Comparison

Yono Lite SBI vs Krishna DCCB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Yono Lite SBI

This mobile banking application allows State Bank of India customers to manage their finances conveniently on the go. It offers a wide range of features for account management, fund transfers, bill payments, and card management, accessible in multiple Indian languages.

Highlights
  • Account management and mini statements
  • Fund transfers (within SBI, third-party, inter-bank)
  • Fixed and recurring deposit opening
  • UPI transactions and management
  • Debit and prepaid card management
  • Bill payments and merchant payments
  • Voice-assisted banking
Features
Read full description

Yono Lite SBI is Mobile Banking Smart Phone application for SBI Customers in English, Hindi, Telugu, Tamil, Kannada, Malayalam, Marathi, Gujarati, Punjabi, Bengali, Odia, Assamese, and Kashmiri languages. Yono Lite is SBI’s retail internet banking-based application for your smartphones. A safe, convenient, and easy to use application with a host of features to help users manage your finances on the move. Please complete the one-time registration process to start using the application. New Registration process: - A message will be shown on the screen regarding initiating an SMS to +917208871299 from the mobile device for validating user's mobile number. Users has to send this app generated encrypted SMS manually. Users have an option to retry sending SMS to an alternate number 8422833333. - Click on ‘Proceed’ button and an SMS containing a unique code will be sent from the device to a predefined number. Kindly note that for sending SMS will incur standard SMS charges as per your telecom SMS plan. - On registration screen, please enter Username and Password and click REGISTER button. - Accept the Terms & Conditions for registration by selecting the check box and click ‘Ok’ button. - An activation code will be sent to the registered mobile number. User has to complete the activation by inputting the Activation code in the app. - User can now login to Yono Lite application. Features: My Accounts • Detailed account information (Transaction / Deposit /Loan / PPF / SSA accounts) • Mini Statement (Last 10 transactions) • mPassbook (upto 150 transactions) • View /Download statement • PPF Accounts Fund Transfer • Funds Transfer within Self Accounts • Third Party Transfer within SBI • Inter-Bank Transfer (RTGS / NEFT /IMPS) • Quick Transfer to Unregistered Beneficiaries using QR Code • IMPS Transfer (using IFSC & Account Number or Mobile Number & MMID) • Schedule Transactions • Add / Manage Beneficiary eDeposits • Open Fixed Deposit • Open Recurring Deposit • Open Multi option deposit UPI • Fund Transfer to Unregistered beneficiaries through beneficiary VPA • Fund Transfer to registered beneficiaries using Account No & IFSC code • Dispute Status • Set UPI transaction limit within overall daily limit • Enable/ Disable UPI Manage Cards • Physical Debit Cards • Virtual Debit Cards • Prepaid Cards Bill / Merchant Payments • Pay Bills • SBI Life Premium • Bill Payment History SBI Voice Assist • Voice assisted functionality to know Balance, mini-statement and Quick Transfer using voice instructions Top-up and Recharge • Top-up of State Bank Prepaid Cards • NCMC Debit Plus Card Manage Cards • Debit Cards Control Feature - Manage Debit Card Channel, Usage and Limits, Hotlisting and Set PIN • Manage Virtual Debit Cards • Manage Prepaid Cards Requests • IPO (Equity and Rights) • Apply IPO • FASTag Issuance • Get MMID • Cancel MMID • Cheque book • Positive Pay System • TDS Enquiry Services • Standing Instruction • Online Nomination • Submit 15 GH • Transfer of Savings account • eLocker • My Certificates Facility of QR based Cash withdrawal from ATMs. - User can withdraw cash by scanning the QR displayed on ATM screen through Yono Lite app. Quick Transfer and Donations • Send Money using Account Details • Donations Facility of Yono Cash for Card less cash withdrawal through ATMs Prelogin • WhatsApp Banking • BHIM SBI Pay • Report Fraudulent Txn • FASTag • QMS (Queue Management Solution) • SBI Collect • Donations to Religious Entities • Bharat Billpay • SBI Finder • Complaints • Lock/Unlock User ID • Apply for Loan • FAQs • Ask SIA • Branch/ATM

About

Krishna DCCB

Access your bank account remotely 24/7 via your smartphone. Conduct financial and non-financial transactions, view account information, transfer funds, manage beneficiaries, and raise service requests. Supports multiple languages.

