NMC Smart vs Sahara Smart
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NMC Smart
Manage your bank account conveniently from your mobile device. Perform transactions, pay bills, and transfer funds securely anytime, anywhere. Enjoy easy access to your account information and make payments using QR codes.
- Banking on the go
- Bill payments
- Top-ups
- Fund transfers
- QR code payments
- Account information access
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NMC Smart is Nepal Multipurpose Co-operative's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Nepal Multipurpose Co-operative. This App will be regularly updated with additional new features. Key Features: Banking On the Go Bill Payments Made Easier Top Up Made Easier Fund Transfers Made Easier QR Code: Scan and Pay Instant Online and Retail Payment with Fonepay Network Accessing your Account Informations Made Easier User Friendly, Safe and Secure And Many More Exciting Features NMC Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Nepal Multipurpose Co-operative, and you need to subscribe to the Nepal Multipurpose Co-operative's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. NMC Smart is a Member of Fonepay Network. Smart Banking for Smart People.
Sahara Smart
Manage your bank account conveniently from your mobile device anytime, anywhere. This secure app allows for easy fund transfers, bill payments, and instant QR code payments through the Fonepay Network. Enjoy simplified banking without needing to visit a branch.
- Banking on the go
- Bill payments
- Fund transfers
- QR code payments
- Account information access
- Secure transactions
Read full descriptionHide full description
Sahara Smart is Sahara Saving & Credit Co-Operative Ltd.'s Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Sahara Saving & Credit Co-Operative Ltd.. This App will be regularly updated with additional new features. Key Features: - Banking On the Go - Bill Payments Made Easier - Top Up Made Easier - Fund Transfers Made Easier - QR Code: Scan and Pay - Instant Online and Retail Payment with Fonepay Network - Accessing your Account Informations Made Easier - User Friendly, Safe and Secure And Many More Exciting Features Sahara Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Sahara Saving & Credit Co-Operative Ltd., and you need to subscribe to the Sahara Saving & Credit Co-Operative Ltd.'s Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Sahara Smart is a Member of Fonepay Network. Smart Banking for Smart People.
Screenshots
Verdict
The clearest difference is rating: Sahara Smart at 3.5 against NMC Smart's 1.0. On price, review sentiment, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Sahara Smart holds the better App Store score, 3.5 against 1.0. Both are backed by a comparable volume of ratings — 1 and 2 respectively. Written reviews split almost evenly too, at 0% and 0% positive.
NMC Smart ships an update every 4 months, Sahara Smart every 7 months. The most recent releases landed on June 9, 2026 and June 4, 2026 respectively.
| Parameter | NMC Smart | Sahara Smart |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) | 3.5 (2 ratings) — better |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| Number of ratings | 1 | 2 — better |
| Update frequency | Every 4 months — better | Every 7 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.1 — better | 12.4 |
| Further details — not scored | ||
| Size | 73 MB | 68 MB |
| Age rating | 4+ | 4+ |
| Developer | NMC Multipurpose Cooperative Ltd. | Sahara Nepal Saving and Credit Co-operative Society Ltd. |
Customer experience
NMC Smart
Sahara Smart
In-app purchases
NMC Smart
No in-app purchases
Sahara Smart
No in-app purchases
Questions
Is NMC Smart free?
Is Sahara Smart free?
Which has better reviews, NMC Smart or Sahara Smart?
Do NMC Smart or Sahara Smart have ads?
Which is updated more often, NMC Smart or Sahara Smart?
Other comparisons
