Comparison

BIP Móvil vs CencoPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BIP Móvil

Manage your bank accounts, cards, and finances with ease. Perform transactions, make payments, and access various banking services securely from your mobile device.

Highlights
  • Account balance and transaction inquiries
  • CBU and Alias management
  • Credit and debit card management
  • Transfers and payments
  • Loan and fixed-term deposit inquiries
  • Foreign currency exchange
  • Notifications and contact center
Features
Read full description

Con BIP Móvil hacé tus consultas y operaciones de forma fácil, rápida y segura. Ingresá con tu usuario y contraseña de BIP y realizá: • Consulta de saldos y movimientos de cuentas. • Consulta de CBU. • Consulta y modificación de Alias. • Solicitud de límites transitorios de transferencias. • Solicitud de Chequeras. • Consulta de tarjetas de crédito y débito. • Pago de Tarjetas de Crédito. • Transferencias. • Pago de Servicios. • Pagos AFIP. • Pagos DEBIN. • Recarga de celular. • Recarga de SUBE. • Consulta de préstamos. • Solicitud de plazos fijos. • Solicitud de fondos comunes de inversión. • Compra / venta de moneda extranjera. • Punto efectivo. • Centro de notificaciones. • Centro de contacto. • Cambio de clave. • Y más. Si sos administrador u operador de Empresa vas a poder también: • Recibir Alertas y Notificaciones acerca de Autorizaciones pendientes de firma. • Firmar transacciones pendientes de Autorización. Si sos cliente de Banco Provincia y no tenés tu usuario y contraseña, solicitalo por cajeros automáticos de Red Link, con tu tarjeta de débito, ingresando en la opción Gestión de claves > Home Banking/Banca Móvil > Obtención de clave. El sistema solicitará definir una clave numérica de 6 dígitos y entregará un ticket con un usuario. Desde la app accediendo a la opción ADHERITE, ingresá ambos datos para definir el usuario y contraseña definitivos y así comenzar a usar el canal BIP Móvil. Con este proceso también podrás ser usuario de BIP web si aún no lo sos. Por consultas comunicate al 0810-122-0333 o envianos un mail a BIPMovil@bpba.com.ar IMPORTANTE: La utilización del servicio implica la aceptación de los términos y condiciones publicados en www.bancoprovincia.com.ar

About

CencoPay

Manage your credit card and digital account with this secure and practical app. Make payments, transfer funds, pay with QR codes, purchase insurance, and shop online with exclusive benefits.

Highlights
  • Pay and recharge services
  • Transfer money to any account
  • Pay with QR code
  • Contract insurance
  • Shop online and in-person with benefits
Features
Read full description

Tarjeta Cencosud ahora es CencoPay Crédito. Una App renovada, más segura y práctica para que puedas operar tu tarjeta de crédito y tu cuenta digital. • Pagá y recargá servicios. • Transferí dinero a cualquier cuenta. • Pagá con QR en cualquier establecimiento. • Contratá seguros. • Comprá Online o presencial y aprovechá beneficios exclusivos.

Screenshots

BIP Móvil4 screens
CencoPay4 screens

Verdict

The call

The clearest difference is ratings volume: BIP Móvil at 190 against CencoPay's 6. BIP Móvil also leads on update cadence (every 10 days vs monthly) and review sentiment (10% vs 0%). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.2 for BIP Móvil against 4.3 for CencoPay. That said, the two scores are not equally well evidenced: BIP Móvil has 190 ratings behind it against 6, so its average is the more settled of the two. Written reviews are what separate them: 10% of BIP Móvil's written reviews are positive against 0% of CencoPay's.

UpkeepUpdate frequency

BIP Móvil ships an update every 10 days, CencoPay monthly. The most recent releases landed on November 11, 2026 and November 2, 2026 respectively.

Scorecard3 real differences · 7 level
BIP Móvil versus CencoPay: the parameters behind the verdict, then further details
ParameterBIP MóvilCencoPay
PriceFreeFree
Rating4.2 (190 ratings)4.3 (6 ratings) — better
Positive reviews9.9% of reviews — better0.0% of reviews
Number of ratings190 — better6
Update frequencyEvery 10 days — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.5 — better16.6
Further details — not scored
Size53 MB184 MB
Age rating4+9+
DeveloperBanco de la Provincia de Buenos AiresCencosud

Customer experience

BIP Móvil

All ratings190 ratings
Positive80.5%
Neutral2.6%
Negative16.8%
Written reviews81 reviews
Positive9.9%
Neutral6.2%
Negative84.0%

CencoPay

All ratings6 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

BIP Móvil

No in-app purchases

None

CencoPay

No in-app purchases

Questions

Is BIP Móvil free?
BIP Móvil is free to download, with no in-app purchases.
Is CencoPay free?
CencoPay is free to download, with no in-app purchases.
Which has better reviews, BIP Móvil or CencoPay?
CencoPay is rated higher. BIP Móvil averages 4.2 out of 5 from 190 ratings, while CencoPay averages 4.3 from 6 ratings.
Do BIP Móvil or CencoPay have ads?
Neither BIP Móvil nor CencoPay shows ads.
Which is updated more often, BIP Móvil or CencoPay?
BIP Móvil ships an update every 10 days, and CencoPay monthly. Most recently, BIP Móvil was updated on November 11, 2026 and CencoPay on November 2, 2026.

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