Highlights
  • 24/7 Mobile Banking
  • Account Information Access
  • Fund Transfers (NEFT/IMPS)
  • Beneficiary Management
  • Service Request Submission
  • Multi-language Support
Features
Read full description

Krishna DCCB is offering Mobile Banking which is available on 24-hour basis that allows its customers to conduct financial transactions & non-financial transactions remotely using a mobile device such as a smart phone. It allows you to access your bank account using your registered Mobile number. Using Krishna DCCB-Mobile Application you can view account related information like Balance Enquiry and Mini Statement, Transfer of Funds, Manage beneficiaries and Raise service requests. The Krishna District Cooperative Central Bank ltd, Mobile Banking Application is available in different languages like Telugu, English, Hindi etc. Through the mobile banking application, Customers can obtain account balances, account statement, P2P payments, Self-Fund Transfer, Intra Fund Transfer (Transfer money to Krishna DCCB accounts) and Inter Funds Transfers (Transfer Money to other Bank accounts) through NEFT/IMPS, Quick Transfer & Spend Analyser.

Screenshots

Yono Lite SBI4 screens
Krishna DCCB4 screens

Verdict

The call

The clearest difference is rating: Krishna DCCB at 5.0 against Yono Lite SBI's 3.7. Krishna DCCB also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). Yono Lite SBI's advantage is ratings volume (1.6K vs 1) and review sentiment (17% vs 0%). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Krishna DCCB holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: Yono Lite SBI has 1.6K ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 17% of Yono Lite SBI's written reviews are positive against 0% of Krishna DCCB's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Yono Lite SBI ships an update every 3 weeks, Krishna DCCB every 2 months. The most recent releases landed on November 8, 2026 and November 3, 2026 respectively.

Scorecard6 real differences · 4 level
Yono Lite SBI versus Krishna DCCB: the parameters behind the verdict, then further details
ParameterYono Lite SBIKrishna DCCB
PriceFreeFree
Rating3.7 (1.6K ratings)5.0 (1 ratings) — better
Positive reviews16.7% of reviews — better0.0% of reviews
Number of ratings1.6K — better1
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhoneiPhone
Requires iOS17.017.0
Further details — not scored
Size116 MB97 MB
Age rating4+4+
DeveloperState Bank of IndiaThe Krishna District Cooperative Central Bank Ltd

Customer experience

Yono Lite SBI

All ratings1,612 ratings
Positive67.7%
Neutral9.0%
Negative23.3%
Written reviews294 reviews
Positive16.7%
Neutral9.5%
Negative73.8%

Krishna DCCB

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Yono Lite SBI

Reported bugs

7 issues
  • Frequent login issues
  • OTP not received, even after multiple attempts
  • App crashes on launch after iOS updates
  • Unable to register device or account
  • Incorrect time shown in app
Show 2 more
  • Beneficiary addition not working
  • Stuck in OTP loop, unable to complete transactions

Requested features

7 requests
  • Add Face ID/Touch ID login
  • Improve registration process for international users
  • Integrate OTP app into main banking app
  • Allow password manager integration
  • Add QR code scanning for UPI payments
Show 2 more
  • Provide more detailed account information
  • Improve overall user experience and design

Krishna DCCB

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Yono Lite SBI

No in-app purchases

None

Krishna DCCB

No in-app purchases

Questions

Is Yono Lite SBI free?
Yono Lite SBI is free to download, with no in-app purchases.
Is Krishna DCCB free?
Krishna DCCB is free to download, with no in-app purchases.
Which has better reviews, Yono Lite SBI or Krishna DCCB?
Krishna DCCB is rated higher. Yono Lite SBI averages 3.7 out of 5 from 1.6K ratings, while Krishna DCCB averages 5.0 from 1 ratings.
Do Yono Lite SBI or Krishna DCCB have ads?
Yono Lite SBI shows ads; Krishna DCCB does not.
Which is updated more often, Yono Lite SBI or Krishna DCCB?
Yono Lite SBI ships an update every 3 weeks, and Krishna DCCB every 2 months. Most recently, Yono Lite SBI was updated on November 8, 2026 and Krishna DCCB on November 3, 2026.

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