SRCU Mobile Banking vs UPenn SFCU Mobile Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SRCU Mobile Banking
Manage your credit union accounts conveniently from your mobile device. This free app provides secure and quick access to check balances, pay bills, transfer funds, and locate branches and ATMs.
- Check account balances
- Transfer funds between accounts
- Pay bills
- Locate ATMs and branches
- Secure mobile banking
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SRCU Mobile Banking by Summit Ridge Credit Union allows you to bank on the go. It’s free to download and offers quick access for managing your credit union accounts. Check your balances, pay bills, transfer money, apply for loans, and locate ATMs and our branch location with just a touch. Our native app is fast, secure and free. Use your current login information to start today. Features: •Check Account Balances •Transfer funds between accounts •Pay Bills** •Find our ATMs and our branch location using the GPS system provided by your iPhone.*** *Must be an Online Banking Customer **Online customers must first setup transfer and bill pay accounts prior to using these features. ***This is limited to locating our branch location and ATMs. Please refer to your carrier for any fees that may apply.
UPenn SFCU Mobile Banking
Manage your credit union accounts conveniently and securely from your mobile device. Check balances, view transactions, transfer funds, and deposit checks with ease. Enroll in online banking directly through the app to gain instant access to your finances anytime, anywhere.
- Check account balances
- View transaction history
- Transfer funds
- Scan and deposit checks
- View e-statements
- Enroll for an account
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Access your SFCU accounts 24/7 from anywhere with UPenn SFCU Mobile Banking. It’s fast, secure, and free for all SFCU members who are enrolled in Online Banking. With SFCU Mobile Banking, you can: • Check Account Balances • View Transaction History • Transfer Funds • Scan Checks • View Your E-Statement • Enroll for an Account • And More! Available to all SFCU Online Banking users, UPenn SFCU Mobile Banking uses the same industry standard security technologies as our online banking. Simply use your SFCU Online Banking LoginID and Password. If you do not have online banking, it is quick to enroll using the app! Follow the easy steps to quickly gain access to your accounts while on the go. Please contact us at (215)-222-2604 or at support@upennsfcu.org if you have any issues.
Screenshots
Verdict
The clearest difference is review sentiment: UPenn SFCU Mobile Banking at 100% against SRCU Mobile Banking's 40%. UPenn SFCU Mobile Banking also leads on update cadence (monthly vs every 13 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SRCU Mobile Banking ships an update every 13 months, UPenn SFCU Mobile Banking monthly. The most recent releases landed on September 24, 2026 and October 7, 2026 respectively.
| Parameter | SRCU Mobile Banking | UPenn SFCU Mobile Banking |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.8 (6 ratings) — better |
| Positive reviews | 40.0% of reviews | 100.0% of reviews — better |
| Number of ratings | — | 6 — better |
| Update frequency | Every 13 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 74 MB | 186 MB |
| Age rating | 4+ | 4+ |
| Developer | Summit Ridge Credit Union | University of Pennsylvania Students Federal Credit Union |
Customer experience
SRCU Mobile Banking
UPenn SFCU Mobile Banking
In-app purchases
SRCU Mobile Banking
No in-app purchases
UPenn SFCU Mobile Banking
No in-app purchases
Questions
Is SRCU Mobile Banking free?
Is UPenn SFCU Mobile Banking free?
Do SRCU Mobile Banking or UPenn SFCU Mobile Banking have ads?
Which is updated more often, SRCU Mobile Banking or UPenn SFCU Mobile Banking?
Other comparisons
