NIMB Smart vs Chhimek
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NIMB Smart
Manage your bank account securely from your mobile device anytime, anywhere. Perform bill payments, fund transfers, and QR code payments with ease. Enjoy convenient banking without visiting a branch.
- Banking on the go
- Bill payments
- Fund transfers
- QR code payments
- Account information access
- Secure encryption
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NIMB Smart is Nepal Investment Mega Bank Limited's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Nepal Investment Mega Bank Limited. This App will be regularly updated with additional new features. Key Features: 1. Banking On the Go 2. Bill Payments Made Easier 3. Top Up Made Easier 4. Fund Transfers Made Easier 5. QR Code: Scan and Pay 6. Instant Online and Retail Payment with Fonepay Network 7. Accessing your Account Informations Made Easier 8. User Friendly, Safe and Secure 9. And Many More Exciting Features NIMB Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Nepal Investment Mega Bank Limited, and you need to subscribe to the Nepal Investment Mega Bank Limited's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. NIMB Smart is a Member of Fonepay Network. Smart Banking for Smart People.
Chhimek
Manage your finances on the go with this mobile banking application. View account details, check balances, and perform various transactions securely. Designed for users of financial institutions.
- View account details
- Check balance statements
- Perform various transactions
- Secure mobile banking
- Financial institution access
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Chhimek Mobile Banking app for financial institutions to perform activities like viewing account details, balance statement and making various transactions by the users associated with the institution.
Screenshots
Verdict
The clearest difference is rating: Chhimek at 4.0 against NIMB Smart's 3.4. NIMB Smart's advantage is ratings volume (63 vs 1) and iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Chhimek holds the better App Store score, 4.0 against 3.4. That said, the two scores are not equally well evidenced: NIMB Smart has 63 ratings behind it against 1, so its average is the more settled of the two.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.
| Parameter | NIMB Smart | Chhimek |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (63 ratings) | 4.0 (1 ratings) — better |
| Positive reviews | 16.7% of reviews | — |
| Number of ratings | 63 — better | 1 |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 186 MB | 57 MB |
| Age rating | 17+ | 4+ |
| Developer | MEGA BANK NEPAL LIMITED | MoFin |
Customer experience
NIMB Smart
Chhimek
In-app purchases
NIMB Smart
No in-app purchases
Chhimek
No in-app purchases
