Comparison

Frankenmuth Insurance vs HVSB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Frankenmuth Insurance

Manage your insurance policies and access important documents on the go. This app allows you to view policy details, pay bills, and access emergency roadside assistance. It requires registration on their website to log in and manage your account.

Highlights
  • View personal insurance policy details
  • Access policy documents
  • Save and view auto insurance ID card
  • Pay bills via bank account or credit card
  • Contact roadside assistance
  • Get accident scene instructions
  • Locate network auto repair shops
Features
Read full description

Stay connected to Frankenmuth Insurance while on the go. Simply download the app and log in using your current username and password for Policyholder Services. Policyholder Mobile Features: •Contact your agency •View your personal insurance policy details and documents •Save and view your auto insurance ID card •Pay your bill using your bank account or credit card General Mobile Features: •Contact Roadside Assistance and emergency help in your time of need •Get step-by-step instructions for key information to collect on the scene of an auto accident •Locate and contact an auto repair shop from our network of experienced professionals To log in, view policy details or pay your bill, you must: •Be registered at www.fmins.com/phs •Have an active personal insurance policy •Have an active billing account •Not be subject to other policy or billing restrictions

About

HVSB

Consolidate all your financial accounts from various institutions into one convenient platform. Manage transactions, set up alerts, make payments, and deposit checks with ease. Secure your finances with advanced authentication methods.

Highlights
  • Aggregate all financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • View and save statements
  • Find branches and ATMs
Features
Read full description

HVSB is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with HVSB: - Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. - Set up alerts so you know when your balance drops below a certain amount - Make payments, whether you’re paying a company or a friend - Transfer money between your accounts - Deposit checks in a snap by taking a picture of the front and back - View and save your monthly statements - Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the HVSB app, you must be enrolled as a Huron Valley State Bank digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

Frankenmuth Insurance3 screens
HVSB4 screens

Verdict

The call

The clearest difference is rating: HVSB at 4.9 against Frankenmuth Insurance's 3.9. HVSB also leads on review sentiment (100% vs 60%) and update cadence (monthly vs every 8 months). Frankenmuth Insurance's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (14.0 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

HVSB holds the better App Store score, 4.9 against 3.9. That said, the two scores are not equally well evidenced: HVSB has 401 ratings behind it against 15, so its average is the more settled of the two. Written reviews point the same way: 60% of Frankenmuth Insurance's written reviews are positive against 100% of HVSB's.

UpkeepUpdate frequency

Frankenmuth Insurance ships an update every 8 months, HVSB monthly. The most recent releases landed on November 1, 2026 and November 7, 2026 respectively.

Scorecard6 real differences · 4 level
Frankenmuth Insurance versus HVSB: the parameters behind the verdict, then further details
ParameterFrankenmuth InsuranceHVSB
PriceFreeFree
Rating3.9 (15 ratings)4.9 (401 ratings) — better
Positive reviews60.0% of reviews100.0% of reviews — better
Number of ratings15401 — better
Update frequencyEvery 8 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS14.0 — better18.4
Further details — not scored
Size8 MB177 MB
Age rating4+12+
DeveloperFrankenmuth Mutual Insurance CompanyHuron Valley State Bank

Customer experience

Frankenmuth Insurance

All ratings11 ratings
Positive81.8%
Neutral9.1%
Negative9.1%
Written reviews10 reviews
Positive60.0%
Neutral20.0%
Negative20.0%

HVSB

All ratings389 ratings
Positive97.9%
Neutral0.3%
Negative1.8%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Frankenmuth Insurance

No in-app purchases

None

HVSB

No in-app purchases

Questions

Is Frankenmuth Insurance free?
Frankenmuth Insurance is free to download, with no in-app purchases.
Is HVSB free?
HVSB is free to download, with no in-app purchases.
Which has better reviews, Frankenmuth Insurance or HVSB?
HVSB is rated higher. Frankenmuth Insurance averages 3.9 out of 5 from 15 ratings, while HVSB averages 4.9 from 401 ratings.
Do Frankenmuth Insurance or HVSB have ads?
Neither Frankenmuth Insurance nor HVSB shows ads.
Which is updated more often, Frankenmuth Insurance or HVSB?
Frankenmuth Insurance ships an update every 8 months, and HVSB monthly. Most recently, Frankenmuth Insurance was updated on November 1, 2026 and HVSB on November 7, 2026.

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