Repay vs Sutton Bank Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Repay
This app helps manage shared expenses among friends for group trips, shared living, or parties. It provides a clear overview of who paid for what, calculates individual shares, and tracks who owes money to whom, simplifying financial arrangements.
- Track shared expenses
- Calculate individual shares
- Manage group finances
- Create unlimited events (premium)
- Log transactions easily
- View clear financial overview
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When we travel as a group of friends, rent an apartment together, share expenses at the party, or read the restaurant bill - in all such cases, you have to arrange finances of the participants. On one hand, friends prefer not to spoil relations by mere formalities. On the other hand, nobody likes to overpay, as well as to be in debt. Repay offers an elegant solution for this delicate problem. Use it for building a clear and transparent picture: who pays for what, what is the budget for an event, what are your shares, who owes you money and to whom do you owe. Log in to Repay by any mean which is convenient for you - via web interface following the link http://repayapp.com/ on any computer, or by using the Repay app for Apple iPhone on a mobile phone, tablet, or any other gadget. You can create an event (for instance, “Holidays in the Alps”) at Repay just in two clicks, and add friends so all the participants can track expenses and registers their transactions: “I’ve bought flight tickets for all”, “Peter paid for Elena”, “I gave money to a friend”, “Our advance money is paid back, let’s share”. Repay shows the action sequence to all participants. Repay calculates financing and displays the results helping to find answers to typical questions: • who are the participants? • what is the total share of any participant? • to whom do I owe, and how much? • who owes me money, and how much? • how much money does a specified participant need to pay? • how much money do the other participants need to pay to him or her? • what is the total budget of the event? When you run the mobile app in a free-of-charge mode, all Repay functionality is available, but the monthly quota for number of transactions and their total value is implemented. By purchasing a premium account, you eliminate all that limitations. It is easy to prolong the premium account subscription. Upgrade to One Year Premium Subscription for unlimited usage of Repay just for $2.99/year. Payment will be charged to your iTunes Account at confirmation of purchase. The subscription will automatically renew if not cancelled 24 hours before the end of the current period. The current period itself cannot be cancelled. Subscriptions may be managed and auto-renewal may be turned off in the Account Settings after purchase. Please, read our Privacy Policy at http://repayapp.com/privacy/, as well as our additional Privacy Policy for Children http://repayapp.com/privacy_children. Don't forget to read the App Terms of Service https://www.apple.com/legal/internet-services/itunes/dev/stdeula/. Visit the Repay web site http://repayapp.com/ to find additional information, to register, to start using Repay, and to download the mobile applications. FEATURES • Any user can register at Repay unlimited number of events, and for any of those events - unlimited number of participants and transactions (on premium accounts) • Supported transactions: - purchases in equal (even) and unequal parts (split). In the first case, a sum of money is divided among the participants. In the latter, you enter the size of contribution of every participant. The advanced split transactions are also supported, when you specify individual unequal parts and sum total, and the remainder of the sum is divided evenly. - individual purchases, when one participant pays for another - money is lent, and repaid - income - getting unused money back • Easy, free of charge registration procedure. Your login is you mobile phone number. • Notifications by SMS about financial actions of other participants • You can use Repay on your mobile device running Apple iOS (iPhone, iPad, iPod) or on any desktop computer via any Internet browser • Localization: English and Russian languages are already supported, the number of supported languages grows up • Integration with a phone book of your mobile • You can see in real time the current balance of any participant, the size of debts and shares of the participants
Sutton Bank Mobile
Manage your finances conveniently and securely on the go. This free application offers quick access to essential online banking tools, allowing you to view balances, track transactions, transfer funds, and pay bills from anywhere.
- View account balances
- Review transaction history
- Transfer funds
- Pay bills
- Deposit checks
- Locate ATMs and branches
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Simplify your life and stay in control conveniently and securely, with the Sutton Bank Mobile App. This free app provides you with quick access to the online banking tools you need, so you can manage your finances on the go. - View Account Balances - Review Transaction History - Transfer Funds - Pay Bills - Manage your Billers - Deposit Checks - Locate Sutton Bank ATMs and Branches There is no charge from Sutton Bank, but message and data rates may apply. Check with your carrier on specific fees and charges. Member FDIC.
Screenshots
Verdict
The clearest difference is rating: Sutton Bank Mobile at 4.6 against Repay's 1.0. Sutton Bank Mobile also leads on in-app purchases (none vs 1) and ratings volume (498 vs 1). Repay's advantage is review sentiment (78% vs 36%) and ads (none vs shown). On price, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Repay sells 1 in-app purchase, starting at $2.99 per year. Sutton Bank Mobile asks for nothing beyond the download.
Sutton Bank Mobile holds the better App Store score, 4.6 against 1.0. That said, the two scores are not equally well evidenced: Sutton Bank Mobile has 498 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 78% of Repay's written reviews are positive against 36% of Sutton Bank Mobile's, so the app with the better star average is not the one people write more warmly about.
Repay ships an update every 6 weeks, Sutton Bank Mobile every 3 months. The most recent releases landed on November 5, 2026 and November 2, 2026 respectively.
| Parameter | Repay | Sutton Bank Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) | 4.6 (498 ratings) — better |
| Positive reviews | 77.8% of reviews — better | 36.4% of reviews |
| Number of ratings | 1 | 498 — better |
| Update frequency | Every 6 weeks — better | Every 3 months |
| Ads | No — better | Yes |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 17 MB | 98 MB |
| Age rating | 4+ | 4+ |
| Developer | Oleg Bogumirskiy | Sutton Bank |
Customer experience
Repay
Sutton Bank Mobile
In-app purchases
Repay
- One year premium subscription$2.991 Year
Sutton Bank Mobile
No in-app purchases









