Comparison

Mobile SinglePoint vs Goldman Sachs Authenticator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mobile SinglePoint

Manage your business finances on the go with this app. Access account balances, transfer funds, and use fraud prevention tools. Approve transactions and review messages remotely for enhanced working capital optimization.

Highlights
  • View account balances
  • Transfer funds between accounts
  • Positive Pay fraud detection
  • Approve transactions and templates
  • Search transactions
  • Review bank messages
Features
Read full description

Mobile SinglePoint provides U.S. Bank corporate and business clients’ access to their time-critical SinglePoint and SinglePoint Essentials services on-the-go. With the Mobile SinglePoint app, you can optimize your working capital while maintaining oversight of critical banking functions. With Mobile SinglePoint, you can: • View current and previous day balances, and all key balance information for your accounts. • Transfer funds on-the-go between DDA accounts, loan accounts and trust accounts. • Use Positive Pay; a check fraud tool that helps you make pay or return decisions quickly and confidently. You can review exceptions for multiple accounts and view check images of exceptions. • Approve transactions or templates remotely. Within the Mobile Approval service, you can approve ACH batches and templates, wire transfers, wire transfer templates, and repeat codes, book transfers, and book templates. You can also approve Positive Pay decisions. • Search for transactions within the Information Reporting database. • Review Bank Messages quickly and conveniently. Clients with system administrative access can also approve password resets and entitle additional users from their business and control who should have access to Mobile SinglePoint. The services, accounts and access entitlements each user has on SinglePoint or SinglePoint Essentials determines which functions are available through Mobile SinglePoint. Please note: The Mobile SinglePoint app is free to download. Your mobile carrier may charge access fees depending upon your individual plan. Web access is needed to use the mobile app. Check with your carrier for specific fees and charges. The Mobile SinglePoint app requires Apple iOS version 9 or later. U.S. Bank is committed to protecting your security. Sensitive account information including your username and password are never stored on your mobile device and secure encryption is used to protect all transactions. For personal banking, search for U.S. Bank in the App Store; Mobile SinglePoint® is designed for business clients only. You must be a SinglePoint® or SinglePoint® Essentials client to use this mobile application. Before using this application, your system administrator must assign the mobile entitlement to you. For more information about Mobile SinglePoint, contact a U.S. Bank Treasury Management Consultant or send a request to TreasuryManagementSolutions@USBank.com to locate a consultant in your area.

About

Goldman Sachs Authenticator

Read full description

Use GS authenticator for secure sign ins for your GS online accounts using multifactor authentication and passwordless. The application receives push notifications for easy, one-tap authentications on your mobile device.

Screenshots

Mobile SinglePoint4 screens
Goldman Sachs Authenticator3 screens

Verdict

The call

Mobile SinglePoint and Goldman Sachs Authenticator are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Mobile SinglePoint ships an update every 5 weeks, Goldman Sachs Authenticator every 6 weeks. The most recent releases landed on September 22, 2026 and September 16, 2026 respectively.

ScorecardNo meaningful differences
Mobile SinglePoint versus Goldman Sachs Authenticator: the parameters behind the verdict, then further details
ParameterMobile SinglePointGoldman Sachs Authenticator
PriceFreeFree
Rating1.4 (69 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings69 — better—
Update frequencyEvery 5 weeks — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size35 MB35 MB
Age rating4+4+
DeveloperU.S. BancorpGoldman Sachs

In-app purchases

None

Mobile SinglePoint

No in-app purchases

None

Goldman Sachs Authenticator

No in-app purchases

Questions

Is Mobile SinglePoint free?
Mobile SinglePoint is free to download, with no in-app purchases.
Is Goldman Sachs Authenticator free?
Goldman Sachs Authenticator is free to download, with no in-app purchases.
Do Mobile SinglePoint or Goldman Sachs Authenticator have ads?
Neither Mobile SinglePoint nor Goldman Sachs Authenticator shows ads.
Which is updated more often, Mobile SinglePoint or Goldman Sachs Authenticator?
Mobile SinglePoint ships an update every 5 weeks, and Goldman Sachs Authenticator every 6 weeks. Most recently, Mobile SinglePoint was updated on September 22, 2026 and Goldman Sachs Authenticator on September 16, 2026.

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