Comparison

融通定投宝 vs 养基宝

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

融通定投宝

Features
Read full description

【定投专家】 融通基金是拥有25年资产管理经验的老牌公募基金管理公司,截至2025年12月31日,管理资产规模达3369亿元。公司拥有公募基金管理资格、特定客户(专户)资产管理资格、合格境内机构投资者资格(QDII)、保险资产受托管理资格、人民币合格境内机构投资者(RQDII)资格、合格境内投资企业(QDIE)资格。    【产品特色】 1、专注基金定投:首页设置创新,专注“定投宝”主打产品特色,不走传统基金超市路线。 2、智能定投策略:定投宝对接基金三只,分别为:极具成长属性的指数基金“融通创业板指数基金”、全市场首只跟踪人工智能指数的指数型基金“融通人工智能指数基金(LOF)”、以及全市场首批开通定投业务的融通传统优质指数基金“融通深证100指数基金”。创新采用指数与量化投资部独家研发的“智能买入+策略止盈”定投策略,结合市场风险溢价指标,让用户的定投计划可以更聪明、更省心、更牛! 3、全程陪伴更贴心:在定制定投宝计划的过程中,分别设有创新的“陪伴建议”,可以清晰的引导用户设置定投计划。 4、特色“定投生命周期管理”系统:创新视觉化“定投系数表盘”、“目标收益进度” ,用户可以一目了然的对定投宝计划,完成查询管理。 5、打造多元化“观点资讯”栏目:精选短视频专栏,专业解读市场行情观点,构建系统化投教课程,打造沉浸式学习场景,突出了投资者教育的重要性。

About

养基宝

This app helps you manage your investments across multiple platforms. It offers features like portfolio tracking, profit and loss analysis, and weekly/monthly reports to enhance your investment experience.

Highlights
  • Consolidated multi-platform investment viewing
  • Image recognition for syncing holdings
  • Profit and loss analysis
  • Weekly and monthly investment reports
  • Multi-account ledger management
Features
Read full description

「养基宝」是一款简洁高效的养基账本小工具。 拥有养基宝之后,你将获得更好的养基体验: 1、如果你在多个平台都购买了基金,你可以在养基宝进行汇总查看和一站式管理; 2、支持图片识别一键同步你在支付宝、腾讯理财通、天天基金、雪球等主流平台的基金持仓信息; 3、提供持仓盈亏分析、基金盈亏周报月报、多账户账本管理等贴心辅助功能; 4、更多实用养基功能等你来发现~ 认真养基的小伙伴都在用,快来加入吧。

Screenshots

融通定投宝4 screens
养基宝4 screens

Verdict

The call

The clearest difference is in-app purchases: 融通定投宝 at none against 养基宝's 10. 融通定投宝 also leads on ads (none vs shown) and iOS requirement (12.0 vs 15.0). 养基宝's advantage is update cadence (weekly vs every 3 months). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 养基宝 sells 10 one-off in-app purchases. 融通定投宝 asks for nothing beyond the download.

UpkeepUpdate frequency

融通定投宝 ships an update every 3 months, 养基宝 weekly. The most recent releases landed on November 1, 2026 and November 11, 2026 respectively.

Scorecard4 real differences · 6 level
融通定投宝 versus 养基宝: the parameters behind the verdict, then further details
Parameter融通定投宝养基宝
PriceFreeFree
Rating—4.0 (65 ratings) — better
Positive reviews—82.7% of reviews
Number of ratings—65 — better
Update frequencyEvery 3 monthsWeekly — better
AdsNo — betterYes
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 — better15.0
Further details — not scored
Size78 MB124 MB
Age rating4+4+
DeveloperRongTong Fund Management Co., Ltd.Shenzhen Xiaoduotou Information Technology Co.,Ltd.

In-app purchases

None

融通定投宝

No in-app purchases

10 purchases

养基宝

One-time10
  • 9折月度会员价$9.99
  • 月度会员$9.99
  • 9折季度会员价$24.99
Show 7 more
  • 养基宝季度VIP会员$27.99
  • 季度会员$29.99
  • 新人优惠-半年度会员$39.99
  • 半年度会员$49.99
  • 新人优惠-年度会员$69.99
  • 9折年度会员价$79.99
  • 年度会员$79.99

Questions

Is 融通定投宝 free?
融通定投宝 is free to download, with no in-app purchases.
Is 养基宝 free?
养基宝 is free to download, with in-app purchases available.
Do 融通定投宝 or 养基宝 have ads?
养基宝 shows ads; 融通定投宝 does not.
Which is updated more often, 融通定投宝 or 养基宝?
融通定投宝 ships an update every 3 months, and 养基宝 weekly. Most recently, 融通定投宝 was updated on November 1, 2026 and 养基宝 on November 11, 2026.

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