Comparison

Mobile FNB vs Metro Bank Authenticator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mobile FNB

Consolidate all your financial accounts, including external ones, into a single, real-time view. Manage bills, transfer funds, and receive important alerts to make informed financial decisions on the go.

Highlights
  • All bank accounts in one place
  • Bill discovery and reminders
  • Integrated bill pay
  • Account-to-account transfers
  • Customizable alerts and notifications
  • Add tags, notes, and images to transactions
Features
Read full description

Mobile FNB is a free mobile decision-support tool that gives you the ability to view all of your financial accounts, including third-party credit cards and accounts from external institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with all the tools you need to manage your personal finances on the go. **FEATURES** All Bank Accounts in One Place: View all of your financial information (balances, transaction history, upcoming bills, spending insights) across all your accounts in one place. Bill Discovery: The app will automatically identify bills within your list of transactions and display a reminder to you when upcoming bills are due. Bill Pay: Quickly, easily and securely pay your bills using the integrated bill pay feature. Account-to-Account Transfers: Move money between accounts while on the go. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what they're looking for when searching through your finances. Contact: Locate ATMs or branches and contact First National Bank and Trust of McAlester customer service directly from the app. **SAFE AND SECURE** The app also features a unique 4-digit passcode setting that prevents unauthorized access. **GETTING STARTED** To use Mobile FNB, you must be enrolled as a First National Bank and Trust of McAlester Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking username and password. After successfully login to the app, your accounts and transactions will begin updating.

About

Metro Bank Authenticator

This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.

Highlights
  • Authenticate online banking actions
  • Secure login verification
  • Approve new payment setups
  • Confirm account changes
  • Replaces physical security devices
  • Convenient mobile authentication
Features
Read full description

We believe that people come first, and that everyone deserves a great experience every step of the way – whether it’s on our app, online or face to face. We’re here to make your life (and your banking) easier, which is why we’ve created our Authenticator app for our Metro Bank Business customers. Need some help? Our Local Business Managers and Relationship Managers are on hand to support you and your business. Features: You can use this app to authenticate certain actions on your Metro Bank Business online banking, like logging in, setting up new payments, or making changes to your account. It only takes a few taps – and there’s no need to worry about finding your physical security device. Metro Bank’s Authenticator app is available for customers registered for Commercial Online Banking and Business Online Plus. Standard data charges from your mobile service provider may apply. Help and support: If you experience any issues downloading or registering the Metro Bank Authenticator app, please visit us in store or call us on 0345 08 08 500. Metro Bank PLC. Registered in England and Wales. Company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Metro Bank PLC is an independent UK Bank - it is not affiliated with any other bank or organisation (including the METRO newspaper or its publishers) anywhere in the world. "Metrobank" is the registered trademark of Metro Bank PLC. more

Screenshots

Mobile FNB4 screens
Metro Bank Authenticator3 screens

Verdict

The call

The clearest difference is review sentiment: Mobile FNB at 80% against Metro Bank Authenticator's 0%. Mobile FNB also leads on update cadence (every 3 weeks vs every 12 months). Metro Bank Authenticator's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (14.0 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Mobile FNB ships an update every 3 weeks, Metro Bank Authenticator every 12 months. Both last shipped on October 29, 2026.

Scorecard4 real differences · 6 level
Mobile FNB versus Metro Bank Authenticator: the parameters behind the verdict, then further details
ParameterMobile FNBMetro Bank Authenticator
PriceFreeFree
Rating4.8 (1.2K ratings) — better—
Positive reviews80.0% of reviews — better0.0% of reviews
Number of ratings1.2K — better—
Update frequencyEvery 3 weeks — betterEvery 12 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.414.0 — better
Further details — not scored
Size197 MB12 MB
Age rating12+4+
DeveloperFirst National Bank and Trust Company of McAlesterMetroBank

Customer experience

Mobile FNB

All ratings1,221 ratings
Positive96.6%
Neutral1.6%
Negative1.9%
Written reviews20 reviews
Positive80.0%
Neutral0.0%
Negative20.0%

Metro Bank Authenticator

Written reviews20 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Mobile FNB

Reported bugs

2 issues
  • App crashes and login issues
  • Compatibility problems with newer devices

Requested features

3 requests
  • Faster account updates
  • Improved mobile deposit functionality
  • Enhanced security features

Metro Bank Authenticator

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Mobile FNB

No in-app purchases

None

Metro Bank Authenticator

No in-app purchases

Questions

Is Mobile FNB free?
Mobile FNB is free to download, with no in-app purchases.
Is Metro Bank Authenticator free?
Metro Bank Authenticator is free to download, with no in-app purchases.
Do Mobile FNB or Metro Bank Authenticator have ads?
Neither Mobile FNB nor Metro Bank Authenticator shows ads.
Which is updated more often, Mobile FNB or Metro Bank Authenticator?
Mobile FNB ships an update every 3 weeks, and Metro Bank Authenticator every 12 months. Most recently, Mobile FNB was updated on October 29, 2026 and Metro Bank Authenticator on October 29, 2026.

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