Comparison

Mobile SinglePoint vs FinDec

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mobile SinglePoint

Manage your business finances on the go with this app. Access account balances, transfer funds, and use fraud prevention tools. Approve transactions and review messages remotely for enhanced working capital optimization.

Highlights
  • View account balances
  • Transfer funds between accounts
  • Positive Pay fraud detection
  • Approve transactions and templates
  • Search transactions
  • Review bank messages
Features
Read full description

Mobile SinglePoint provides U.S. Bank corporate and business clients’ access to their time-critical SinglePoint and SinglePoint Essentials services on-the-go. With the Mobile SinglePoint app, you can optimize your working capital while maintaining oversight of critical banking functions. With Mobile SinglePoint, you can: • View current and previous day balances, and all key balance information for your accounts. • Transfer funds on-the-go between DDA accounts, loan accounts and trust accounts. • Use Positive Pay; a check fraud tool that helps you make pay or return decisions quickly and confidently. You can review exceptions for multiple accounts and view check images of exceptions. • Approve transactions or templates remotely. Within the Mobile Approval service, you can approve ACH batches and templates, wire transfers, wire transfer templates, and repeat codes, book transfers, and book templates. You can also approve Positive Pay decisions. • Search for transactions within the Information Reporting database. • Review Bank Messages quickly and conveniently. Clients with system administrative access can also approve password resets and entitle additional users from their business and control who should have access to Mobile SinglePoint. The services, accounts and access entitlements each user has on SinglePoint or SinglePoint Essentials determines which functions are available through Mobile SinglePoint. Please note: The Mobile SinglePoint app is free to download. Your mobile carrier may charge access fees depending upon your individual plan. Web access is needed to use the mobile app. Check with your carrier for specific fees and charges. The Mobile SinglePoint app requires Apple iOS version 9 or later. U.S. Bank is committed to protecting your security. Sensitive account information including your username and password are never stored on your mobile device and secure encryption is used to protect all transactions. For personal banking, search for U.S. Bank in the App Store; Mobile SinglePoint® is designed for business clients only. You must be a SinglePoint® or SinglePoint® Essentials client to use this mobile application. Before using this application, your system administrator must assign the mobile entitlement to you. For more information about Mobile SinglePoint, contact a U.S. Bank Treasury Management Consultant or send a request to TreasuryManagementSolutions@USBank.com to locate a consultant in your area.

About

FinDec

Manage your retirement account on the go. Enroll in your plan, forecast income, monitor investments, and adjust contributions. Securely upload documents and access financial learning resources.

Highlights
  • Retirement account enrollment
  • Retirement income forecasting
  • Balance and investment monitoring
  • Paycheck contribution adjustments
  • Investment selection and rebalancing
  • Secure document uploads
  • Financial learning center
  • Beneficiary management
Features
Read full description

Keep your retirement account within reach with the mobile benefits app from Financial Decisions. FEATURES • Enrollment: Register and enroll in your plan in minutes • Forecast: Get a retirement income forecast • Monitor: Check your balance and investment performance • Save: Change your paycheck contributions • Invest: Choose and rebalance investments • Upload: Snap photos of documents and submit them securely • Learn: Explore and grow with our financial learning center • Plan: Manage beneficiaries and other account settings • Biometrics: Use face or fingerprint for fast, secure login • Espanol: Usa la aplicación en español

Screenshots

Mobile SinglePoint4 screens
FinDec4 screens

Verdict

The call

The clearest difference is rating: Mobile SinglePoint at 1.4 against FinDec's 1.0. Mobile SinglePoint also leads on ratings volume (69 vs 7) and iOS requirement (15.0 vs 17.0). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Mobile SinglePoint holds the better App Store score, 1.4 against 1.0. That said, the two scores are not equally well evidenced: Mobile SinglePoint has 69 ratings behind it against 7, so its average is the more settled of the two. Written reviews split almost evenly too, at 0% and 0% positive.

UpkeepUpdate frequency

Mobile SinglePoint ships an update every 5 weeks, FinDec every 2 months. The most recent releases landed on October 5, 2026 and October 4, 2026 respectively.

Scorecard3 real differences · 7 level
Mobile SinglePoint versus FinDec: the parameters behind the verdict, then further details
ParameterMobile SinglePointFinDec
PriceFreeFree
Rating1.4 (69 ratings) — better1.0 (7 ratings)
Positive reviews0.0% of reviews0.0% of reviews
Number of ratings69 — better7
Update frequencyEvery 5 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size35 MB33 MB
Age rating4+4+
DeveloperU.S. BancorpSchwab Retirement Technologies Inc.

Customer experience

Mobile SinglePoint

All ratings69 ratings
Positive8.7%
Neutral2.9%
Negative88.4%
Written reviews23 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

FinDec

All ratings7 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews5 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Mobile SinglePoint

No in-app purchases

None

FinDec

No in-app purchases

Questions

Is Mobile SinglePoint free?
Mobile SinglePoint is free to download, with no in-app purchases.
Is FinDec free?
FinDec is free to download, with no in-app purchases.
Which has better reviews, Mobile SinglePoint or FinDec?
Mobile SinglePoint is rated higher. Mobile SinglePoint averages 1.4 out of 5 from 69 ratings, while FinDec averages 1.0 from 7 ratings.
Do Mobile SinglePoint or FinDec have ads?
Neither Mobile SinglePoint nor FinDec shows ads.
Which is updated more often, Mobile SinglePoint or FinDec?
Mobile SinglePoint ships an update every 5 weeks, and FinDec every 2 months. Most recently, Mobile SinglePoint was updated on October 5, 2026 and FinDec on October 4, 2026.

Other comparisons