Comparison

Nordea Mobile vs Raydient

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Nordea Mobile

Manage all your finances in one place, from viewing accounts and making payments to tracking investments and controlling cards. Offers insights into spending and budgeting tools for better financial control.

Highlights
  • Consolidated financial overview
  • Bill payments and money transfers
  • Card management and Apple Pay integration
  • Savings and investment tracking
  • Spending insights and budgeting
  • Subscription management
Features
Read full description

The Mobile Banking app is a convenient way to access your finances on the go. You can check your accounts, block and reorder payment cards, personalise the overview tab and more. What can I do in Nordea's mobile banking app · In the Overview tab, you can see all your finances in one place. Add, hide or re-arrange the content on the overview page to personalise your experience. · Conveniently transfer money between your accounts or to a friend. · Quickly pay your physical invoices by scanning them with your camera. · Access your digital wallet - Pay with Apple Pay. · Log on securely with BankID, Nordea ID, your biometrics or personal code. The choice is yours. Convenient access to your cards · If you forget your PIN code for one of your cards, you can view it directly in the app. · If you lose one of your cards, you can temporarily or permanently block it. If you permanently block a card, a new card will be sent automatically to your registered address. · You can minimize the risk of fraud by limiting which geographical areas your credit card can be used and by restricting usage for online shopping. Savings and investments: · You can now get an overview of your savings and investments inside the app. In addition, you can buy stocks and funds, create saving plans and see how your investments are developing. Mortgage · You can see your many mortgage details and can increase monthly deductions and apply for exemption from repayment. Convenient mortgage handling. A deeper insight into your finances · In the Insights tab, you can see your income and expenditure at a glance. Gain deeper insights by viewing where and how you spend your income with the app's categorisation feature. · You can add other banks to the app so you can have all your finances in one place. We are here for you. At Nordea, we put our customer's needs first. Contact us directly through the app, either through our online chat, phone, or book an online meeting with an advisor. The mobile banking app is designed with you in mind. We continuously update the app based on your feedback, to ensure you have the best experience possible. Leave us a review or send feedback directly through the app. We would love to hear your thoughts.

About

Raydient

This financial toolkit helps students master their money through intentional spending, goal-oriented saving, and market education. Track expenses, monitor balances, and visualize savings progress with a risk-free stock market simulator.

Highlights
  • Intentional spending tracking
  • Goal-oriented saving visualization
  • Stock market simulator
  • Expense tracking
  • Balance monitoring
  • Market education
Features
Read full description

Raydient is the essential financial toolkit for the modern student. Most finance apps are designed for established professionals with complex needs, or they are too basic to provide real value. We built Raydient specifically for high school and college students who want to master their finances without the complexity of a manual spreadsheet. It is a streamlined, free application that focuses on the three pillars of financial success: intentional spending, goal-oriented saving, and market education. The budgeting interface is engineered for speed. You can track expenses and monitor your balance in seconds, making it easier to maintain a clear pulse on your spending habits. When you are saving for a milestone, like a first vehicle, a semester abroad, or a security deposit, the goal tracker provides a visual map of your progress. Seeing tangible growth is far more effective than simply checking a bank balance. One of the most powerful features is the stock market simulator. We know that investing can feel high stakes when it is your own hard-earned money on the line. Raydient provides a risk-free environment to practice. By using live market data and virtual currency, you can test investment strategies and see exactly how your portfolio would perform in real time. It is a practical way to build your confidence and understanding of the market before you commit real capital. Raydient is secure, fully encrypted, and optimized for a seamless iOS experience. It is about more than just tracking numbers; it is about building a professional financial foundation while you are still in school.

Screenshots

Nordea Mobile4 screens
Raydient4 screens

Verdict

The call

The clearest difference is rating: Raydient at 5.0 against Nordea Mobile's 4.6. Nordea Mobile's advantage is ratings volume (652 vs 2) and update cadence (every 3 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Raydient holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Nordea Mobile has 652 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Nordea Mobile ships an update every 3 weeks, Raydient every 2 months. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
Nordea Mobile versus Raydient: the parameters behind the verdict, then further details
ParameterNordea MobileRaydient
PriceFreeFree
Rating4.6 (652 ratings)5.0 (2 ratings) — better
Positive reviews66.7% of reviews—
Number of ratings652 — better2
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS17 — better18.6
Further details — not scored
Size141 MB4 MB
Age rating4+12+
DeveloperNordea Bank AbpBrightside Finance Foundation

Customer experience

Nordea Mobile

All ratings653 ratings
Positive92.5%
Neutral3.1%
Negative4.4%
Written reviews12 reviews
Positive66.7%
Neutral8.3%
Negative25.0%

Raydient

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Nordea Mobile

Reported bugs

2 issues
  • App fails to approve payments
  • Payments require multiple attempts or waiting periods

Requested features

3 requests
  • Improve payment process to be less complicated
  • Enable rotation for iPad use
  • Fix biometric BankID implementation

Raydient

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Nordea Mobile

No in-app purchases

None

Raydient

No in-app purchases

Questions

Is Nordea Mobile free?
Nordea Mobile is free to download, with no in-app purchases.
Is Raydient free?
Raydient is free to download, with no in-app purchases.
Which has better reviews, Nordea Mobile or Raydient?
Raydient is rated higher. Nordea Mobile averages 4.6 out of 5 from 652 ratings, while Raydient averages 5.0 from 2 ratings.
Do Nordea Mobile or Raydient have ads?
Neither Nordea Mobile nor Raydient shows ads.
Which is updated more often, Nordea Mobile or Raydient?
Nordea Mobile ships an update every 3 weeks, and Raydient every 2 months. Most recently, Nordea Mobile was updated on October 29, 2026 and Raydient on October 24, 2026.

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