Comparison

MobiMoney vs PFC Finance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MobiMoney

Gain complete control over your credit and debit card usage. Receive real-time alerts for potential fraud and set custom spending parameters for when, where, and how your cards can be used.

Highlights
  • Full credit/debit card control
  • Real-time fraud alerts
  • Set usage permissions
  • Control spending locations
  • Control spending times
Features
Read full description

MobiMoney is the only app for customers that gives them full control of their credit and debit card usage in a way they’ve never had before. With MobiMoney, customers are alerted to potential fraud and empowered to decide when, where and how their cards are used in real-time. Customers who use MobiMoney will wonder how they ever lived without it.

About

PFC Finance

Manage your personal finances with this secure and fast application. View account balances, make loan payments, access statements, and locate branches and ATMs. Secure your account with biometric authentication.

Highlights
  • View Money Certificate balance
  • Make loan payments
  • View and save monthly statements
  • Find branches and ATMs
  • 4-digit passcode security
  • Fingerprint/face reader authentication
Features
Read full description

PFC Finance is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with PFC Finance: View your Money Certificate balance Make loan payments View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the PFC Finance app, you must be enrolled as a (F.I. NAME) digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

MobiMoney4 screens
PFC Finance4 screens

Verdict

The call

The clearest difference is rating: PFC Finance at 4.8 against MobiMoney's 2.7. PFC Finance also leads on update cadence (every 4 weeks vs every 9 months). MobiMoney's advantage is monetization model (free vs ad-supported) and ratings volume (232 vs 57). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PFC Finance holds the better App Store score, 4.8 against 2.7. Both are backed by a comparable volume of ratings — 232 and 57 respectively.

UpkeepUpdate frequency

MobiMoney ships an update every 9 months, PFC Finance every 4 weeks. The most recent releases landed on November 1, 2026 and November 8, 2026 respectively.

Scorecard5 real differences · 5 level
MobiMoney versus PFC Finance: the parameters behind the verdict, then further details
ParameterMobiMoneyPFC Finance
PriceFreeFree
Rating2.7 (232 ratings)4.8 (57 ratings) — better
Positive reviews13.0% of reviews—
Number of ratings232 — better57
Update frequencyEvery 9 monthsEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPad
Requires iOS14.0 — better18.4
Further details — not scored
Size82 MB197 MB
Age rating4+12+
DeveloperVANTIV, LLCPERSONAL FINANCE CENTER

Customer experience

MobiMoney

All ratings232 ratings
Positive35.8%
Neutral11.6%
Negative52.6%
Written reviews77 reviews
Positive13.0%
Neutral15.6%
Negative71.4%

PFC Finance

All ratings53 ratings
Positive92.5%
Neutral1.9%
Negative5.7%

Bugs and requests

MobiMoney

Reported bugs

14 issues
  • Login authentication fails repeatedly
  • Password reset emails not sent
  • Balance display frozen at outdated amounts
  • Transaction notifications stop without warning
  • Face ID/Touch ID fails to activate
Show 9 more
  • App requires constant reinstallation
  • Server unreachable errors
  • Card registration fails with error messages
  • App freezes on login screen
  • Biometric authentication works intermittently
  • Balance shows zero incorrectly
  • Pending transactions cannot be removed
  • Card status changes unexpectedly
  • Sync button non-functional

Requested features

8 requests
  • Improved Face ID/Touch ID reliability
  • Better customer support accessibility
  • Ability to delete/remove registered cards
  • Enhanced balance update frequency
  • Modernized user interface
Show 3 more
  • Joint account support
  • Direct payment transfer capability
  • Better email notification delivery for password resets

PFC Finance

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MobiMoney

No in-app purchases

None

PFC Finance

No in-app purchases

Questions

Is MobiMoney free?
MobiMoney is free to download, with no in-app purchases.
Is PFC Finance free?
PFC Finance is free to download, with no in-app purchases.
Which has better reviews, MobiMoney or PFC Finance?
PFC Finance is rated higher. MobiMoney averages 2.7 out of 5 from 232 ratings, while PFC Finance averages 4.8 from 57 ratings.
Do MobiMoney or PFC Finance have ads?
Neither MobiMoney nor PFC Finance shows ads.
Which is updated more often, MobiMoney or PFC Finance?
MobiMoney ships an update every 9 months, and PFC Finance every 4 weeks. Most recently, MobiMoney was updated on November 1, 2026 and PFC Finance on November 8, 2026.

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