RateWatch vs NFMLending
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
RateWatch
This app provides mortgage professionals with real-time MBS market data and alerts. It uses interactive charting to display market movements, helping users protect clients and maximize loan advice by avoiding surprises. Professionals can spot trends with historical data and gain a competitive edge.
- Real-time MBS market movements
- Instant market movement notifications
- Interactive charting technology
- Historical market data for trend spotting
- DayWatch 5-minute interval plotting
- Multiple moving averages and time frames
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With RateWatch®, you can always be the expert. Designed by professionals for professionals, RateWatch® by Mortgage Coach is the ultimate MBS monitoring strategy. RateWatch deploys the latest interactive charting technology to ensure clear delivery of up-to-the-minute market movements. Professionals with RateWatch are always up to date on what matters most. RateWatch by Mortgage Coach is the only app that gives mortgage professionals the power to: • See MBS market movements as they occur • Never miss key market movements with real-time alerts • Protect your clients and keep your promises • Maximize your advice on every loan by avoiding market surprises • Spot market trends with historical market data • Beat your competition by being the expert RateWatch takes the guesswork out of key decisions. Designed to help make understanding market changes simple, RateWatch is the first app to deliver the vast array of market insight professionals need on smartphones and tablets. App Interaction Highlights - DayWatch plots the progress of the highlighted coupon in 5-minute intervals. - Significant market movements trigger an instant app notification. - Easily switch between various bonds and coupon rates with a touch. - Add multiple moving averages and different time frames to uncover trends and patterns. - Wide varieties of shared industry commentary provide opinions, statistics and market insight. RateWatch® by Mortgage Coach provides the insight you need on the devices you love. * RateWatch is provided to licensed Mortgage Professionals enrolled in Mortgage Coach. * Mortgage Coach, which includes RateWatch is offered to qualified licensed mortgage professionals, lenders, and banks for an annual or monthly subscription. * Mortgage Coach provides a suite of mobile apps in addition to our award winning desktop software and education solutions as part of enrollment in Mortgage Coach. Use your Mortgage Coach credentials to login to RateWatch today. * RateWatch® is a registered trademark of WowTools, Inc * Mobile app capabilities are part of our enterprise services package which includes coaching, integration, and desktop software services and there is not a paid upgrade for RateWatch mobile access currently outside the app. An individual licensed lender is only able to purchase access to an individual version of our complete education services - on a monthly or annual basis . We'd love to hear your feedback! Email us anytime: support@mortagecoach.com
NFMLending
This app assists consumers in obtaining residential loans by streamlining the application and closing process. It focuses on providing exemplary service with high standards of honesty, integrity, and ethics.
- Residential loan assistance
- Streamlined loan process
- Fast closing times
- High service standards
- Honesty and integrity focus
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NFM Lending is an award-winning, multi-state residential mortgage lender currently licensed in 42 states. NFM Lending focuses on assisting consumers in obtaining a residential loan that meets their needs while ensuring that they are receiving exemplary service throughout the process. NFM Lending is dedicated to streamlining the loan process in order to shorten the time from loan application to closing without sacrificing service, quality, or compliance. Our company operates on a platform of high standards, while always putting honesty, integrity, and ethics at the highest level of importance.
Screenshots
Verdict
The clearest difference is review sentiment: RateWatch at 70% against NFMLending's 0%. RateWatch also leads on rating (3.9 vs 3.5) and ratings volume (137 vs 2). NFMLending's advantage is monetization model (free vs subscription). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
RateWatch holds the better App Store score, 3.9 against 3.5. That said, the two scores are not equally well evidenced: RateWatch has 137 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 70% of RateWatch's written reviews are positive against 0% of NFMLending's.
RateWatch ships an update every 2 months, NFMLending every 3 months. The most recent releases landed on September 22, 2026 and June 10, 2026 respectively.
| Parameter | RateWatch | NFMLending |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (137 ratings) — better | 3.5 (2 ratings) |
| Positive reviews | 70.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 137 — better | 2 |
| Update frequency | Every 2 months — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Subscription | Free — better |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone |
| Requires iOS | 9.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 23 MB | 95 MB |
| Age rating | 4+ | 4+ |
| Developer | Mortgage Coach | NFM, INC |
Customer experience
RateWatch
NFMLending
Bugs and requests
RateWatch
Reported bugs
8 issues- Cannot register for an account
- Username required but cannot create one
- No option to create an account
- Terms link has a 404 error
- App drops out or glitches
Show 3 moreShow fewer
- App lags behind industry coupon tracking
- App data feed drops
- Settings revert to defaults on close
Requested features
6 requests- Add functionality of desktop version
- Improve visibility of trend lines
- Make settings persistent
- Allow guest access
- Offer predictive market features
Show 1 moreShow fewer
- Integrate with MBS tracking systems
NFMLending
Not enough reviews yet to summarise bugs or requests.
In-app purchases
RateWatch
No in-app purchases
NFMLending
No in-app purchases
Questions
Is RateWatch free?
Is NFMLending free?
Which has better reviews, RateWatch or NFMLending?
Do RateWatch or NFMLending have ads?
Which is updated more often, RateWatch or NFMLending?
Other comparisons
