Betalo vs SBAB!

BETALO – USE YOUR CARD WHERE IT’S NORMALLY NOT ACCEPTED With Betalo, you can easily pay bills, invoices and send money – using your credit or debit card. It’s perfect when you want to use your card for payments that usually require a bank transfer. Want to pay rent, electricity, phone bills or an invoice from a contractor with your card? With Betalo, you can pay various bills and invoices to Bankgiro and Plusgiro using your existing card – while earning points, bonuses, and enjoying extended payment time through your card. Paying with your card doesn’t just give you flexibility – it’s also a secure way to manage your finances. You get full control over your cash flow, a better financial overview – and the same protection and security for bill payments as with regular card purchases. Betalo is available for both individuals and businesses, so whether you're paying as a private person or running your own company – you always have a smarter alternative to traditional payments. PAY BILLS WITH YOUR CARD - Pay to Plusgiro and Bankgiro with Mastercard, Visa and American Express. -Maximize your card’s value – earn points, bonuses, and extended payment time SEND MONEY TO SWEDISH BANK ACCOUNTS -Transfer from your Visa or Mastercard directly to a local bank account – to individuals or businesses -Earn points and bonuses, and use your card’s payment grace period even for bank transfers PERFECT FOR BOTH INDIVIDUALS AND BUSINESSES INDIVIDUALS: -Pay rent, electricity or phone bills and invoices with your card -Earn points and bonuses on everyday spending -Get control, flexibility, and a clear overview of your finances BUSINESSES (Only available in Sweden at the moment): -Pay supplier invoices with your card – even where cards aren’t accepted -Improve cash flow with longer payment periods and bonus advantages -Simplify accounting by consolidating all payments on one card SECURE, SIMPLE AND FAST -Log in securely with Mobile BankID -All communication is encrypted -Betalo operates in PCI-certified data centers with the highest security standards GET STARTED IN JUST MINUTES All you need is a personal ID number (Swedish or Norwegian), Mobile BankID, and a payment card. For businesses, you need to be an authorized signatory. FEES The fee varies by card and starts from 0%. Read about the different fees at betalo.com/avgifter or betalo.no/avgifter and about our partner cards at betalo.com/partners or betalo.no/. QUESTIONS – WE’RE HERE TO HELP Visit our FAQ, contact support in the app, or email us at info@betalo.se or info@betalo.no

Get a complete overview of your home finances. Great for both new and existing SBAB customers. The app gives you a clear and easy way to manage your savings accounts, loans, and ongoing matters. - Log in quickly and securely using Mobile BankID - Keep track of your savings accounts, interest rates, and transfers - Set up monthly savings and create savings goals - Easily transfer money between your SBAB savings accounts and accounts at other banks - View and manage payments, interest, and amortization for your mortgages and personal loans - Apply for a pre-approval, calculate scenarios, and update it whenever needed - Get information about other SBAB products and offers To use Mobile BankID, you need a Swedish personal identity number, must order Mobile BankID through your online bank, and install the BankID security app. To log in to the SBAB app, the BankID app must be installed on the same phone.