Comparison

Prime Smart vs NMC Smart

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Prime Smart

Manage your bank account securely from your mobile device. Perform transactions, pay bills, and transfer funds with ease. Enjoy convenient banking services anytime, anywhere, without needing to visit a branch.

Highlights
  • Banking on the go
  • Bill payments
  • Fund transfers
  • QR code payments
  • Account information access
  • Secure transactions
Features
Read full description

Prime Smart is Prime Bank's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Prime Bank. This App will be regularly updated with additional new features. Key Features: 1. Banking On the Go 2. Bill Payments Made Easier 3. Top Up Made Easier 4. Fund Transfers Made Easier 5. QR Code: Scan and Pay 6. Instant Online and Retail Payment with Fonepay Network 7. Accessing your Account Informations Made Easier 8. User Friendly, Safe and Secure 9. And Many More Exciting Features Prime Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Prime Bank, and you need to subscribe to the Prime Bank's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Prime Smart is a Member of Fonepay Network. Smart Banking for Smart People.

About

NMC Smart

Manage your bank account conveniently from your mobile device. Perform transactions, pay bills, and transfer funds securely anytime, anywhere. Enjoy easy access to your account information and make payments using QR codes.

Highlights
  • Banking on the go
  • Bill payments
  • Top-ups
  • Fund transfers
  • QR code payments
  • Account information access
Read full description

NMC Smart is Nepal Multipurpose Co-operative's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Nepal Multipurpose Co-operative. This App will be regularly updated with additional new features. Key Features: Banking On the Go Bill Payments Made Easier Top Up Made Easier Fund Transfers Made Easier QR Code: Scan and Pay Instant Online and Retail Payment with Fonepay Network Accessing your Account Informations Made Easier User Friendly, Safe and Secure And Many More Exciting Features NMC Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Nepal Multipurpose Co-operative, and you need to subscribe to the Nepal Multipurpose Co-operative's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. NMC Smart is a Member of Fonepay Network. Smart Banking for Smart People.

Screenshots

Prime Smart4 screens
NMC Smart4 screens

Verdict

The call

The clearest difference is rating: Prime Smart at 2.9 against NMC Smart's 1.0. Prime Smart also leads on update cadence (every 4 weeks vs every 4 months) and ratings volume (24 vs 1). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Prime Smart holds the better App Store score, 2.9 against 1.0. That said, the two scores are not equally well evidenced: Prime Smart has 24 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 0% and 0% positive.

UpkeepUpdate frequency

Prime Smart ships an update every 4 weeks, NMC Smart every 4 months. The most recent releases landed on October 8, 2026 and October 5, 2026 respectively.

Scorecard3 real differences · 7 level
Prime Smart versus NMC Smart: the parameters behind the verdict, then further details
ParameterPrime SmartNMC Smart
PriceFreeFree
Rating2.9 (24 ratings) — better1.0 (1 ratings)
Positive reviews0.0% of reviews0.0% of reviews
Number of ratings24 — better1
Update frequencyEvery 4 weeks — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.412.1 — better
Further details — not scored
Size172 MB73 MB
Age rating17+4+
DeveloperPrime Commercial Bank Ltd.NMC Multipurpose Cooperative Ltd.

Customer experience

Prime Smart

All ratings24 ratings
Positive37.5%
Neutral16.7%
Negative45.8%
Written reviews8 reviews
Positive0.0%
Neutral25.0%
Negative75.0%

NMC Smart

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Prime Smart

No in-app purchases

None

NMC Smart

No in-app purchases

Questions

Is Prime Smart free?
Prime Smart is free to download, with no in-app purchases.
Is NMC Smart free?
NMC Smart is free to download, with no in-app purchases.
Which has better reviews, Prime Smart or NMC Smart?
Prime Smart is rated higher. Prime Smart averages 2.9 out of 5 from 24 ratings, while NMC Smart averages 1.0 from 1 ratings.
Do Prime Smart or NMC Smart have ads?
Neither Prime Smart nor NMC Smart shows ads.
Which is updated more often, Prime Smart or NMC Smart?
Prime Smart ships an update every 4 weeks, and NMC Smart every 4 months. Most recently, Prime Smart was updated on October 8, 2026 and NMC Smart on October 5, 2026.

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