Comparison

Kumari Smart vs NIMB Smart

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kumari Smart

Manage your bank account securely from your mobile device anytime, anywhere. Perform transactions like bill payments, fund transfers, and QR code payments with ease. Enjoy convenient banking without visiting a branch.

Highlights
  • Banking on the go
  • Bill payments
  • Fund transfers
  • QR code payments
  • Account information access
  • Secure transactions
Features
Read full description

Kumari Smart is Kumari Bank's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Kumari Bank. This App will be regularly updated with additional new features. Key Features: Banking On the Go Bill Payments Made Easier Top Up Made Easier Fund Transfers Made Easier QR Code: Scan and Pay Instant Online and Retail Payment with Fonepay Network Accessing your Account Informations Made Easier User Friendly, Safe and Secure And Many More Exciting Features Kumari Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Kumari Bank, and you need to subscribe to the Kumari Bank's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Kumari Smart is a Member of Fonepay Network. Smart Banking for Smart People.

About

NIMB Smart

Manage your bank account securely from your mobile device anytime, anywhere. Perform bill payments, fund transfers, and QR code payments with ease. Enjoy convenient banking without visiting a branch.

Highlights
  • Banking on the go
  • Bill payments
  • Fund transfers
  • QR code payments
  • Account information access
  • Secure encryption
Features
Read full description

NIMB Smart is Nepal Investment Mega Bank Limited's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Nepal Investment Mega Bank Limited. This App will be regularly updated with additional new features. Key Features: 1. Banking On the Go 2. Bill Payments Made Easier 3. Top Up Made Easier 4. Fund Transfers Made Easier 5. QR Code: Scan and Pay 6. Instant Online and Retail Payment with Fonepay Network 7. Accessing your Account Informations Made Easier 8. User Friendly, Safe and Secure 9. And Many More Exciting Features NIMB Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Nepal Investment Mega Bank Limited, and you need to subscribe to the Nepal Investment Mega Bank Limited's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. NIMB Smart is a Member of Fonepay Network. Smart Banking for Smart People.

Screenshots

Kumari Smart4 screens
NIMB Smart4 screens

Verdict

The call

The clearest difference is rating: NIMB Smart at 3.4 against Kumari Smart's 2.8. Kumari Smart's advantage is review sentiment (33% vs 17%) and update cadence (every 2 weeks vs monthly). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NIMB Smart holds the better App Store score, 3.4 against 2.8. Both are backed by a comparable volume of ratings — 48 and 61 respectively. Written reviews complicate that: 33% of Kumari Smart's written reviews are positive against 17% of NIMB Smart's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Kumari Smart ships an update every 2 weeks, NIMB Smart monthly. The most recent releases landed on August 22, 2026 and September 5, 2026 respectively.

Scorecard3 real differences · 7 level
Kumari Smart versus NIMB Smart: the parameters behind the verdict, then further details
ParameterKumari SmartNIMB Smart
PriceFreeFree
Rating2.8 (48 ratings)3.4 (61 ratings) — better
Positive reviews33.3% of reviews — better16.7% of reviews
Number of ratings4861 — better
Update frequencyEvery 2 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.412.4
Further details — not scored
Size181 MB173 MB
Age rating17+17+
DeveloperKumari Bank LimitedMEGA BANK NEPAL LIMITED

Customer experience

Kumari Smart

All ratings48 ratings
Positive37.5%
Neutral12.5%
Negative50.0%
Written reviews6 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

NIMB Smart

All ratings61 ratings
Positive52.5%
Neutral16.4%
Negative31.1%
Written reviews36 reviews
Positive16.7%
Neutral8.3%
Negative75.0%

In-app purchases

None

Kumari Smart

No in-app purchases

None

NIMB Smart

No in-app purchases

Questions

Is Kumari Smart free?
Kumari Smart is free to download, with no in-app purchases.
Is NIMB Smart free?
NIMB Smart is free to download, with no in-app purchases.
Which has better reviews, Kumari Smart or NIMB Smart?
NIMB Smart is rated higher. Kumari Smart averages 2.8 out of 5 from 48 ratings, while NIMB Smart averages 3.4 from 61 ratings.
Do Kumari Smart or NIMB Smart have ads?
Neither Kumari Smart nor NIMB Smart shows ads.
Which is updated more often, Kumari Smart or NIMB Smart?
Kumari Smart ships an update every 2 weeks, and NIMB Smart monthly. Most recently, Kumari Smart was updated on August 22, 2026 and NIMB Smart on September 5, 2026.

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