Comparison

MCCU vs Meritrust Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MCCU

Manage your credit union accounts conveniently from your mobile device. Access account balances, transfer funds, view transaction details, and deposit checks remotely. An ATM locator and contact information are also readily available.

Highlights
  • Account information access
  • ATM locator
  • Remote Deposit Capture
  • Detailed transaction viewing
  • Fund transfers
  • Check image viewing
Features
Read full description

MCCU Mobile allows you to access your account information quickly, conveniently and on the go. Take advantage of our ATM locator, Contact Information, Remote Deposit Capture, on-line banking including detailed debit card transactions, Account Balances, Transfers, Holds/Pledges/Pending ACH's, viewable check images and more. To get started you'd need to be an existing user of our On-Line banking service. If you are an existing user, use your On-Line Access sign on information. If you need to sign up for On-Line Access please call 1-620-241-9308 and speak to a member service rep.

About

Meritrust Mobile

Manage your finances on the go with this mobile banking app. Easily view account details, make payments, transfer funds, and deposit checks securely. Locate branches and ATMs for convenient access to your money anytime, anywhere.

Highlights
  • View account balances and transaction history
  • Pay bills
  • Transfer funds between accounts
  • Deposit checks
  • Locate branches or ATMs
Read full description

Meritrust is dedicated to improving your life through our mobile banking experience. Stay connected to your money anytime, anywhere with Meritrust Mobile. Experience the convenience and security that comes with an app that puts your financial needs first. We’re making it easier for you to make payments, monitor your accounts, deposit checks and more. FEATURES: · View your account balances and transaction history · Pay bills · Transfer funds between your accounts · Deposit checks · Locate a Meritrust branch or ATM. To enroll in mobile banking, you must be a member of Meritrust Credit Union. Data rates may apply from your wireless carrier. Federally insured by NCUA. To learn how we protect your privacy, please visit https://www.meritrust.org/site/privacy-policy/online-user-privacy-policy

Screenshots

MCCU4 screens
Meritrust Mobile4 screens

Verdict

The call

The clearest difference is rating: MCCU at 5.0 against Meritrust Mobile's 4.6. Meritrust Mobile's advantage is ratings volume (7.5K vs 2) and update cadence (every 2 months vs every 5 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MCCU holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Meritrust Mobile has 7.5K ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

MCCU ships an update every 5 months, Meritrust Mobile every 2 months. The most recent releases landed on October 2, 2026 and October 13, 2026 respectively.

Scorecard3 real differences · 7 level
MCCU versus Meritrust Mobile: the parameters behind the verdict, then further details
ParameterMCCUMeritrust Mobile
PriceFreeFree
Rating5.0 (2 ratings) — better4.6 (7.5K ratings)
Positive reviews—16.0% of reviews
Number of ratings27.5K — better
Update frequencyEvery 5 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size30 MB18 MB
Age rating4+4+
DeveloperMcpherson Coop Credit UnionMeritrust Credit Union

Customer experience

MCCU

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Meritrust Mobile

All ratings7,479 ratings
Positive89.8%
Neutral3.0%
Negative7.2%
Written reviews125 reviews
Positive16.0%
Neutral9.6%
Negative74.4%

Bugs and requests

MCCU

Not enough reviews yet to summarise bugs or requests.

Meritrust Mobile

Reported bugs

3 issues
  • Scheduled payments not processing correctly
  • Incorrect account balance information
  • Login issues and inability to access accounts

Requested features

3 requests
  • Bring back quick balance widget
  • Improve transaction search and filtering
  • Add support for landscape mode on tablets

In-app purchases

None

MCCU

No in-app purchases

None

Meritrust Mobile

No in-app purchases

Questions

Is MCCU free?
MCCU is free to download, with no in-app purchases.
Is Meritrust Mobile free?
Meritrust Mobile is free to download, with no in-app purchases.
Which has better reviews, MCCU or Meritrust Mobile?
MCCU is rated higher. MCCU averages 5.0 out of 5 from 2 ratings, while Meritrust Mobile averages 4.6 from 7.5K ratings.
Do MCCU or Meritrust Mobile have ads?
Neither MCCU nor Meritrust Mobile shows ads.
Which is updated more often, MCCU or Meritrust Mobile?
MCCU ships an update every 5 months, and Meritrust Mobile every 2 months. Most recently, MCCU was updated on October 2, 2026 and Meritrust Mobile on October 13, 2026.

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