CBUS Super vs Payly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CBUS Super
Manage your superannuation or income stream account on the go. Securely log in, view balances and transaction history, update personal details, and track contributions. You can also consolidate super accounts and manage income stream payments.
- Check account balance and history
- Secure biometric login (face, fingerprint, PIN)
- Filter transactions by date and type
- Update personal account details
- Track contributions and before/after-tax payments
- Consolidate super accounts
- Manage Income Stream payments
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Manage your Super or Income Stream account anywhere, anytime, with the free mobile app for CBUS members. The CBUS Super app allows members to: Check your account balance and history Log in using facial, fingerprint or PIN recognition - you chose Filter through transaction history by date and type Update your account details like a change of address or email Oversee your latest contributions made by your employer Consolidate your super into one simple account Track the progress of your before and after-tax contributions Check when your next Income Stream payment is Change the payment amount and frequency of your Income Stream
Payly
Effortlessly manage all your recurring payments in one place. Set up your subscriptions once and enjoy peace of mind knowing you won't miss a due date. This free application offers a straightforward way to keep track of your financial commitments.
- Subscription management
- Recurring payment tracking
- Free to use
- No ads
- No in-app purchases
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Made as a simple to use app that you can set it up once and live in peace. FREE and contains no ads or in app purchases.
Screenshots
Verdict
The clearest difference is monetization model: Payly at free against CBUS Super's free with in-app purchases. Payly also leads on iOS requirement (13.2 vs 16.0). On price and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | CBUS Super | Payly |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | 6.3% of reviews | — |
| Number of ratings | — | 1 — better |
| Update frequency | Every 3 months | — |
| Ads | No | — |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone — better | — |
| Requires iOS | 16.0 | 13.2 — better |
| Further details — not scored | ||
| Size | 42 MB | 1 MB |
| Age rating | 4+ | 4+ |
| Developer | Cbus Super Fund | Avinash Panneerselvam |
Bugs and requests
CBUS Super
Reported bugs
113 issues- Constantly throws up an error when trying to log in
- Face ID and pin never work
- Latest update lets me log in but not see any account information
- App constantly freezing as soon as it opens
- Always have to re-log in
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- Doesn’t remember any details
- Constantly fails to save passwords
- Facial recognition is not retained
- Latest version basically a website viewer
- Can’t sign in
- Can’t contact anyone
- Reset password goes around in circles
- Can’t access after reset, uninstall, reinstall
- Team never called back to assist
- Won’t use iPhone face recognition
- Error messages and non-stop login failure loops
- System saved password isn’t recognised
- Password reset won’t work
- Triggering lockout periods
- Can’t sign in after update
- Try to change password goes around in circles
- Super has gone nowhere
- Getting charged administration fees multiple times
- Fees are too high
- No trust in the organization
- App is deliberately designed to frustrate users
- Insurance scam
- Happy to get money but not accountability
- Always have to re-log in
- Doesn’t remember details
- Constantly being locked out
- Password not recognised
- Happens 2-3 times per week
- Can never see transaction history
- App doesn’t load
- Loads out of date data
- Takes a terribly long time to load
- Eventually gives up loading and leaves on a blank screen
- Unable to register
- App crashes when clicking register now
- Login issues resolved
- Remembers login details
- Can login with Face ID after logout
- New update has good app experience
- Stores member ID when logout
- Nicely encrypted
- Can’t see transaction details properly
- Annoying login issue
- Can’t log in without resetting password
- Unable to logging using a pin code, fingerprint scan or Face ID
- Need to enter membership details and password every time
- Not user friendly
- Can’t access app from membership screen
- Tap next and it won’t let me enter membership number
- Can get in from activation email but from app says no account
- Locked out after resetting password
- App doesn’t work as good as older version
- Have to enable Touch ID and set up passcode every time
- App fails to load transaction
- Passcode option has disappeared
- Now password access every time
- Won’t even let you log in
- App doesn’t progress past asking ‘member number’
- When I press “next” to log in, nothing happens
- Upgrade looks good but very poor UX
- App wants member number and wants me to login even though PIN access is set
- Newest update does not work on iPhone 8
- Unable to log in at all
- Can’t even put in member number
- Touch screen won’t acknowledge tapping
- Having to enter member number every time is annoying
- Enjoy deleting and reinstalling an app in vain hope it might work
- Removed site tickets from the app
- Passcode doesn’t work
- Won’t recognise account/password
- App won’t work
- iPhone 6 users are too old school
- Cbus doesn’t have an app for iPhone 6
- Cannot log on
- Greyed and will not bring up keypad
- Cannot get passcode to work
- Every time have to login using member number and password
- Weather is slow to load
- RDO calendar requires manually entering each one
- App name is “Cbusmemberapp” which gets cut off
- Sort the app out so that people can actually use it
- So slow can’t click on account summary
- Takes 3-5 mins to load if it loads
- Sometimes it doesn’t load
- Nearly all the time won’t login first time
- Have to try at least twice
- Displays Cbus logo and a blank white screen
- Asks for a 4 digit pin then cannot remember it
- Have to delete and reinstall again and again
- Constantly crashes
- Not even worth installing
- Fix all the bugs
- Does not give easy access to account
- Have had to delete and reload numerous times
- Hiccups and have to go through same frustrating process
- Worst app out of all super companies
- App does not work
- Very basic and outdated design for the app and the website
- App has stopped working
- Old and clunky
- Far better apps to manage super
- App needs to be made easier to check and compare employer payments history
- Not straight forward to look up history
- App doesn’t work on iPhone 6
- Unable to use site tickets function
- Won’t let me give approval to access photos etc
- Horrible to try and input cards and details
- Tec people need to solve the keypad problem for the iPad
Requested features
8 requests- Bring back site tickets
- Digital membership card with Apple Wallet support
- Improve RDO calendar functionality
- App name to be “CBUS”
- Employer app name to be “CBUS Employer”
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- Bring back one password
- Remember login details
- Use of fingerprint or pin easier
Payly
Not enough reviews yet to summarise bugs or requests.
In-app purchases
CBUS Super
No in-app purchases
Payly
No in-app purchases
