Excel Smart vs Sahara Smart
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Excel Smart
Manage your bank account on the go with this secure mobile banking app. Perform bill payments, fund transfers, and instant QR code payments. Enjoy convenient banking anytime, anywhere without visiting a branch.
- Banking on the go
- Bill payments
- Fund transfers
- QR code payments
- Account information access
- Secure SSL encryption
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Excel Smart is Excel Development Bank Ltd's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Excel Development Bank Ltd. This App will be regularly updated with additional new features. Key Features: - Banking On the Go - Bill Payments Made Easier - Top Up Made Easier - Fund Transfers Made Easier - QR Code: Scan and Pay - Instant Online and Retail Payment with Fonepay Network - Accessing your Account Informations Made Easier - User Friendly, Safe and Secure And Many More Exciting Features Excel Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Excel Development Bank Ltd, and you need to subscribe to the Excel Development Bank Ltd's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Excel Smart is a Member of Fonepay Network. Smart Banking for Smart People.
Sahara Smart
Manage your bank account conveniently from your mobile device anytime, anywhere. This secure app allows for easy fund transfers, bill payments, and instant QR code payments through the Fonepay Network. Enjoy simplified banking without needing to visit a branch.
- Banking on the go
- Bill payments
- Fund transfers
- QR code payments
- Account information access
- Secure transactions
Read full descriptionHide full description
Sahara Smart is Sahara Saving & Credit Co-Operative Ltd.'s Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Sahara Saving & Credit Co-Operative Ltd.. This App will be regularly updated with additional new features. Key Features: - Banking On the Go - Bill Payments Made Easier - Top Up Made Easier - Fund Transfers Made Easier - QR Code: Scan and Pay - Instant Online and Retail Payment with Fonepay Network - Accessing your Account Informations Made Easier - User Friendly, Safe and Secure And Many More Exciting Features Sahara Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Sahara Saving & Credit Co-Operative Ltd., and you need to subscribe to the Sahara Saving & Credit Co-Operative Ltd.'s Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Sahara Smart is a Member of Fonepay Network. Smart Banking for Smart People.
Screenshots
Verdict
Excel Smart and Sahara Smart are too close to call on the numbers: across 10 compared parameters — price, rating, review sentiment and ratings volume among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 3.4 for Excel Smart against 3.5 for Sahara Smart. Both are backed by a comparable volume of ratings — 5 and 2 respectively. Written reviews split almost evenly too, at 0% and 0% positive.
Excel Smart ships an update every 4 months, Sahara Smart every 7 months. The most recent releases landed on October 9, 2026 and October 6, 2026 respectively.
| Parameter | Excel Smart | Sahara Smart |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (5 ratings) | 3.5 (2 ratings) — better |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| Number of ratings | 5 — better | 2 |
| Update frequency | Every 4 months — better | Every 7 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.4 | 12.4 |
| Further details — not scored | ||
| Size | 172 MB | 68 MB |
| Age rating | 17+ | 4+ |
| Developer | Excel Development Bank Ltd | Sahara Nepal Saving and Credit Co-operative Society Ltd. |
Customer experience
Excel Smart
Sahara Smart
In-app purchases
Excel Smart
No in-app purchases
Sahara Smart
No in-app purchases
Questions
Is Excel Smart free?
Is Sahara Smart free?
Which has better reviews, Excel Smart or Sahara Smart?
Do Excel Smart or Sahara Smart have ads?
Which is updated more often, Excel Smart or Sahara Smart?
Other comparisons
