Comparison

Finances vs Budget App & Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finances

Manage your finances with this app that tracks expenses, income, and investments. Set budgets, monitor cash flow, and view detailed reports. Cloud sync ensures your data is backed up and accessible across devices.

Highlights
  • Expense and income tracking
  • Budget management
  • Investment tracking
  • Bill reminders
  • Multi-currency support
  • Cloud sync
  • Financial reports
Features
Read full description

The Finances application provides an integrated set of features to help you manage your cash flow and investments: - For cash flow, Finances supports tracking expenses and income, and includes support for budgets, accounts, payees, and bill tracking. - For investments, Finances supports tracking cash and stock investments and automatically fetches daily stock prices. - Finances allows flexible cycles for managing your cash-flow: Monthly (default), Weekly, Every 2 weeks, Every 4 weeks, and Semi-monthly. - The Finances application provides the ability to group your expenses into categories and sub-categories, and lets you set a budget and track expenses at the category/sub-category level. - The features within Finances are well integrated such that a bill can become an expense (when you pay for it) and adjust the account balance at the same time. - Finances includes Cloud Sync that automatically backs up your data, and syncs entries across multiple devices (iPhone, iPad). KEY FEATURES: Expenses: - Create/Edit/Delete expenses and recurring expenses - Browse expense entries by month, by category/date with the ability to drill-down - Optionally associate an account and payee with an expense - Attach photo images of receipts; drag and resize images on screen - Support for multiple currencies and automatic exchange rate conversion Income: - Create/Edit/Delete income and recurring income - Optionally associate an account with the income Bills - Create/Edit/Delete bills and recurring bills - Support for Payees, and track payments by Payee. - Make payment on bills either an as expense or as a transfer (to avoid double accounting your expenses) - Bill reminders Categories and Budget - Create/Edit/Delete expense categories and sub-categories - Set a budget, and track expenses at the category/sub-category level. - Associate icons with the categories - Budget rollover - Support for one-time budgets - Classify expenses into fixed, variable and discretionary and compute your disposable income Accounts - Support for Accounts such as Checking, Savings, Credit, Debit, Cash, etc. - Associate your expense and income entries with your accounts and accurately track account balances. - View transactions, and do transfer between accounts. - Ability to choose a different base currency for each account Investments - Support create/edit/delete of Investment accounts - Support for add/edit/delete of investments - Support for Cash and Stock investments - Automatic fetching of stock prices every for accurate tracking of investment values Reports - Trend chart for Expense, Budget and Income for the last 6 months - Trend chart for Accounts and Investments for the last 6 months - Pie/Bar charts for expense break-down (Available in the Expenses screen). - Export reports in PDF/CSV format by email or via WiFi Cloud Sync - Automatic backups - Automatically sync entries across multiple devices (iPhone, iPad, iTouch) - Sync works over 4G and WiFi - Ability to work within a single budget with other members of the household Other - Import data in OFX/CSV format into accounts - Large numeric keypad for expense/income amount entry - Finances follows the locale/region setting on your device and shows date and currency symbols appropriate for your region Finances is free for the first 100 entries. You can upgrade to unlimited entries by subscribing to either the monthly plan or the yearly plan. Payment will be charged to iTunes Account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Account will be charged for renewal within 24-hours prior to the end of the current period at the current subscription price. The subscription auto-renewal can be turned off by going to your iTunes Account Settings. Please refer to http://www.anishu.com/privacy.html for privacy policy, and http://www.anishu.com/terms.html for terms of use.

About

Budget App & Expense Tracker

This free budgeting app helps you track expenses, plan budgets weekly or monthly, and review cash flow with visual charts. It offers unlimited wallets to separate personal and business finances, with automatic expense tracking via bank feeds and receipt scanning.

Highlights
  • Unlimited wallets for personal and business expenses
  • Automatic expense tracking via bank feeds
  • Receipt scanning and storage
  • Weekly and monthly budget planning
  • Spending limit notifications
  • Visual charts and expense breakdowns
  • Data exporting via CSV
Features
Read full description

