Comparison

Mobile SinglePoint vs Universal Rewards Visa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mobile SinglePoint

Manage your business finances on the go with this app. Access account balances, transfer funds, and use fraud prevention tools. Approve transactions and review messages remotely for enhanced working capital optimization.

Highlights
  • View account balances
  • Transfer funds between accounts
  • Positive Pay fraud detection
  • Approve transactions and templates
  • Search transactions
  • Review bank messages
Features
Read full description

Mobile SinglePoint provides U.S. Bank corporate and business clients’ access to their time-critical SinglePoint and SinglePoint Essentials services on-the-go. With the Mobile SinglePoint app, you can optimize your working capital while maintaining oversight of critical banking functions. With Mobile SinglePoint, you can: • View current and previous day balances, and all key balance information for your accounts. • Transfer funds on-the-go between DDA accounts, loan accounts and trust accounts. • Use Positive Pay; a check fraud tool that helps you make pay or return decisions quickly and confidently. You can review exceptions for multiple accounts and view check images of exceptions. • Approve transactions or templates remotely. Within the Mobile Approval service, you can approve ACH batches and templates, wire transfers, wire transfer templates, and repeat codes, book transfers, and book templates. You can also approve Positive Pay decisions. • Search for transactions within the Information Reporting database. • Review Bank Messages quickly and conveniently. Clients with system administrative access can also approve password resets and entitle additional users from their business and control who should have access to Mobile SinglePoint. The services, accounts and access entitlements each user has on SinglePoint or SinglePoint Essentials determines which functions are available through Mobile SinglePoint. Please note: The Mobile SinglePoint app is free to download. Your mobile carrier may charge access fees depending upon your individual plan. Web access is needed to use the mobile app. Check with your carrier for specific fees and charges. The Mobile SinglePoint app requires Apple iOS version 9 or later. U.S. Bank is committed to protecting your security. Sensitive account information including your username and password are never stored on your mobile device and secure encryption is used to protect all transactions. For personal banking, search for U.S. Bank in the App Store; Mobile SinglePoint® is designed for business clients only. You must be a SinglePoint® or SinglePoint® Essentials client to use this mobile application. Before using this application, your system administrator must assign the mobile entitlement to you. For more information about Mobile SinglePoint, contact a U.S. Bank Treasury Management Consultant or send a request to TreasuryManagementSolutions@USBank.com to locate a consultant in your area.

About

Universal Rewards Visa

Easily manage your credit card account on the go. Check balances, view statements, and make payments securely. Receive email alerts for important account updates. This free app offers a simple and secure way to handle your finances.

Highlights
  • Check account balance
  • View statements and transaction history
  • Pay credit card bill
  • Set up email alerts
  • Secure account access
Features
Read full description

Manage your Universal Rewards Visa account anytime, from anywhere! With your Universal Rewards Visa mobile app you can: - Check your account balance - View your statement and transaction history - Pay your credit card bill - Set up account related email alerts IT’S SECURE - Your security is always our top priority - The Universal Rewards Visa mobile app uses the same security that you use to access your account online IT’S SIMPLE - The Universal Rewards Visa app is simple to use and understand - Your account information will fit your device’s screen and is easy to read and work with IT’S FREE - The Universal Rewards Visa app is available at no cost to you - Your mobile carrier’s message and data rates may apply HOW TO GET STARTED Download the app now and log in with your Online username and password.

Screenshots

Mobile SinglePoint4 screens
Universal Rewards Visa3 screens

Verdict

The call

The clearest difference is review sentiment: Universal Rewards Visa at 75% against Mobile SinglePoint's 0%. Universal Rewards Visa also leads on rating (4.9 vs 1.4) and ratings volume (2.2K vs 69). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Universal Rewards Visa holds the better App Store score, 4.9 against 1.4. That said, the two scores are not equally well evidenced: Universal Rewards Visa has 2.2K ratings behind it against 69, so its average is the more settled of the two. Written reviews point the same way: 0% of Mobile SinglePoint's written reviews are positive against 75% of Universal Rewards Visa's.

UpkeepUpdate frequency

Mobile SinglePoint ships an update every 5 weeks, Universal Rewards Visa every 2 months. The most recent releases landed on September 22, 2026 and September 24, 2026 respectively.

Scorecard3 real differences · 7 level
Mobile SinglePoint versus Universal Rewards Visa: the parameters behind the verdict, then further details
ParameterMobile SinglePointUniversal Rewards Visa
PriceFreeFree
Rating1.4 (69 ratings)4.9 (2.2K ratings) — better
Positive reviews0.0% of reviews75.0% of reviews — better
Number of ratings692.2K — better
Update frequencyEvery 5 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size35 MB48 MB
Age rating4+4+
DeveloperU.S. BancorpFirst Bankcard

Customer experience

Mobile SinglePoint

All ratings69 ratings
Positive8.7%
Neutral2.9%
Negative88.4%
Written reviews23 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Universal Rewards Visa

All ratings1,543 ratings
Positive98.2%
Neutral0.9%
Negative0.9%
Written reviews12 reviews
Positive75.0%
Neutral8.3%
Negative16.7%

In-app purchases

None

Mobile SinglePoint

No in-app purchases

None

Universal Rewards Visa

No in-app purchases

Questions

Is Mobile SinglePoint free?
Mobile SinglePoint is free to download, with no in-app purchases.
Is Universal Rewards Visa free?
Universal Rewards Visa is free to download, with no in-app purchases.
Which has better reviews, Mobile SinglePoint or Universal Rewards Visa?
Universal Rewards Visa is rated higher. Mobile SinglePoint averages 1.4 out of 5 from 69 ratings, while Universal Rewards Visa averages 4.9 from 2.2K ratings.
Do Mobile SinglePoint or Universal Rewards Visa have ads?
Neither Mobile SinglePoint nor Universal Rewards Visa shows ads.
Which is updated more often, Mobile SinglePoint or Universal Rewards Visa?
Mobile SinglePoint ships an update every 5 weeks, and Universal Rewards Visa every 2 months. Most recently, Mobile SinglePoint was updated on September 22, 2026 and Universal Rewards Visa on September 24, 2026.

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