First Nat Mobile App vs FNB USA Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
First Nat Mobile App
Manage your bank accounts on the go with this official mobile banking application. View balances, deposit checks remotely, transfer funds instantly, and control your debit and credit cards.
- View account balances
- Mobile check deposit
- Instant fund transfers
- Card management
- Branch locator
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The First Nat Mobile App is the official app of First National Bank. The First Nat Mobile App is your one-stop place to view available balances, do a mobile deposit, make instant transfers, manage your cards and more! First National Bank is headquartered in Altavista, Virginia and has 18 retail branches across the state, ranging from Danville to Lynchburg to Charlottesville. Member FDIC, Equal Housing Lender
FNB USA Mobile
Access your bank accounts securely on the go. View balances, recent transactions, pay bills, deposit checks remotely, and transfer funds. Requires prior online banking enrollment.
- Account Balances
- Recent Transactions
- Bill Payment
- Mobile Check Deposit
- Person to Person Transfers
- ATM Locator
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You can securely take your bank with you and access information where ever you are located. The many features are listed below: - Account Balances - Recent Transactions - Bill Payment (must be a current user of bill pay product) - Deposit Checks from offsite locations - Person to Person Transfers - Locate Community Cash Members (www.communitycashatm.com) As a security and confidentiality precaution you are required to be enrolled in Online Banking prior to having access to Mobile Banking. Your Online Banking sign-on information is the key to unlocking this feature. First National Bank USA has served its community under the same ownership since 1975. “Here today, here tomorrow.” Member FDIC It’s easy to get started simply download this app and login using your online banking credentials. Please contact us at 985-785-8411, info@fnbusa.com or visit one of our branches, with questions or further information. All responses will be provided during normal business hours. Disclosure: This mobile banking product is for First National Bank USA customers only and is supported by Fiserv, Inc. First National Bank USA does not charge for this service. Message and data rates may apply, check with your smart device service provider for details.
Screenshots
Verdict
First Nat Mobile App and FNB USA Mobile both sit at 4.8 stars, but that hides the real split: 100% of FNB USA Mobile's written reviews are positive against 43% of First Nat Mobile App's. First Nat Mobile App's advantage is monetization model (free vs ad-supported) and ratings volume (1.3K vs 152). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for First Nat Mobile App against 4.8 for FNB USA Mobile. That said, the two scores are not equally well evidenced: First Nat Mobile App has 1.3K ratings behind it against 152, so its average is the more settled of the two. Written reviews are what separate them: 43% of First Nat Mobile App's written reviews are positive against 100% of FNB USA Mobile's.
Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.
| Parameter | First Nat Mobile App | FNB USA Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.3K ratings) | 4.8 (152 ratings) — better |
| Positive reviews | 42.9% of reviews | 100.0% of reviews — better |
| Number of ratings | 1.3K — better | 152 |
| Update frequency | Every 4 months | Every 4 months |
| Ads | Yes | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 98 MB | 100 MB |
| Age rating | 4+ | 4+ |
| Developer | First National Bank (VA) | First National Bank USA |
Customer experience
First Nat Mobile App
FNB USA Mobile
In-app purchases
First Nat Mobile App
No in-app purchases
FNB USA Mobile
No in-app purchases
Questions
Is First Nat Mobile App free?
Is FNB USA Mobile free?
Which has better reviews, First Nat Mobile App or FNB USA Mobile?
Do First Nat Mobile App or FNB USA Mobile have ads?
Which is updated more often, First Nat Mobile App or FNB USA Mobile?
Other comparisons
