UB2GO vs ThinkSmartz

With Union Bank's secure mobile banking application, our personal and commercial account holders can easily access account information and conduct banking transactions. Available to all Union Bank of Vermont and New Hampshire customers, our mobile banking app allows you to check balances, transfer funds, deposit checks, review recent transactions, pay bills, send money to family and friends and check messages from laptop, smartphone or tablet device. Union Bank mobile app Features: - Account Management - View account balances - Review recent transactions and search transaction history - Transfer funds between your Union Bank accounts and your accounts with other financial institutions - Sign-up for eStatements - View cleared check images - View your credit card transactions Funds Transfer - Send and receive money using Person to Person (P2P) with friends, family or anyone with a debit card or mobile phone number - You can also transfer funds between your Union Bank accounts and accounts you have with other financial institutions - Transfer funds to others with accounts at Union Bank - Transfers between Union Bank accounts are immediate - P2P transfers are secure and free Deposit Funds Electronically - Enjoy the convenience of depositing checks from your smartphone - Simple and secure, snap a picture of your check, enter the amount and push a button - View your mobile deposit in your account immediately Bill Payment - Pay bills - View recently paid bills and scheduled payments - Enhanced bill payment including adding, editing and deleting payees - Setup one-time or recurring payments for multiple payees Personal Financial Management Tool - View all account balances from multiple financial institutions in one convenient location - Create a budget, track your income and spending habits - Review transactions by spending categories from all of your Union Bank accounts and any other accounts you choose to include (credit cards, checking and brokerage accounts at other financial institutions) Business Customers - Create and approve ACH transfers using the Union Bank mobile app - Enjoy enhanced features for approval levels, dates/times, and geographical location anytime/anywhere - Includes Positive Pay, a powerful fraud prevention tool Locate ATMs and Branches Secure Messaging and Alerts - Send and receive messages about your account transactions and confidential matters using Union Bank's enhanced security system - Receive secure notifications for low balances, a reminder that a bill payment is due, or when transfers and payments have been made - Customize your accounts to receive security alerts about possible fraud activity - Multifactor Authentication- Union Bank will send an email, SMS text, or voice phone call to authenticate your banking session when you login from an unknown device. Additional authentication may be required for high value transactions. Security Our mobile app is built on HTML5 technology to provide the best user experience on any size display, smartphone or tablet. Our mobile app utilizes 128-bit SSL encryption and has Touch Authentication (on devices that support a fingerprint sensor) for login authentication.

Make your personal financial planning smarter, with ThinkSmartz! This app is going to be your sidekick in all money matters, helping you at every stage of life. It's like having a superhero toolkit of easy-to-use tools and smart advice to make your money decisions confidently. Smart Money Planning: ThinkSmartz is here whether you're just starting out or getting closer to retirement. Plan your finances to match where you are in your life. Tell us about your income, savings, and insurance, and get instant ideas to plan your financial future in the best possible way. Easy Money Management: Don't let budgeting confuse you. ThinkSmartz makes it simple! Create budgets, put your spending into groups, and keep an eye on your money easily. It's like having a money coach guiding you to your goals. Cool Investing Ideas: Don’t just earn it, grow it! ThinkSmartz has some great ideas to help you strengthen your portfolio. Get expert tips to help you make good investment choices. Whether you're new to this or know a lot, the app has info to help. Keep Your Finances Secure: Ensuring your money is safe is important. With ThinkSmartz learn how to keep your finances safe and secure the future of your loved ones. Find the expert guidance that will ensure you're managing your money just right! Personal Financial Planner: As you get older, ThinkSmartz grows with you. Get personalized reminders to keep you on track for your money goals. No more worrying about missing anything important – ThinkSmartz has got your back! Become a Finance Expert: Explore ThinkSmartz's library to learn more about personal financial planning. Find articles about saving, investing, and managing your money. Learning is like having a superpower, and ThinkSmartz is going to be your teacher. Experience the future of personal money management with ThinkSmartz. Save Better, Invest Better and Plan your Finances Better! Download ThinkSmartz now and begin your journey towards a better financial future.