Balance Sheet vs MTB Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Balance Sheet
This tool helps business owners and financial professionals create and manage financial balance sheets. It offers templates, an easy-to-use spreadsheet interface, and local saving for your financial data. Export your balance sheets as PDF or CSV files for easy sharing.
- Balance sheet templates
- Easy spreadsheet entry
- Multiple worksheet tabs
- Local device saving
- Export as PDF/CSV
- Email balance sheets
- Offline functionality
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If you are a business owner, financial planner, accountant, treasurer or a financial controller for a small or mid-tier enterprise, and are looking for a cost effective, self-contained application for financial book summarising what your company owns and owes, Balance Sheet app is a good choice for you. Balance Sheet helps you build and manage financial balance sheets on your iPhone or iPad. Use ready-made templates, enter your numbers in an easy spreadsheet view, and keep everything saved on your device. KEY FEATURES • Balance sheet templates for iPhone and iPad • Tap any cell to enter assets, liabilities, and equity • Multiple worksheet tabs per file • Save balance sheets locally on your device • Export as PDF or CSV • Email balance sheets with PDF attached • Works offline
MTB Pay
Access financial services directly from your smartphone, 24/7. Perform seamless money transfers, top-ups, bill payments, and merchant transactions without banking hour limitations.
- Seamless Money Transfers
- Top Up
- Bill Payment
- Cash In/ Cash Out
- Merchant Payments
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MTB Pay: MTB Pay, powered by Myanma Tourism Bank, offers users effortless access to financial services directly from their smartphones. Whether users prefer to link their bank accounts or operate independently, they can enjoy uninterrupted transactions, free from the constraints of banking hours, 24/7. Download MTB Pay now and experience the future of digital payments. Key Features: - Seamless Money Transfers - Top Up - Bill Payment - Cash In/ Cash Out - Merchant Payments
Screenshots
Verdict
The clearest difference is review sentiment: MTB Pay at 100% against Balance Sheet's 0%. MTB Pay also leads on price (Free vs $0.99) and rating (4.9 vs 1.0). Balance Sheet's advantage is update cadence (every 6 weeks vs every 4 months). On ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
MTB Pay is free to download; Balance Sheet costs $0.99 up front. Balance Sheet sells 10 one-off in-app purchases. MTB Pay asks for nothing beyond the download.
MTB Pay holds the better App Store score, 4.9 against 1.0. That said, the two scores are not equally well evidenced: MTB Pay has 10 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 0% of Balance Sheet's written reviews are positive against 100% of MTB Pay's.
Balance Sheet ships an update every 6 weeks, MTB Pay every 4 months. The most recent releases landed on October 14, 2026 and October 9, 2026 respectively.
| Parameter | Balance Sheet | MTB Pay |
|---|---|---|
| Price | $0.99 | Free — better |
| Rating | 1.0 (2 ratings) | 4.9 (10 ratings) — better |
| Positive reviews | 0.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 2 | 10 — better |
| Update frequency | Every 6 weeks — better | Every 4 months |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Paid | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 25 MB | 74 MB |
| Age rating | 4+ | 4+ |
| Developer | Manu Gupta | MYANMA TOURISM BANK PUBLIC COMPANY LIMITED |
Customer experience
Balance Sheet
MTB Pay
In-app purchases
Balance Sheet
- Send 10 PDFs$0.99
- Send 25 PDFs$0.99
- Save 10 files to Balance Sheet Web Application$0.99
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- Share 10 PDFs via Facebook,Twitter,WhatsApp and SMS$0.99
- Email 10 PDFs via Gmail$0.99
- Send 50 PDFs$2.99
- 10 times Save as, Print and Email$2.99
- Send 100 PDFs$3.99
- 500 times Save as, Print and Email$4.99
- 1000 times Save as, Print and Email$6.99
MTB Pay
No in-app purchases
