Mobile SinglePoint vs Universal Rewards Visa
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mobile SinglePoint
Manage your business finances on the go with this app. Access account balances, transfer funds, and use fraud prevention tools. Approve transactions and review messages remotely for enhanced working capital optimization.
- View account balances
- Transfer funds between accounts
- Positive Pay fraud detection
- Approve transactions and templates
- Search transactions
- Review bank messages
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Mobile SinglePoint provides U.S. Bank corporate and business clients’ access to their time-critical SinglePoint and SinglePoint Essentials services on-the-go. With the Mobile SinglePoint app, you can optimize your working capital while maintaining oversight of critical banking functions. With Mobile SinglePoint, you can: • View current and previous day balances, and all key balance information for your accounts. • Transfer funds on-the-go between DDA accounts, loan accounts and trust accounts. • Use Positive Pay; a check fraud tool that helps you make pay or return decisions quickly and confidently. You can review exceptions for multiple accounts and view check images of exceptions. • Approve transactions or templates remotely. Within the Mobile Approval service, you can approve ACH batches and templates, wire transfers, wire transfer templates, and repeat codes, book transfers, and book templates. You can also approve Positive Pay decisions. • Search for transactions within the Information Reporting database. • Review Bank Messages quickly and conveniently. Clients with system administrative access can also approve password resets and entitle additional users from their business and control who should have access to Mobile SinglePoint. The services, accounts and access entitlements each user has on SinglePoint or SinglePoint Essentials determines which functions are available through Mobile SinglePoint. Please note: The Mobile SinglePoint app is free to download. Your mobile carrier may charge access fees depending upon your individual plan. Web access is needed to use the mobile app. Check with your carrier for specific fees and charges. The Mobile SinglePoint app requires Apple iOS version 9 or later. U.S. Bank is committed to protecting your security. Sensitive account information including your username and password are never stored on your mobile device and secure encryption is used to protect all transactions. For personal banking, search for U.S. Bank in the App Store; Mobile SinglePoint® is designed for business clients only. You must be a SinglePoint® or SinglePoint® Essentials client to use this mobile application. Before using this application, your system administrator must assign the mobile entitlement to you. For more information about Mobile SinglePoint, contact a U.S. Bank Treasury Management Consultant or send a request to TreasuryManagementSolutions@USBank.com to locate a consultant in your area.
Universal Rewards Visa
Easily manage your credit card account on the go. Check balances, view statements, and make payments securely. Receive email alerts for important account updates. This free app offers a simple and secure way to handle your finances.
- Check account balance
- View statements and transaction history
- Pay credit card bill
- Set up email alerts
- Secure account access
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Manage your Universal Rewards Visa account anytime, from anywhere! With your Universal Rewards Visa mobile app you can: - Check your account balance - View your statement and transaction history - Pay your credit card bill - Set up account related email alerts IT’S SECURE - Your security is always our top priority - The Universal Rewards Visa mobile app uses the same security that you use to access your account online IT’S SIMPLE - The Universal Rewards Visa app is simple to use and understand - Your account information will fit your device’s screen and is easy to read and work with IT’S FREE - The Universal Rewards Visa app is available at no cost to you - Your mobile carrier’s message and data rates may apply HOW TO GET STARTED Download the app now and log in with your Online username and password.
Screenshots
Verdict
The clearest difference is review sentiment: Universal Rewards Visa at 75% against Mobile SinglePoint's 0%. Universal Rewards Visa also leads on rating (4.9 vs 1.4) and ratings volume (2.2K vs 69). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Universal Rewards Visa holds the better App Store score, 4.9 against 1.4. That said, the two scores are not equally well evidenced: Universal Rewards Visa has 2.2K ratings behind it against 69, so its average is the more settled of the two. Written reviews point the same way: 0% of Mobile SinglePoint's written reviews are positive against 75% of Universal Rewards Visa's.
Mobile SinglePoint ships an update every 5 weeks, Universal Rewards Visa every 2 months. The most recent releases landed on September 22, 2026 and September 24, 2026 respectively.
| Parameter | Mobile SinglePoint | Universal Rewards Visa |
|---|---|---|
| Price | Free | Free |
| Rating | 1.4 (69 ratings) | 4.9 (2.2K ratings) — better |
| Positive reviews | 0.0% of reviews | 75.0% of reviews — better |
| Number of ratings | 69 | 2.2K — better |
| Update frequency | Every 5 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 35 MB | 48 MB |
| Age rating | 4+ | 4+ |
| Developer | U.S. Bancorp | First Bankcard |
Customer experience
Mobile SinglePoint
Universal Rewards Visa
In-app purchases
Mobile SinglePoint
No in-app purchases
Universal Rewards Visa
No in-app purchases
Questions
Is Mobile SinglePoint free?
Is Universal Rewards Visa free?
Which has better reviews, Mobile SinglePoint or Universal Rewards Visa?
Do Mobile SinglePoint or Universal Rewards Visa have ads?
Which is updated more often, Mobile SinglePoint or Universal Rewards Visa?
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