First Capital Bank vs FirstCap Connect
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
First Capital Bank
Manage your finances on the go with this mobile banking app. Check balances, transfer funds between accounts, and pay bills easily. Securely log in with Touch ID and control your debit card by turning it on or off.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Pay bills
- Turn debit card on/off
- Login with Touch ID
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Start banking wherever you are with First Capital Bank! Available to all First Capital Bank online banking customers, First Capital Bank Mobile allows you to check balances, make transfers, and pay bills. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Payments - Make payments to any of your billers. Card Management - Turn your Debit Card ON/OFF. Touch ID - Log in to the app using Touch ID.
FirstCap Connect
Manage your First Capital FCU accounts 24/7, including checking balances, viewing transactions, making transfers, and depositing checks. Apply for loans, view current offers, and find nearby branches or ATMs with directions.
- Account management
- Mobile check deposit
- Bill pay
- Loan applications
- ATM/Branch locator
- Quick balance view
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The FirstCap Connect app gives you complete access to your First Capital FCU accounts, anytime, anywhere. MANAGE YOUR ACCOUNTS 24/7 • Check balances • View transactions • Make transfers • Deposit checks • View cleared checks • Pay and manage bills QUICK BALANCE View balances and recent transaction history at a glance, without even logging in. Enable this feature in the app settings. CURRENT OFFERS View quarterly loan promotions. Like what you see? Apply from your device. LENDING MADE EASY Apply for a loan through our convenient mobile app. Expect fast, local decisions. FIND LOCATIONS Locate the nearest branch or fee-free ATM. Directions included! www.firstcapitalfcu.com
Screenshots
Verdict
The clearest difference is monetization model: First Capital Bank at free against FirstCap Connect's ad-supported. First Capital Bank also leads on iOS requirement (14.1 vs 17.0). FirstCap Connect's advantage is review sentiment (10% vs 0%). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 3.3 for First Capital Bank against 3.2 for FirstCap Connect. Both are backed by a comparable volume of ratings — 7 and 19 respectively. Written reviews are what separate them: 0% of First Capital Bank's written reviews are positive against 10% of FirstCap Connect's.
First Capital Bank ships an update every 3 months, FirstCap Connect every 4 months. The most recent releases landed on October 10, 2026 and October 24, 2026 respectively.
| Parameter | First Capital Bank | FirstCap Connect |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (7 ratings) — better | 3.2 (19 ratings) |
| Positive reviews | 0.0% of reviews | 10.0% of reviews — better |
| Number of ratings | 7 | 19 — better |
| Update frequency | Every 3 months — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPad, Apple Watch — better |
| Requires iOS | 14.1 — better | 17.0 |
| Further details — not scored | ||
| Size | 125 MB | 106 MB |
| Age rating | 4+ | 4+ |
| Developer | First National Bank of Quanah | First Capital Federal Credit Union |
Customer experience
First Capital Bank
FirstCap Connect
In-app purchases
First Capital Bank
No in-app purchases
FirstCap Connect
No in-app purchases
Questions
Is First Capital Bank free?
Is FirstCap Connect free?
Which has better reviews, First Capital Bank or FirstCap Connect?
Do First Capital Bank or FirstCap Connect have ads?
Which is updated more often, First Capital Bank or FirstCap Connect?
Other comparisons
