GoRetire vs FinDec
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
GoRetire
Access your retirement account information conveniently on your mobile device. Get fast, easy, and up-to-date insights into your retirement savings.
- Mobile retirement account access
- Fast information retrieval
- Easy to use interface
- Up-to-date account data
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GoRetire gives you fast, easy, and up-to-date mobile access to your retirement account information.
FinDec
Manage your retirement account on the go. Enroll in your plan, forecast income, monitor investments, and adjust contributions. Securely upload documents and access financial learning resources.
- Retirement account enrollment
- Retirement income forecasting
- Balance and investment monitoring
- Paycheck contribution adjustments
- Investment selection and rebalancing
- Secure document uploads
- Financial learning center
- Beneficiary management
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Keep your retirement account within reach with the mobile benefits app from Financial Decisions. FEATURES • Enrollment: Register and enroll in your plan in minutes • Forecast: Get a retirement income forecast • Monitor: Check your balance and investment performance • Save: Change your paycheck contributions • Invest: Choose and rebalance investments • Upload: Snap photos of documents and submit them securely • Learn: Explore and grow with our financial learning center • Plan: Manage beneficiaries and other account settings • Biometrics: Use face or fingerprint for fast, secure login • Espanol: Usa la aplicación en español
Screenshots
Verdict
The clearest difference is rating: GoRetire at 3.3 against FinDec's 1.0. GoRetire also leads on review sentiment (38% vs 0%) and ratings volume (105 vs 7). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
GoRetire holds the better App Store score, 3.3 against 1.0. That said, the two scores are not equally well evidenced: GoRetire has 105 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 38% of GoRetire's written reviews are positive against 0% of FinDec's.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 17, 2026 and October 4, 2026 respectively.
| Parameter | GoRetire | FinDec |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (105 ratings) — better | 1.0 (7 ratings) |
| Positive reviews | 37.8% of reviews — better | 0.0% of reviews |
| Number of ratings | 105 — better | 7 |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 61 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | Epic Advisors, Inc | Schwab Retirement Technologies Inc. |
Customer experience
GoRetire
FinDec
In-app purchases
GoRetire
No in-app purchases
FinDec
No in-app purchases
