Comparison

Nordea Mobile vs Spendwise

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Nordea Mobile

Manage all your finances in one place, from viewing accounts and making payments to tracking investments and controlling cards. Offers insights into spending and budgeting tools for better financial control.

Highlights
  • Consolidated financial overview
  • Bill payments and money transfers
  • Card management and Apple Pay integration
  • Savings and investment tracking
  • Spending insights and budgeting
  • Subscription management
Features
Read full description

The Mobile Banking app is a convenient way to access your finances on the go. You can check your accounts, block and reorder payment cards, personalise the overview tab and more. What can I do in Nordea's mobile banking app · In the Overview tab, you can see all your finances in one place. Add, hide or re-arrange the content on the overview page to personalise your experience. · Conveniently transfer money between your accounts or to a friend. · Quickly pay your physical invoices by scanning them with your camera. · Access your digital wallet - Pay with Apple Pay. · Log on securely with BankID, Nordea ID, your biometrics or personal code. The choice is yours. Convenient access to your cards · If you forget your PIN code for one of your cards, you can view it directly in the app. · If you lose one of your cards, you can temporarily or permanently block it. If you permanently block a card, a new card will be sent automatically to your registered address. · You can minimize the risk of fraud by limiting which geographical areas your credit card can be used and by restricting usage for online shopping. Savings and investments: · You can now get an overview of your savings and investments inside the app. In addition, you can buy stocks and funds, create saving plans and see how your investments are developing. Mortgage · You can see your many mortgage details and can increase monthly deductions and apply for exemption from repayment. Convenient mortgage handling. A deeper insight into your finances · In the Insights tab, you can see your income and expenditure at a glance. Gain deeper insights by viewing where and how you spend your income with the app's categorisation feature. · You can add other banks to the app so you can have all your finances in one place. We are here for you. At Nordea, we put our customer's needs first. Contact us directly through the app, either through our online chat, phone, or book an online meeting with an advisor. The mobile banking app is designed with you in mind. We continuously update the app based on your feedback, to ensure you have the best experience possible. Leave us a review or send feedback directly through the app. We would love to hear your thoughts.

About

Spendwise

Manage your credit card accounts, view transactions, and track loan details. Receive important notifications about purchases and spending limits. Easily access your PIN, block lost cards, and explore payment options for larger purchases.

Highlights
  • View credit card balances and transactions
  • Track personal loan details
  • Receive spending limit notifications
  • Manage PIN codes
  • Block and order new cards
  • Utilize part payment options
Features
Read full description

Spendwise lets you view your credit card balance, transactions, invoices, and keep track of your Spendwise Privatlån. This app simplifies your life. You can for instance: • Get notifications of important events, purchases or if you reached your spending limits. • Choose and view your PIN code. • Block and order a new card if it has been lost or stolen. • Use “part payment”, in order to quickly see what it costs to divide a larger purchase over several months. • View your current debt, upcoming payment, and invoices for Spendwise Personal Loan. The app supports: • Scandic Friends Mastercard • Circle K Mastercard • Strawberry Mastercard • SJ Prio Mastercard • SaabKortet Mastercard • INGO Mastercard • NK Nyckeln Mastercard • Wallet • GlobeCard • Volvo Mastercard • Esso Mastercard • Finnair Plus Mastercard in Finland • Eurocard • Landkreditt Mastercard

Screenshots

Nordea Mobile4 screens
Spendwise4 screens

Verdict

The call

The clearest difference is ratings volume: Nordea Mobile at 652 against Spendwise's 30. Nordea Mobile also leads on monetization model (free vs ad-supported). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Spendwise holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: Nordea Mobile has 652 ratings behind it against 30, so its average is the more settled of the two.

UpkeepUpdate frequency

Nordea Mobile ships an update every 3 weeks, Spendwise fortnightly. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
Nordea Mobile versus Spendwise: the parameters behind the verdict, then further details
ParameterNordea MobileSpendwise
PriceFreeFree
Rating4.6 (652 ratings)4.8 (30 ratings) — better
Positive reviews66.7% of reviews—
Number of ratings652 — better30
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPad
Requires iOS1717.0
Further details — not scored
Size141 MB76 MB
Age rating4+17+
DeveloperNordea Bank AbpSEB Kort Bank AB

Customer experience

Nordea Mobile

All ratings653 ratings
Positive92.5%
Neutral3.1%
Negative4.4%
Written reviews12 reviews
Positive66.7%
Neutral8.3%
Negative25.0%

Spendwise

All ratings30 ratings
Positive96.7%
Neutral3.3%
Negative0.0%

Bugs and requests

Nordea Mobile

Reported bugs

2 issues
  • App fails to approve payments
  • Payments require multiple attempts or waiting periods

Requested features

3 requests
  • Improve payment process to be less complicated
  • Enable rotation for iPad use
  • Fix biometric BankID implementation

Spendwise

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Nordea Mobile

No in-app purchases

None

Spendwise

No in-app purchases

Questions

Is Nordea Mobile free?
Nordea Mobile is free to download, with no in-app purchases.
Is Spendwise free?
Spendwise is free to download, with no in-app purchases.
Which has better reviews, Nordea Mobile or Spendwise?
Spendwise is rated higher. Nordea Mobile averages 4.6 out of 5 from 652 ratings, while Spendwise averages 4.8 from 30 ratings.
Do Nordea Mobile or Spendwise have ads?
Neither Nordea Mobile nor Spendwise shows ads.
Which is updated more often, Nordea Mobile or Spendwise?
Nordea Mobile ships an update every 3 weeks, and Spendwise fortnightly. Most recently, Nordea Mobile was updated on October 29, 2026 and Spendwise on October 24, 2026.

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