Comparison

Excel Smart vs Simrik mBank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Excel Smart

Manage your bank account on the go with this secure mobile banking app. Perform bill payments, fund transfers, and instant QR code payments. Enjoy convenient banking anytime, anywhere without visiting a branch.

Highlights
  • Banking on the go
  • Bill payments
  • Fund transfers
  • QR code payments
  • Account information access
  • Secure SSL encryption
Features
Read full description

Excel Smart is Excel Development Bank Ltd's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Excel Development Bank Ltd. This App will be regularly updated with additional new features. Key Features: - Banking On the Go - Bill Payments Made Easier - Top Up Made Easier - Fund Transfers Made Easier - QR Code: Scan and Pay - Instant Online and Retail Payment with Fonepay Network - Accessing your Account Informations Made Easier - User Friendly, Safe and Secure And Many More Exciting Features Excel Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Excel Development Bank Ltd, and you need to subscribe to the Excel Development Bank Ltd's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Excel Smart is a Member of Fonepay Network. Smart Banking for Smart People.

About

Simrik mBank

Features
Read full description

Simrik mBank is MBANK TECHNOLOGIES PVT LTD official mobile banking app which enables its customers to keep track of their account maintained at Simrik mBank and allows its users to make different utility payments. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Simrik mBank. Enables finances at your fingertips, anytime-anywhere. Here you can manage your account and access your Simrik mBank accounts faster and securely via internet. Simrik mBank is a convenient and reliable app that provides you all the facilities in your fingertips. Enjoy hassle-free banking anywhere and anytime without visiting your branch and manage your Account with a fully secure and user-friendly application. Services of Simrik mBank : Make payments of your utilities * Phone bills * Mobile top-up * Receive and send money through remittance services * And many other payments for the services you use Bill Payments * Simrik mBank offers a full throttled package of all bill payments. Real-time payments to all registered ISPs, TVs, Airlines, Insurance, Electricity, Water, Landline. Manage your account * Protect your account with your fingerprint * Track your finances * Track your account history Transfer funds instantly * Transfer and receive funds instantly Highly secure * Secure your account with two factor authentications * Fingerprint/Face ID login helps secure your account Location: * Customers can find our Office location QR Payments: * Scan and Pay feature that allows you to scan and pay to the different merchants. To be able to use this app, you first need to have a valid account maintained at Simrik mBank, and you need to subscribe to the Simrik mBank Banking Service. This app helps you to pay multiple utility payments through the app itself. And many more exciting features (This app is the property of MBANK TECHNOLOGIES PVT LTD) This Application gets regularly updated with new features and new utility payments for the user's convenience which makes it the best app. About Simrik mBank Simrik mBank is leading Payment Service Provider. Simrik mBank is leading fin-tech company in Nepal.

Screenshots

Excel Smart4 screens
Simrik mBank4 screens

Verdict

The call

The clearest difference is update cadence: Simrik mBank at every 5 weeks against Excel Smart's every 4 months. Excel Smart's advantage is iOS requirement (12.4 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Excel Smart ships an update every 4 months, Simrik mBank every 5 weeks. The most recent releases landed on August 15, 2026 and September 14, 2026 respectively.

Scorecard2 real differences · 8 level
Excel Smart versus Simrik mBank: the parameters behind the verdict, then further details
ParameterExcel SmartSimrik mBank
PriceFreeFree
Rating3.4 (5 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings5 — better—
Update frequencyEvery 4 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.4 — better15.6
Further details — not scored
Size172 MB416 MB
Age rating17+17+
DeveloperExcel Development Bank LtdmBank Technologies

In-app purchases

None

Excel Smart

No in-app purchases

None

Simrik mBank

No in-app purchases

Questions

Is Excel Smart free?
Excel Smart is free to download, with no in-app purchases.
Is Simrik mBank free?
Simrik mBank is free to download, with no in-app purchases.
Do Excel Smart or Simrik mBank have ads?
Neither Excel Smart nor Simrik mBank shows ads.
Which is updated more often, Excel Smart or Simrik mBank?
Excel Smart ships an update every 4 months, and Simrik mBank every 5 weeks. Most recently, Excel Smart was updated on August 15, 2026 and Simrik mBank on September 14, 2026.

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