Comparison

NIMB Smart vs Siddhartha Smart Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NIMB Smart

Manage your bank account securely from your mobile device anytime, anywhere. Perform bill payments, fund transfers, and QR code payments with ease. Enjoy convenient banking without visiting a branch.

Highlights
  • Banking on the go
  • Bill payments
  • Fund transfers
  • QR code payments
  • Account information access
  • Secure encryption
Features
Read full description

NIMB Smart is Nepal Investment Mega Bank Limited's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Nepal Investment Mega Bank Limited. This App will be regularly updated with additional new features. Key Features: 1. Banking On the Go 2. Bill Payments Made Easier 3. Top Up Made Easier 4. Fund Transfers Made Easier 5. QR Code: Scan and Pay 6. Instant Online and Retail Payment with Fonepay Network 7. Accessing your Account Informations Made Easier 8. User Friendly, Safe and Secure 9. And Many More Exciting Features NIMB Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Nepal Investment Mega Bank Limited, and you need to subscribe to the Nepal Investment Mega Bank Limited's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. NIMB Smart is a Member of Fonepay Network. Smart Banking for Smart People.

About

Siddhartha Smart Banking

Features
Read full description

Siddhartha Smart Banking allows its registered users to access their account in a convenient manner. It is secure and is available 24x7. The user can preview their balance, statements, request cheque book, transfer fund and online payments such as mobile topups and internet payments.

Screenshots

NIMB Smart4 screens
Siddhartha Smart Banking4 screens

Verdict

The call

The clearest difference is iOS requirement: NIMB Smart at 13.0 against Siddhartha Smart Banking's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 29, 2026 and October 18, 2026 respectively.

Scorecard1 real difference · 9 level
NIMB Smart versus Siddhartha Smart Banking: the parameters behind the verdict, then further details
ParameterNIMB SmartSiddhartha Smart Banking
PriceFreeFree
Rating3.4 (63 ratings) — better—
Positive reviews16.7% of reviews—
Number of ratings63 — better—
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size186 MB17 MB
Age rating17+17+
DeveloperMEGA BANK NEPAL LIMITEDMICRO BANKER NEPAL

In-app purchases

None

NIMB Smart

No in-app purchases

None

Siddhartha Smart Banking

No in-app purchases

Questions

Is NIMB Smart free?
NIMB Smart is free to download, with no in-app purchases.
Is Siddhartha Smart Banking free?
Siddhartha Smart Banking is free to download, with no in-app purchases.
Do NIMB Smart or Siddhartha Smart Banking have ads?
Neither NIMB Smart nor Siddhartha Smart Banking shows ads.
Which is updated more often, NIMB Smart or Siddhartha Smart Banking?
NIMB Smart ships an update monthly, and Siddhartha Smart Banking monthly. Most recently, NIMB Smart was updated on October 29, 2026 and Siddhartha Smart Banking on October 18, 2026.

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