Comparison

Arch MI vs Encompass LO

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Arch MI

Access mortgage insurance rate programs, eligibility requirements, and market analysis. Connect with sales and operations teams through a built-in contact directory.

Highlights
  • Dynamic MI rate programs
  • Eligibility requirements
  • Quarterly market analysis
  • Sales and Operations contacts
  • Housing sector forecasts
Features
Read full description

Arch MI mobile provides customers with innovative mobile features related to Mortgage Insurance. RateStar provides Arch MI’s most dynamic and competitive MI rate program matched precisely to your borrower. Guidelines depict our current MI eligibility requirements. Market analysis commentary is Arch MI’s quarterly report that presents and analyzes key economic data, provides housing sector forecasts and information on long-term trends. Contacts are a directory phone and email information for Arch MI’s Sales Representatives and Operations team.

About

Encompass LO

This app provides mortgage loan officers with tools for lead management, loan origination, and secure communication. It allows users to manage leads, convert them to loans, track their pipeline, and eSign documents remotely to drive sales and assist borrowers.

Highlights
  • Lead management
  • Loan origination tools
  • Secure communication
  • Loan pipeline management
  • eSign documents
  • Remote work capabilities
Features
Read full description

The Encompass app by ICE Mortgage Technology enables mortgage loan officers to stay ahead of the competition by providing them with powerful lead management, loan origination and communication tools at their fingertips all within Encompass experience they’re familiar with. Using the Encompass app, loan officers can efficiently and securely manage leads, convert leads to loans, manage their loan pipeline, and eSign documents from anywhere at any time. By enabling loan officers to work from anywhere the Encompass app aims to help them do more of what they do best – drive sales and help borrowers get the home financing they need.

Screenshots

Arch MI4 screens
Encompass LO2 screens

Verdict

The call

The clearest difference is rating: Encompass LO at 4.5 against Arch MI's 3.7. Arch MI's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 18.0). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Encompass LO holds the better App Store score, 4.5 against 3.7. Both are backed by a comparable volume of ratings — 3 and 4 respectively.

UpkeepUpdate frequency

Arch MI ships an update every 3 months, Encompass LO every 2 months. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

Scorecard3 real differences · 7 level
Arch MI versus Encompass LO: the parameters behind the verdict, then further details
ParameterArch MIEncompass LO
PriceFreeFree
Rating3.7 (3 ratings)4.5 (4 ratings) — better
Positive reviews—0.0% of reviews
Number of ratings34 — better
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS13.0 — better18.0
Further details — not scored
Size1 MB64 MB
Age rating4+17+
DeveloperArch Mortgage Insurance CompanyIntercontinentalExchange, Inc

Customer experience

Arch MI

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%

Encompass LO

All ratings4 ratings
Positive75.0%
Neutral25.0%
Negative0.0%
Written reviews1 reviews
Positive0.0%
Neutral100.0%
Negative0.0%

In-app purchases

None

Arch MI

No in-app purchases

None

Encompass LO

No in-app purchases

Questions

Is Arch MI free?
Arch MI is free to download, with no in-app purchases.
Is Encompass LO free?
Encompass LO is free to download, with no in-app purchases.
Which has better reviews, Arch MI or Encompass LO?
Encompass LO is rated higher. Arch MI averages 3.7 out of 5 from 3 ratings, while Encompass LO averages 4.5 from 4 ratings.
Do Arch MI or Encompass LO have ads?
Neither Arch MI nor Encompass LO shows ads.
Which is updated more often, Arch MI or Encompass LO?
Arch MI ships an update every 3 months, and Encompass LO every 2 months. Most recently, Arch MI was updated on October 24, 2026 and Encompass LO on October 28, 2026.

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