每晚19点起更新基金净值,收益早知道。 5. 招财乐投顾:以客户体验为中心,基于投资目标与风险偏好,提供个性化投资方案;基金体检服务,支持跨平台持仓一键上传与分析。 6. 目标盈定投:想赚多少自己定,自主设置收益目标,达标止盈有提醒。 7. 预估赎回费:提供赎回费金额预估,方便用户提前查看估算费用,辅助交易决策。 8. 安全保障:银行级别多重安全保障,通过CCRC安全认证,为您的投资保驾护航。 9. 个性陪伴:最新市场资讯、基金经理说、基金定期报告、基金经理直播等全覆盖,有趣又有料。 10. 用户权益焕新:福利升级、玩法丰富,会员好礼月月领,积分福利享不停,尽享贴心服务。

About

陆PRO

This platform offers a secure and professional way to trade funds, backed by a licensed institution. It provides curated investment options and a suite of tools to help users achieve their financial goals, with 24/7 AI customer support.

Highlights
  • Licensed fund trading
  • Secure transactions via bank supervision
  • Curated 'Lu Jin Xuan' product selection
  • Diverse investment tools
  • 24/7 AI customer support
  • Personalized service for premium users
Features
Read full description

正规、安全、专业,基金交易就到陆基金! 【正规持牌】 上海陆金所基金销售有限公司(以下简称陆基金)隶属于中国平安集团,是中国证监会批准成立的独立基金销售机构,2015年获批基金销售业务资格。 【安全放心】 陆基金在平安银行开立基金销售监督账户,每一笔交易资金均受平安银行监督。 【专业服务】 精选的陆金选产品体系:陆基金通过大数据和深度调研优选出系列产品,持续追踪三大核心理财能力,减少用户选基烦恼,省心省时。 丰富的平台投资工具:陆基金为广大投资者提供丰富多样的平台工具,覆盖选品、交易、投后服务等多个场景,助力用户实现投资目标。 贴心的全旅途陪伴式服务:陆基金主要通过线上平台提供服务,AI客服7*24小时响应,尊享客户还可享有一对一专属客户经理全程陪伴,提供定制化服务。 如果您对选购基金或基金交易有任何问题,欢迎致电官方客服热线:400-821-9031(工作日9:00-18:00) 市场有风险,投资需谨慎,基金过往业绩不代表未来表现。

Screenshots

招商基金4 screens
陆PRO4 screens

Verdict

The call

The clearest difference is rating: 招商基金 at 4.0 against 陆PRO's 2.3. 陆PRO's advantage is review sentiment (62% vs 33%) and update cadence (fortnightly vs every 6 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

招商基金 holds the better App Store score, 4.0 against 2.3. Both are backed by a comparable volume of ratings — 5 and 3 respectively. Written reviews complicate that: 33% of 招商基金's written reviews are positive against 62% of 陆PRO's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

招商基金 ships an update every 6 weeks, 陆PRO fortnightly. The most recent releases landed on October 4, 2026 and October 11, 2026 respectively.

Scorecard4 real differences · 6 level
招商基金 versus 陆PRO: the parameters behind the verdict, then further details
Parameter招商基金陆PRO
PriceFreeFree
Rating4.0 (5 ratings) — better2.3 (3 ratings)
Positive reviews33.3% of reviews61.9% of reviews — better
Number of ratings5 — better3
Update frequencyEvery 6 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size51 MB133 MB
Age rating4+17+
Developer招商基金管理有限公司Shanghai Lufax Fund Sales Co.,Ltd

Customer experience

招商基金

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews6 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

陆PRO

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews21 reviews
Positive61.9%
Neutral4.8%
Negative33.3%

In-app purchases

None

招商基金

No in-app purchases

None

陆PRO

No in-app purchases

Questions

Is 招商基金 free?
招商基金 is free to download, with no in-app purchases.
Is 陆PRO free?
陆PRO is free to download, with no in-app purchases.
Which has better reviews, 招商基金 or 陆PRO?
招商基金 is rated higher. 招商基金 averages 4.0 out of 5 from 5 ratings, while 陆PRO averages 2.3 from 3 ratings.
Do 招商基金 or 陆PRO have ads?
Neither 招商基金 nor 陆PRO shows ads.
Which is updated more often, 招商基金 or 陆PRO?
招商基金 ships an update every 6 weeks, and 陆PRO fortnightly. Most recently, 招商基金 was updated on October 4, 2026 and 陆PRO on October 11, 2026.

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