京东金融 vs 度小满金融
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
京东金融
This app offers a comprehensive suite of personal financial services, including wealth management, insurance options, and borrowing solutions. Users can also access lifestyle benefits and discounts.
- Wealth management (funds, gold)
- Insurance (medical, accident, life)
- Borrowing services (loans, credit)
- Lifestyle services and coupons
- Food delivery discounts
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京东金融以智能化、内容化为核心能力,与银行、保险公司、基金公司等金融机构,共同为用户提供专业、安全的个人金融服务。 在这里你可以: 1、 理财:一站式投资黄金,支持从购买、盯盘到回收全链路黄金投资。基金申赎便捷、更便宜,京东Plus会员免申购费,支持50万快速赎回。 2、 借贷:购物用京东白条,先消费后付款,分期免息更轻松;急用钱找京东金条借款,大平台、额度高、利息低、免息长(年化利率区间3.5%-24%) 3、保险:医疗险、意外险、人寿险、重疾险、车险等,用心严选好保险,全方位守护家人 4、生活服务:每日来省钱频道领福利,使用积分兑换白条还款券、支付券、话费券、京东外卖券 【风险提示】 借款额度、分期期数及具体利率以实际审核为准,请根据需求合理借贷,理性消费,避免逾期 温馨提示:投资有风险,入资需谨慎,产品历史业绩情况仅供参考
度小满金融
This app offers a comprehensive financial service platform, providing internet credit, fund sales, and insurance services. It leverages AI and big data for secure lending, with transparent interest rates and flexible repayment options. Users can also explore investment products and various insurance plans.
- High loan limits up to 200,000 CNY
- Transparent annual interest rates from 7.2%
- Flexible repayment up to 12 installments
- Secure personal information encryption
- Curated investment products from licensed institutions
- Wide range of insurance products
- 1-on-1 insurance advisor service
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度小满是综合类金融服务平台,面向大众提供互联网信贷服务、优质的基金销售服务和安心的保险服务。度小满持有多种牌照,并与数百家银行,持牌金融机构达成合作,在信贷、理财、保险、支付等领域为用户提供值得信赖的金融服务。资金周转就找度小满! 【度小满 借钱】 度小满利用人工智能和大数据风控技术,为用户提供方便、快捷、安心的借款服务。 产品特点: 1.贷款额度高:最高额度 20万元; 2.息费透明:年化利率7.2%起,借1万元利息一天2元起,年化利率区间7.2%-24%; 3.操作便捷,借还灵活:在线申请,支持多种还款方式,最长可分12期慢慢还; 4.安全借款:个人信息全程加密,为您提供全程保护。 【理财】 甄选持牌金融机构,严格筛选金融产品,覆盖多种金融产品种类,满足不同期限、不同风险偏好的投资需求。 资金安全有保障:领先的研发技术团队,打造严密风控体系。 【保险】 精选保险产品:涵盖重疾险、医疗险、意外险、寿险、年金险、财产险,多方面保障服务; 1V1专属服务:资深保险经纪顾问一对一指导,测需求、做方案、挑产品,全流程贴心服务。 温馨提示: 借贷有风险,选择需谨慎。具体贷款利率、额度、期限以实际审批为准(年化利率区间7.2%-24%),资金来源:重庆度小满小额贷款有限公司及合作金融机构。 理财活动说明: 「新用户登录即享卡券好礼」小满专门为新用户提供了新手大礼包;您还可参与线上活动“解锁财富会员 领现金”,返现超快。活动自即日起至当期活动期满止,具体兑换规则可查询活动详情页面。 保险活动说明: 作为新用户,您有机会参加我们的「新人健康大礼包」活动!在保险页面,轻松点击“立即领取”按钮即可进入活动页面。此次活动为首次开通保险业务用户专属,让您的健康保障更加贴心。 在活动中,您将有机会获得至高88000元的健康保险保障金,一年内涵盖100种大病,让您的健康无忧。每日签到后可参与抽奖,中奖率100%,中奖后最低可增加10元保额,让您的健康保障更加完善。具体奖品信息及活动规则请以页面规则为准。
Screenshots
Verdict
The clearest difference is review sentiment: 度小满金融 at 64% against 京东金融's 17%. 度小满金融 also leads on ads (none vs shown). 京东金融's advantage is rating (4.4 vs 4.2) and ratings volume (270K vs 54K). On price, update cadence, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
京东金融 holds the better App Store score, 4.4 against 4.2. Both are backed by a comparable volume of ratings — 270K and 54K respectively. Written reviews complicate that: 17% of 京东金融's written reviews are positive against 64% of 度小满金融's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly fortnightly. Both last shipped on November 9, 2026.
| Parameter | 京东金融 | 度小满金融 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (270K ratings) — better | 4.2 (54K ratings) |
| Positive reviews | 17.2% of reviews | 64.4% of reviews — better |
| Number of ratings | 270K — better | 54K |
| Update frequency | Fortnightly | Fortnightly |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 187 MB | 205 MB |
| Age rating | 17+ | 17+ |
| Developer | Beijing Jingdong Financial Technology Holdings Co., Ltd. | Chongqing Duxiaoman Information Technology Co.Ltd |
Customer experience
京东金融
度小满金融
Bugs and requests
京东金融
Reported bugs
3 issues- Frequent app crashes and freezes
- Login and authentication issues
- Inaccurate or missing account information
Requested features
3 requests- Improved transparency on fees and interest rates
- Better customer support and responsiveness
- More user-friendly interface and navigation
度小满金融
Not enough reviews yet to summarise bugs or requests.
In-app purchases
京东金融
No in-app purchases
度小满金融
No in-app purchases









