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Comparison

蒙商银行 vs 中银智慧商家

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
蒙商银行
蒙商银行
Free
💰 Finance
★ 3.04 ratingsView app →
中银智慧商家
中银智慧商家
Free
💰 Finance
★ 1.01 ratingsView app →
About

蒙商银行

Features
Read full description

蒙商银行推出手机银行4.0全新版本，提升业务交互体验，完善基础服务能力，打造特色服务功能，为您提供更安全、更便捷的移动金融服务。 【新体验】 全新改版。实现版本更新服务便捷化，无感知切换新版本。 【新融合】 渠道融合。实现手机银行和个人网银服务端融合，一点式登录。 【新功能】 新增菜单业务搜索引擎、语音导航功能，提高客户常用交易的可获得性。 新增智能客服功能，实现在线咨询与指导。 【新主题】 畅享沉浸式体验，新增主题皮肤设置功能，彰显服务个性。 点滴变化，感谢有你！更多暖心功能等您体验。

About

中银智慧商家

Features
Read full description

中银智慧商家APP是中国银行针对本行签约商户提供的移动端服务平台，可为商户提供交易实时提醒、交易账单查询、商户在线申请、退款操作、收银员/店铺管理等全方位商户金融服务。

Screenshots

蒙商银行4 screens
中银智慧商家3 screens

Verdict

The call

The clearest difference is review sentiment: 蒙商银行 at 78% against 中银智慧商家's 14%. 蒙商银行 also leads on rating (3.0 vs 1.0) and update cadence (every 3 weeks vs every 2 months). 中银智慧商家's advantage is iOS requirement (9.0 vs 12.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

蒙商银行 holds the better App Store score, 3.0 against 1.0. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews point the same way: 78% of 蒙商银行's written reviews are positive against 14% of 中银智慧商家's.

UpkeepUpdate frequency

蒙商银行 ships an update every 3 weeks, 中银智慧商家 every 2 months. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.

Scorecard5 real differences · 4 level
蒙商银行 versus 中银智慧商家: the parameters behind the verdict, then further details
Parameter蒙商银行中银智慧商家
PriceFreeFree
Rating3.0 (4 ratings) — better1.0 (1 ratings)
Positive reviews78.3% of reviews — better14.3% of reviews
Number of ratings4 — better1
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.09.0 — better
Further details — not scored
Size319 MB64 MB
Age rating17+4+
Developer蒙商银行股份有限公司中国银行股份有限公司

Customer experience

蒙商银行

All ratings4 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews23 reviews
Positive78.3%
Neutral8.7%
Negative13.0%

中银智慧商家

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews21 reviews
Positive14.3%
Neutral9.5%
Negative76.2%

In-app purchases

None

蒙商银行

No in-app purchases

None

中银智慧商家

No in-app purchases

Questions

Is 蒙商银行 free?
蒙商银行 is free to download, with no in-app purchases.
Is 中银智慧商家 free?
中银智慧商家 is free to download, with no in-app purchases.
Which has better reviews, 蒙商银行 or 中银智慧商家?
蒙商银行 is rated higher. 蒙商银行 averages 3.0 out of 5 from 4 ratings, while 中银智慧商家 averages 1.0 from 1 ratings.
Do 蒙商银行 or 中银智慧商家 have ads?
Neither 蒙商银行 nor 中银智慧商家 shows ads.
Which is updated more often, 蒙商银行 or 中银智慧商家?
蒙商银行 ships an update every 3 weeks, and 中银智慧商家 every 2 months. Most recently, 蒙商银行 was updated on November 1, 2026 and 中银智慧商家 on November 2, 2026.

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