Comparison

NIMB Smart vs SC Mobile Nepal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NIMB Smart

Manage your bank account securely from your mobile device anytime, anywhere. Perform bill payments, fund transfers, and QR code payments with ease. Enjoy convenient banking without visiting a branch.

Highlights
  • Banking on the go
  • Bill payments
  • Fund transfers
  • QR code payments
  • Account information access
  • Secure encryption
Features
Read full description

NIMB Smart is Nepal Investment Mega Bank Limited's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Nepal Investment Mega Bank Limited. This App will be regularly updated with additional new features. Key Features: 1. Banking On the Go 2. Bill Payments Made Easier 3. Top Up Made Easier 4. Fund Transfers Made Easier 5. QR Code: Scan and Pay 6. Instant Online and Retail Payment with Fonepay Network 7. Accessing your Account Informations Made Easier 8. User Friendly, Safe and Secure 9. And Many More Exciting Features NIMB Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Nepal Investment Mega Bank Limited, and you need to subscribe to the Nepal Investment Mega Bank Limited's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. NIMB Smart is a Member of Fonepay Network. Smart Banking for Smart People.

About

SC Mobile Nepal

Manage your finances with an intuitive interface and powerful features. This app offers instant fund transfers, bill payments, card management, and profile updates. Easily apply for products and track your requests.

Highlights
  • Instant local bank fund transfers
  • Utility bill payments
  • Biometric authentication
  • Card blocking and replacement
  • Profile updates
  • Cheque book requests
  • Product catalogue for applications
Features
Read full description

SC Mobile has been designed with you in mind. It combines an intuitive interface with powerful features, which means you get a simple way to control your finances. SC Mobile 2.0: - Fresh look for an enhanced user experience - Instant other local bank fund transfers - Convenient Utility Bill payments - Biometric authentication method - Self Activation and PIN reset of cards - Instant Block and Replacement of Cards - Profile Update like mobile number, email ID, Nationality, Passport etc - Cheque Book request - Request for Instalment loan for purchase above NPR 5,000 using Credit Card - Status enquiry of your requests - Convenience to apply products straight from Welcome screen through our Product Catalogue And Many More.. Update the application today to discover how banking has been made easier.

Screenshots

NIMB Smart4 screens
SC Mobile Nepal4 screens

Verdict

The call

The clearest difference is rating: NIMB Smart at 3.4 against SC Mobile Nepal's 1.9. NIMB Smart also leads on update cadence (monthly vs every 3 months). On price, review sentiment, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NIMB Smart holds the better App Store score, 3.4 against 1.9. Both are backed by a comparable volume of ratings — 63 and 39 respectively. Written reviews point the same way: 17% of NIMB Smart's written reviews are positive against 11% of SC Mobile Nepal's.

UpkeepUpdate frequency

NIMB Smart ships an update monthly, SC Mobile Nepal every 3 months. The most recent releases landed on November 1, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 8 level
NIMB Smart versus SC Mobile Nepal: the parameters behind the verdict, then further details
ParameterNIMB SmartSC Mobile Nepal
PriceFreeFree
Rating3.4 (63 ratings) — better1.9 (39 ratings)
Positive reviews16.7% of reviews — better11.1% of reviews
Number of ratings63 — better39
Update frequencyMonthly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.013.0
Further details — not scored
Size186 MB59 MB
Age rating17+4+
DeveloperMEGA BANK NEPAL LIMITEDStandard Chartered Bank

Customer experience

NIMB Smart

All ratings63 ratings
Positive52.4%
Neutral17.5%
Negative30.2%
Written reviews36 reviews
Positive16.7%
Neutral8.3%
Negative75.0%

SC Mobile Nepal

All ratings39 ratings
Positive23.1%
Neutral2.6%
Negative74.4%
Written reviews27 reviews
Positive11.1%
Neutral3.7%
Negative85.2%

In-app purchases

None

NIMB Smart

No in-app purchases

None

SC Mobile Nepal

No in-app purchases

Questions

Is NIMB Smart free?
NIMB Smart is free to download, with no in-app purchases.
Is SC Mobile Nepal free?
SC Mobile Nepal is free to download, with no in-app purchases.
Which has better reviews, NIMB Smart or SC Mobile Nepal?
NIMB Smart is rated higher. NIMB Smart averages 3.4 out of 5 from 63 ratings, while SC Mobile Nepal averages 1.9 from 39 ratings.
Do NIMB Smart or SC Mobile Nepal have ads?
Neither NIMB Smart nor SC Mobile Nepal shows ads.
Which is updated more often, NIMB Smart or SC Mobile Nepal?
NIMB Smart ships an update monthly, and SC Mobile Nepal every 3 months. Most recently, NIMB Smart was updated on November 1, 2026 and SC Mobile Nepal on October 31, 2026.

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