Comparison

UB2GO vs NorthernLightsFCUMobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UB2GO

Manage your personal and business finances on the go with this secure mobile banking app. Easily check balances, transfer funds, deposit checks, pay bills, and send money to others. It also offers budgeting tools and fraud prevention features.

Highlights
  • Account management and balance checks
  • Fund transfers between accounts
  • Mobile check deposit
  • Bill payment and payee management
  • Person-to-Person (P2P) payments
  • Budgeting and spending tracking
  • Secure messaging and alerts
Features
Read full description

With Union Bank's secure mobile banking application, our personal and commercial account holders can easily access account information and conduct banking transactions. Available to all Union Bank of Vermont and New Hampshire customers, our mobile banking app allows you to check balances, transfer funds, deposit checks, review recent transactions, pay bills, send money to family and friends and check messages from laptop, smartphone or tablet device. Union Bank mobile app Features: - Account Management - View account balances - Review recent transactions and search transaction history - Transfer funds between your Union Bank accounts and your accounts with other financial institutions - Sign-up for eStatements - View cleared check images - View your credit card transactions Funds Transfer - Send and receive money using Person to Person (P2P) with friends, family or anyone with a debit card or mobile phone number - You can also transfer funds between your Union Bank accounts and accounts you have with other financial institutions - Transfer funds to others with accounts at Union Bank - Transfers between Union Bank accounts are immediate - P2P transfers are secure and free Deposit Funds Electronically - Enjoy the convenience of depositing checks from your smartphone - Simple and secure, snap a picture of your check, enter the amount and push a button - View your mobile deposit in your account immediately Bill Payment - Pay bills - View recently paid bills and scheduled payments - Enhanced bill payment including adding, editing and deleting payees - Setup one-time or recurring payments for multiple payees Personal Financial Management Tool - View all account balances from multiple financial institutions in one convenient location - Create a budget, track your income and spending habits - Review transactions by spending categories from all of your Union Bank accounts and any other accounts you choose to include (credit cards, checking and brokerage accounts at other financial institutions) Business Customers - Create and approve ACH transfers using the Union Bank mobile app - Enjoy enhanced features for approval levels, dates/times, and geographical location anytime/anywhere - Includes Positive Pay, a powerful fraud prevention tool Locate ATMs and Branches Secure Messaging and Alerts - Send and receive messages about your account transactions and confidential matters using Union Bank's enhanced security system - Receive secure notifications for low balances, a reminder that a bill payment is due, or when transfers and payments have been made - Customize your accounts to receive security alerts about possible fraud activity - Multifactor Authentication- Union Bank will send an email, SMS text, or voice phone call to authenticate your banking session when you login from an unknown device. Additional authentication may be required for high value transactions. Security Our mobile app is built on HTML5 technology to provide the best user experience on any size display, smartphone or tablet. Our mobile app utilizes 128-bit SSL encryption and has Touch Authentication (on devices that support a fingerprint sensor) for login authentication.

About

NorthernLightsFCUMobile

Manage your money conveniently and securely from your phone. Check balances, pay bills, and access your accounts 24/7 with an intuitive interface designed for ease of use.

Highlights
  • Check account balances
  • Pay bills
  • 24/7 account access
  • Secure financial management
  • Intuitive user interface
Features
Read full description

Take control of your finances with the Northern Lights Federal Credit Union Mobile Banking App. Our app is designed to make banking easier, faster, and more intuitive than ever before. You can check your balances, pay bills without visiting a branch, all from the convenience of your phone. Your financial well-being is our top priority, and we've made managing your money convenient and secure available 24-7.

Screenshots

UB2GO3 screens
NorthernLightsFCUMobile4 screens

Verdict

The call

The clearest difference is rating: UB2GO at 4.6 against NorthernLightsFCUMobile's 2.3. UB2GO also leads on ratings volume (631 vs 3) and monetization model (free vs ad-supported). NorthernLightsFCUMobile's advantage is update cadence (every 3 weeks vs every 8 months). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

UB2GO holds the better App Store score, 4.6 against 2.3. That said, the two scores are not equally well evidenced: UB2GO has 631 ratings behind it against 3, so its average is the more settled of the two.

UpkeepUpdate frequency

UB2GO ships an update every 8 months, NorthernLightsFCUMobile every 3 weeks. The most recent releases landed on October 7, 2026 and October 8, 2026 respectively.

Scorecard4 real differences · 6 level
UB2GO versus NorthernLightsFCUMobile: the parameters behind the verdict, then further details
ParameterUB2GONorthernLightsFCUMobile
PriceFreeFree
Rating4.6 (631 ratings) — better2.3 (3 ratings)
Positive reviews88.3% of reviews—
Number of ratings631 — better3
Update frequencyEvery 8 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better17.0
Further details — not scored
Size101 MB62 MB
Age rating4+4+
DeveloperUnion Bankshares, Inc.Northern Lights Federal Credit Union

Customer experience

UB2GO

All ratings525 ratings
Positive90.9%
Neutral3.2%
Negative5.9%
Written reviews180 reviews
Positive88.3%
Neutral3.9%
Negative7.8%

NorthernLightsFCUMobile

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%

Bugs and requests

UB2GO

Reported bugs

4 issues
  • Login screen issues
  • Inconsistent check deposit recognition
  • Account order changes unexpectedly
  • Occasional crashes and freezes

Requested features

5 requests
  • Add fingerprint or Face ID login
  • Improve mobile check deposit functionality
  • Enhance search and transaction history features
  • Add travel notification feature in the app
  • Move the log out button to a more accessible location

NorthernLightsFCUMobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

UB2GO

No in-app purchases

None

NorthernLightsFCUMobile

No in-app purchases

Questions

Is UB2GO free?
UB2GO is free to download, with no in-app purchases.
Is NorthernLightsFCUMobile free?
NorthernLightsFCUMobile is free to download, with no in-app purchases.
Which has better reviews, UB2GO or NorthernLightsFCUMobile?
UB2GO is rated higher. UB2GO averages 4.6 out of 5 from 631 ratings, while NorthernLightsFCUMobile averages 2.3 from 3 ratings.
Do UB2GO or NorthernLightsFCUMobile have ads?
Neither UB2GO nor NorthernLightsFCUMobile shows ads.
Which is updated more often, UB2GO or NorthernLightsFCUMobile?
UB2GO ships an update every 8 months, and NorthernLightsFCUMobile every 3 weeks. Most recently, UB2GO was updated on October 7, 2026 and NorthernLightsFCUMobile on October 8, 2026.

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