First Bank Chicago vs Mobile Express Banking

Personal & Business Use Take control of your finances—anytime, anywhere. The First Bank Chicago mobile app makes everyday banking simple, secure, and built for your life on the go. Highlights: • View balances, transactions, and check images instantly • Transfer money between accounts or to other banks • Deposit checks in seconds with Mobile Deposit • Send and receive money fast with Zelle® • Pay bills easily with one-time or recurring payments • Stay informed with real-time alerts • Open accounts and access your credit score anytime • Manage your debit card and track spending • Connect with a banker virtually or in person Commercial Use Run your business with confidence—wherever you are. The First Bank Chicago Business Mobile App gives you powerful tools to manage cash flow, approvals, and payments on the move. Highlights: • Monitor balances, transactions, and check activity • Deposit checks quickly with Mobile Deposit • Initiate and Approve transactions, transfers, wires, and ACH payments • Send and receive payments with Zelle® for Business • Review and approve Positive Pay exceptions • Receive real-time alerts There is no mobile banking service fee charged by First Bank Chicago; however, message and data rates may apply. Member FDIC. Equal Housing Lender.

The Mobile Express banking app from Farmers Trust & Savings Bank is fast, secure and FREE for our Online Express internet banking customers. The Mobile Express app blends the security of Online Express internet banking with the convenience of your mobile device to provide you with 24/7 access to all your Farmers Trust accounts. Features include: SEE YOUR ACCOUNTS • View account balances and activity • View transaction details TRANSFER FUNDS • Transfer funds between your Farmers Trust accounts • View pending and scheduled transfers • Transfer funds between your Farmers Trust accounts and accounts you own at other financial institutions PAY BILLS • Schedule payments and pay bills to established BillPay Express payees • View, edit and cancel scheduled payments POPMONEY • Send money to someone you owe or know by using their email address or mobile phone number • You must be enrolled in Bill Pay Express through Online Express internet banking to use this service • The person you are sending money to must accept the funds using Popmoney services MOBILE CHECK DEPOSIT • Deposit checks into your checking or savings account using your smartphone • View previous checks you have deposited To access Mobile Express banking, you must be enrolled in Online Express internet banking. If you are not already signed up for Online Express internet banking visit https://www.ftsbia.com or call 319-668-2525 for assistance. Mobile Express banking is offered as a free service to Farmers Trust’s Online Express internet banking users. You may incur, and are responsible for, any charges assessed by your communications service provider.