Yono Lite SBI vs AMEYA
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Yono Lite SBI
This mobile banking application allows State Bank of India customers to manage their finances conveniently on the go. It offers a wide range of features for account management, fund transfers, bill payments, and card management, accessible in multiple Indian languages.
- Account management and mini statements
- Fund transfers (within SBI, third-party, inter-bank)
- Fixed and recurring deposit opening
- UPI transactions and management
- Debit and prepaid card management
- Bill payments and merchant payments
- Voice-assisted banking
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Yono Lite SBI is Mobile Banking Smart Phone application for SBI Customers in English, Hindi, Telugu, Tamil, Kannada, Malayalam, Marathi, Gujarati, Punjabi, Bengali, Odia, Assamese, and Kashmiri languages. Yono Lite is SBI’s retail internet banking-based application for your smartphones. A safe, convenient, and easy to use application with a host of features to help users manage your finances on the move. Please complete the one-time registration process to start using the application. New Registration process: - A message will be shown on the screen regarding initiating an SMS to +917208871299 from the mobile device for validating user's mobile number. Users has to send this app generated encrypted SMS manually. Users have an option to retry sending SMS to an alternate number 8422833333. - Click on ‘Proceed’ button and an SMS containing a unique code will be sent from the device to a predefined number. Kindly note that for sending SMS will incur standard SMS charges as per your telecom SMS plan. - On registration screen, please enter Username and Password and click REGISTER button. - Accept the Terms & Conditions for registration by selecting the check box and click ‘Ok’ button. - An activation code will be sent to the registered mobile number. User has to complete the activation by inputting the Activation code in the app. - User can now login to Yono Lite application. Features: My Accounts • Detailed account information (Transaction / Deposit /Loan / PPF / SSA accounts) • Mini Statement (Last 10 transactions) • mPassbook (upto 150 transactions) • View /Download statement • PPF Accounts Fund Transfer • Funds Transfer within Self Accounts • Third Party Transfer within SBI • Inter-Bank Transfer (RTGS / NEFT /IMPS) • Quick Transfer to Unregistered Beneficiaries using QR Code • IMPS Transfer (using IFSC & Account Number or Mobile Number & MMID) • Schedule Transactions • Add / Manage Beneficiary eDeposits • Open Fixed Deposit • Open Recurring Deposit • Open Multi option deposit UPI • Fund Transfer to Unregistered beneficiaries through beneficiary VPA • Fund Transfer to registered beneficiaries using Account No & IFSC code • Dispute Status • Set UPI transaction limit within overall daily limit • Enable/ Disable UPI Manage Cards • Physical Debit Cards • Virtual Debit Cards • Prepaid Cards Bill / Merchant Payments • Pay Bills • SBI Life Premium • Bill Payment History SBI Voice Assist • Voice assisted functionality to know Balance, mini-statement and Quick Transfer using voice instructions Top-up and Recharge • Top-up of State Bank Prepaid Cards • NCMC Debit Plus Card Manage Cards • Debit Cards Control Feature - Manage Debit Card Channel, Usage and Limits, Hotlisting and Set PIN • Manage Virtual Debit Cards • Manage Prepaid Cards Requests • IPO (Equity and Rights) • Apply IPO • FASTag Issuance • Get MMID • Cancel MMID • Cheque book • Positive Pay System • TDS Enquiry Services • Standing Instruction • Online Nomination • Submit 15 GH • Transfer of Savings account • eLocker • My Certificates Facility of QR based Cash withdrawal from ATMs. - User can withdraw cash by scanning the QR displayed on ATM screen through Yono Lite app. Quick Transfer and Donations • Send Money using Account Details • Donations Facility of Yono Cash for Card less cash withdrawal through ATMs Prelogin • WhatsApp Banking • BHIM SBI Pay • Report Fraudulent Txn • FASTag • QMS (Queue Management Solution) • SBI Collect • Donations to Religious Entities • Bharat Billpay • SBI Finder • Complaints • Lock/Unlock User ID • Apply for Loan • FAQs • Ask SIA • Branch/ATM
AMEYA
Manage your entire financial portfolio, including mutual funds, stocks, bonds, and insurance. Track investments, download statements, and utilize various financial calculators for planning.
- Complete portfolio reporting
- Investment performance tracking
- Transaction statement generation
- Online investment in mutual funds
- SIP and STP tracking
- Insurance premium reminders
- Financial calculators
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AMEYA is one-stop shopping for all your Financial needs. You can use this state of the art app to stay on top of your Complete Financial Portfolio with all assets: * Mutual Funds * Equity Shares * Bonds * Fixed Deposits * PMS * Insurance Key Features: * Complete Portfolio report download including all assets. * View historical Performance of your Portfolio easily * Transaction statement of any period * 1 Click Statement of Account Download for any Asset Management Company in India * Advanced Capital Gain Reports * Invest Online in any Mutual fund scheme or New Fund Offer. Track all orders till the allotment of units to keep complete transparency * SIP Report to be informed of your Running and Upcoming SIPs, STPs. * Insurance list to keep track of premiums to be paid. * Folio details registered with each AMC. Calculators and Tools available: * Retirement Calculator * SIP Calculator * SIP Delay Calculator * SIP Step up Calculator * Marriage Calculator * EMI Calculator
Screenshots
Verdict
The clearest difference is rating: AMEYA at 5.0 against Yono Lite SBI's 3.7. AMEYA also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). Yono Lite SBI's advantage is ratings volume (1.6K vs 12). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AMEYA holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: Yono Lite SBI has 1.6K ratings behind it against 12, so its average is the more settled of the two.
Yono Lite SBI ships an update every 3 weeks, AMEYA monthly. The most recent releases landed on October 24, 2026 and October 18, 2026 respectively.
| Parameter | Yono Lite SBI | AMEYA |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (1.6K ratings) | 5.0 (12 ratings) — better |
| Positive reviews | 16.7% of reviews | — |
| Number of ratings | 1.6K — better | 12 |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 17.0 | 16.0 — better |
| Further details — not scored | ||
| Size | 116 MB | 88 MB |
| Age rating | 4+ | 4+ |
| Developer | State Bank of India | BajajCapital |
Customer experience
Yono Lite SBI
AMEYA
Bugs and requests
Yono Lite SBI
Reported bugs
7 issues- Frequent login issues
- OTP not received, even after multiple attempts
- App crashes on launch after iOS updates
- Unable to register device or account
- Incorrect time shown in app
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- Beneficiary addition not working
- Stuck in OTP loop, unable to complete transactions
Requested features
7 requests- Add Face ID/Touch ID login
- Improve registration process for international users
- Integrate OTP app into main banking app
- Allow password manager integration
- Add QR code scanning for UPI payments
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- Provide more detailed account information
- Improve overall user experience and design
AMEYA
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Yono Lite SBI
No in-app purchases
AMEYA
No in-app purchases
Questions
Is Yono Lite SBI free?
Is AMEYA free?
Which has better reviews, Yono Lite SBI or AMEYA?
Do Yono Lite SBI or AMEYA have ads?
Which is updated more often, Yono Lite SBI or AMEYA?
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