Comparison

Pillar Bank vs Karmath Smart Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pillar Bank

Manage your bank accounts conveniently from your mobile device. Check balances, view transactions, transfer funds, and deposit checks by taking photos. Access ATM and branch locations with GPS directions.

Highlights
  • Check account balances
  • View recent and transaction history
  • Transfer money between accounts
  • Locate ATMs and branches
  • Deposit checks via photo
Features
Read full description

Pillar Bank Mobile Banking App Bank on the go with Pillar Bank Mobile Banking App. Manage your accounts from your mobile phone when it’s convenient for you. The Pillar Bank Mobile Banking App combines the benefits of Internet banking with the power of the iPad and iPhone, providing quick access to account information. Features: The Pillar Bank Mobile Banking App is fast, convenient, and free and allows users to: Check account balances See recent activity View transaction history Transfer money between accounts Locate and get directions to ATM and branch locations using GPS Deposit checks by taking a picture of the front and back of the check. To Register: To use the Pillar Bank Mobile Banking App, you must be a Pillar Bank Internet Banking user. The Pillar Bank Mobile App allows you to access your accounts using your existing Pillar Bank username and password. To register for Internet banking, please visit www.pillar.bank Security: Pillar Bank protects your financial information from unauthorized users using: Security questions to verify your identity Secure login with user name and password No transmission of complete account numbers (Member FDIC)

About

Karmath Smart Banking

Features
Read full description

Karmath Smart Banking allows its registered users to access their account in a convenient manner. It is secure and is available 24x7. The user can preview their balance, statements, request cheque book, transfer fund and online payments such as mobile topups and internet payments.

Screenshots

Pillar Bank4 screens
Karmath Smart Banking4 screens

Verdict

The call

The clearest difference is update cadence: Karmath Smart Banking at monthly against Pillar Bank's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Pillar Bank ships an update every 3 months, Karmath Smart Banking monthly. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

Scorecard1 real difference · 9 level
Pillar Bank versus Karmath Smart Banking: the parameters behind the verdict, then further details
ParameterPillar BankKarmath Smart Banking
PriceFreeFree
Rating3.4 (7 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings7 — better—
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.1 — better15.6
Further details — not scored
Size120 MB16 MB
Age rating4+17+
DeveloperPillar Bank (WI)MICRO BANKER NEPAL

In-app purchases

None

Pillar Bank

No in-app purchases

None

Karmath Smart Banking

No in-app purchases

Questions

Is Pillar Bank free?
Pillar Bank is free to download, with no in-app purchases.
Is Karmath Smart Banking free?
Karmath Smart Banking is free to download, with no in-app purchases.
Do Pillar Bank or Karmath Smart Banking have ads?
Neither Pillar Bank nor Karmath Smart Banking shows ads.
Which is updated more often, Pillar Bank or Karmath Smart Banking?
Pillar Bank ships an update every 3 months, and Karmath Smart Banking monthly. Most recently, Pillar Bank was updated on November 1, 2026 and Karmath Smart Banking on November 3, 2026.

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