Brought to you by the #1 award-winning app. Bookipi Expense is a FREE budgeting app with an easy-to-use expense tracker. Plan and record expenses and scan receipts on the go. Use beautiful charts to review your cash flow and plan your budget weekly or monthly. Automatically track expenses by connecting your bank feeds to your in-app wallets. Your expense transaction line items automatically flow through to the expense tracking app with secure and real-time bank feeds. Unlike other budgeting and money management apps, Bookipi Expense helps you separate personal finances and business expenses with UNLIMITED WALLETS for free. You can track your business, travel, and personal expenses in one budgeting platform. Trusted by over 500,000+ small business owners and freelancers in 179 different countries, Bookipi is now delivering the FULL experience. Sync your budgeting data to our invoice maker and receive payments on the same platform. Track all of your income & expenses with a versatile budget planner app. Monitor your spending and SAVE MONEY TODAY. KEY FEATURES: FREE Unlimited Wallets Track your expenses and earnings for personal, professional, or even per-project purposes. By using multiple wallets for multiple occasions, you’re guaranteed never to lose track of your spending. Sync Wallet Balance to Bank Feed Sync your bank to your wallets in real time! Add multiple bank feeds and ditch summarizing expenses across your bank accounts. Save time and manage all of your expenses in one app. Budget Planning Easily create monthly or weekly budgets for better money management. Receive notifications for when you are nearing your limit. Spending Limits Set unique spending limits on each of your unlimited wallets. We'll notify you when your spending is close to your budget limit based on your inputs and real-time bank feeds. Unique Categorization Log and categorize your expense and income entries to make your finances easy to review and organize. Complete with unique icon assigning. Charts & Expense Breakdowns Each wallet has a unique daily report of monthly income & expenses. Visualize your spending patterns and plan your finances ahead of time with our charts and expense breakdowns. By analyzing your monthly financial activity, find out how you can save more money. Receipt Storage Store and manage receipts for easy retrieval. Just take a picture to store it in our secure databases for your easy reference. Review Transactions Our money management app helps with record-keeping so you’re more confident in money matters. Search transactions by date and name, and find attached photo receipts. Data Exporting Generate instant summaries of your wallets with a tap through our CSV exporting feature. Automatic Bookipi Invoicing Data Synchronising Bookipi Invoice users are rewarded with automatic data syncing. Allowing you to keep track of all of your income and expenses in one seamless process. OTHER OUTSTANDING FEATURES: - Expense Record Keeping - Change Currency - Transfer Expenses Between Wallets - Transaction Notes - In-App Chat Support - Global Currency Selections - Intuitive UI Design - Frequently Updated Video Tutorials Bookipi Expense is the easiest free app to track personal & business expenses in one app. Manage your expenses and plan your spending on the go. Track how much money goes in and out of your accounts and have full control over your finances today!

Screenshots

Finances4 screens
Budget App & Expense Tracker4 screens

Verdict

The call

The clearest difference is rating: Budget App & Expense Tracker at 4.8 against Finances's 4.3. Budget App & Expense Tracker also leads on ratings volume (2.7K vs 7) and update cadence (every 5 weeks vs every 4 months). Finances's advantage is review sentiment (75% vs 65%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Finances sells 2 in-app purchases, starting at $0.99 per month and Budget App & Expense Tracker sells 4 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Budget App & Expense Tracker holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: Budget App & Expense Tracker has 2.7K ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 75% of Finances's written reviews are positive against 65% of Budget App & Expense Tracker's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Finances ships an update every 4 months, Budget App & Expense Tracker every 5 weeks. The most recent releases landed on October 24, 2026 and October 20, 2026 respectively.

Scorecard5 real differences · 5 level
Finances versus Budget App & Expense Tracker: the parameters behind the verdict, then further details
ParameterFinancesBudget App & Expense Tracker
PriceFreeFree
Rating4.3 (7 ratings)4.8 (2.7K ratings) — better
Positive reviews75.0% of reviews — better65.2% of reviews
Number of ratings72.7K — better
Update frequencyEvery 4 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, iPod
Requires iOS15.613.0 — better
Further details — not scored
Size27 MB92 MB
Age rating4+4+
DeveloperAnishu, Inc.Bookipi Pty Ltd

Customer experience

Finances

All ratings7 ratings
Positive85.7%
Neutral0.0%
Negative14.3%
Written reviews4 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

Budget App & Expense Tracker

All ratings2,679 ratings
Positive96.1%
Neutral2.5%
Negative1.4%
Written reviews135 reviews
Positive65.2%
Neutral7.4%
Negative27.4%

Bugs and requests

Finances

Not enough reviews yet to summarise bugs or requests.

Budget App & Expense Tracker

Reported bugs

4 issues
  • Entries disappearing and reappearing randomly
  • Incorrect wallet totals shown
  • Recurring transactions not working as expected
  • Compatibility issues with newer iOS devices

Requested features

5 requests
  • Ability to view recurring expenses in future months
  • Option to upload documents/receipts, not just photos
  • Automatic categorization of scanned receipts
  • Customizable categories and icons
  • Dark mode option

In-app purchases

2 purchases

Finances

Subscriptions2
  • Finances Monthly Subscription$0.991 Month
  • Finances Subscription$9.991 Year
4 purchases

Budget App & Expense Tracker

Subscriptions4
  • Single Bank | Monthly2 Months trial$2.991 Month
  • Unlimited Banks | Monthly2 Months trial$4.491 Month
  • Single Bank | Annual2 Months trial$23.991 Year
Show 1 more
  • Unlimited Banks | Annual2 Months trial$35.991 Year

Questions

Is Finances free?
Finances is free to download, with in-app purchases available.
Is Budget App & Expense Tracker free?
Budget App & Expense Tracker is free to download, with in-app purchases available.
Which has better reviews, Finances or Budget App & Expense Tracker?
Budget App & Expense Tracker is rated higher. Finances averages 4.3 out of 5 from 7 ratings, while Budget App & Expense Tracker averages 4.8 from 2.7K ratings.
Do Finances or Budget App & Expense Tracker have ads?
Neither Finances nor Budget App & Expense Tracker shows ads.
Which is updated more often, Finances or Budget App & Expense Tracker?
Finances ships an update every 4 months, and Budget App & Expense Tracker every 5 weeks. Most recently, Finances was updated on October 24, 2026 and Budget App & Expense Tracker on October 20, 2026.

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