Comparison

融通定投宝 vs 养基宝

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

融通定投宝

Features
Read full description

【定投专家】 融通基金是拥有25年资产管理经验的老牌公募基金管理公司,截至2025年12月31日,管理资产规模达3369亿元。公司拥有公募基金管理资格、特定客户(专户)资产管理资格、合格境内机构投资者资格(QDII)、保险资产受托管理资格、人民币合格境内机构投资者(RQDII)资格、合格境内投资企业(QDIE)资格。    【产品特色】 1、专注基金定投:首页设置创新,专注“定投宝”主打产品特色,不走传统基金超市路线。 2、智能定投策略:定投宝对接基金三只,分别为:极具成长属性的指数基金“融通创业板指数基金”、全市场首只跟踪人工智能指数的指数型基金“融通人工智能指数基金(LOF)”、以及全市场首批开通定投业务的融通传统优质指数基金“融通深证100指数基金”。创新采用指数与量化投资部独家研发的“智能买入+策略止盈”定投策略,结合市场风险溢价指标,让用户的定投计划可以更聪明、更省心、更牛! 3、全程陪伴更贴心:在定制定投宝计划的过程中,分别设有创新的“陪伴建议”,可以清晰的引导用户设置定投计划。 4、特色“定投生命周期管理”系统:创新视觉化“定投系数表盘”、“目标收益进度” ,用户可以一目了然的对定投宝计划,完成查询管理。 5、打造多元化“观点资讯”栏目:精选短视频专栏,专业解读市场行情观点,构建系统化投教课程,打造沉浸式学习场景,突出了投资者教育的重要性。

About

养基宝

This app helps you manage your investment funds from multiple platforms in one place. It offers features like image recognition for syncing holdings, profit and loss analysis, and weekly/monthly reports.

Highlights
  • Consolidated fund viewing
  • Multi-platform sync via image recognition
  • Profit and loss analysis
  • Weekly and monthly reports
  • Multi-account management
Features
Read full description

「养基宝」是一款简洁高效的养基账本小工具。 拥有养基宝之后,你将获得更好的养基体验: 1、如果你在多个平台都购买了基金,你可以在养基宝进行汇总查看和一站式管理; 2、支持图片识别一键同步你在支付宝、腾讯理财通、天天基金、雪球等主流平台的基金持仓信息; 3、提供持仓盈亏分析、基金盈亏周报月报、多账户账本管理等贴心辅助功能; 4、更多实用养基功能等你来发现~ 认真养基的小伙伴都在用,快来加入吧。

Screenshots

融通定投宝4 screens
养基宝4 screens

Verdict

The call

The clearest difference is in-app purchases: 融通定投宝 at none against 养基宝's 10. 融通定投宝 also leads on ads (none vs shown) and iOS requirement (12.0 vs 15.0). 养基宝's advantage is update cadence (weekly vs every 3 months). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 养基宝 sells 10 one-off in-app purchases. 融通定投宝 asks for nothing beyond the download.

UpkeepUpdate frequency

融通定投宝 ships an update every 3 months, 养基宝 weekly. The most recent releases landed on November 1, 2026 and November 7, 2026 respectively.

Scorecard4 real differences · 6 level
融通定投宝 versus 养基宝: the parameters behind the verdict, then further details
Parameter融通定投宝养基宝
PriceFreeFree
Rating—4.0 (65 ratings) — better
Positive reviews—82.4% of reviews
Number of ratings—65 — better
Update frequencyEvery 3 monthsWeekly — better
AdsNo — betterYes
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 — better15.0
Further details — not scored
Size78 MB120 MB
Age rating4+4+
DeveloperRongTong Fund Management Co., Ltd.Shenzhen Xiaoduotou Information Technology Co.,Ltd.

In-app purchases

None

融通定投宝

No in-app purchases

10 purchases

养基宝

One-time10
  • 9折月度会员价$9.99
  • 月度会员$9.99
  • 9折季度会员价$24.99
Show 7 more
  • 养基宝季度VIP会员$27.99
  • 季度会员$29.99
  • 新人优惠-半年度会员$39.99
  • 半年度会员$49.99
  • 新人优惠-年度会员$69.99
  • 9折年度会员价$79.99
  • 年度会员$79.99

Questions

Is 融通定投宝 free?
融通定投宝 is free to download, with no in-app purchases.
Is 养基宝 free?
养基宝 is free to download, with in-app purchases available.
Do 融通定投宝 or 养基宝 have ads?
养基宝 shows ads; 融通定投宝 does not.
Which is updated more often, 融通定投宝 or 养基宝?
融通定投宝 ships an update every 3 months, and 养基宝 weekly. Most recently, 融通定投宝 was updated on November 1, 2026 and 养基宝 on November 7, 2026.

Other comparisons